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Pembroke, Kentucky: commercial real estate data.

Pembroke is a Census city of 732 people across 1.11 square miles of land, in Christian County. Median household income is $70,804, 71.6 percent of occupied homes are owned, and the SBA record carries 1 7(a) approvals to borrowers here worth $150,000 since FY2020.

Underlined figures are computed by MMCG Analytics, not published by the agency.

Pembroke

What Pembroke is

  • Census place typecity
  • Land area1.11 sq mi
  • Water area0 sq mi
  • Population per square mile of land659 plus or minus 144
  • County holding the largest share of its areaChristian County, 100.0 percent

US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Pembroke

How many people live in Pembroke

  • Population732 plus or minus 160
  • Median age43.7 plus or minus 10.5
  • Population under 18143 plus or minus 44
  • Share under 1819.5 percent plus or minus 4.2
  • Population 65 and over140 plus or minus 55
  • Share 65 and over19.1 percent plus or minus 6.2
  • Households285 plus or minus 73
  • Family households189 plus or minus 54
  • Share of households that are families66.3 percent

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Pembroke

Income and work in Pembroke

  • Median household income$70,804 plus or minus $16,427
  • Per capita income$29,534
  • Civilian labor force324 plus or minus 79
  • Employed311 plus or minus 78
  • Unemployed13 plus or minus 10
  • Unemployment rate4.0 percent plus or minus 2.9
  • Adults 25 and over527
  • Adults 25 and over with a high school diploma or higher86.9 percent
  • Adults 25 and over with a bachelor degree or higher21.1 percent plus or minus 7.4
  • Adults 25 and over with a graduate degree7.0 percent plus or minus 4.1

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Pembroke

Housing in Pembroke

  • Housing units382 plus or minus 88
  • Occupied units285 plus or minus 73
  • Vacant units97 plus or minus 51
  • Vacancy rate25.4 percent plus or minus 12.0
  • Owner occupied204 plus or minus 67
  • Renter occupied81 plus or minus 37
  • Ownership rate71.6 percent plus or minus 14.7
  • Median owner-occupied home value$191,200 plus or minus $57,885
  • Median gross rent, monthly$813
  • Annual rent as a share of median income13.8 percent plus or minus 3.5
  • Single family units288 plus or minus 71
  • Share single family75.4 percent
  • Units in buildings of two or more82 plus or minus 47
  • Share in buildings of two or more21.5 percent plus or minus 11.2
  • Mobile homes12 plus or minus 14
  • Median year structure built1983

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Pembroke

How Pembroke gets to work

  • Workers 16 and over who commute294 plus or minus 78
  • Commuting under 15 minutes86 plus or minus 47
  • Share commuting under 15 minutes29.3 percent plus or minus 14.1
  • Commuting 30 minutes or more74 plus or minus 34
  • Share commuting 30 minutes or more25.2 percent plus or minus 9.6
  • Drove alone68.0 percent plus or minus 15.6
  • Carpooled20.9 percent plus or minus 11.5
  • Public transport0.0 percent
  • Walked0.9 percent plus or minus 1.6
  • Worked from home7.0 percent plus or minus 4.8

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Pembroke

SBA loans in Pembroke (7(a))

  • Approvals1
  • Gross approval$150,000
  • Average approval$150,000
  • Median approval$150,000
  • Largest approval$150,000
  • Jobs supported0
  • Jobs per approval0.0
  • Loans with a final outcome0
  • Paid in full0
  • Charged off0
  • Median term120 months
  • Share on real estate terms of 20 years or more0.0 percent
  • Share to franchises0.0 percent
  • Distinct lenders1
  • Distinct industries by NAICS1

Counted by borrower city: approvals to borrowers whose address is in Pembroke, in any county, FY2020 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.

US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.

Pembroke

Flood risk in Pembroke

  • NFIP communityCity of Pembroke
  • NFIP community number210332
  • Participating in the NFIPNo
  • Community Rating System classNone
  • Currently effective map date09/17/08

The City of Pembroke does not participate in the National Flood Insurance Program as community 210332 and carries no Community Rating System class, so no CRS premium discount applies to it.

Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.

Christian County, not Pembroke

Christian County context, not Pembroke figures

  • Establishments in Christian County1,290
  • Covered employment, Christian County31,505
  • Average annual pay, Christian County$55,483
  • Housing units permitted, Christian County190

Every figure in this section is published for Christian County as a whole and is not a measurement of Pembroke.

All Christian County figures →

US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.

Coverage

What this page does not hold.

Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →

Common questions

Pembroke questions, answered from the record.

How many people live in Pembroke, Kentucky?

732, in 285 households. Pembroke city covers 1.11 square miles of land, which is 659 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

What county is Pembroke in?

Christian County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.

What is the median household income in Pembroke?

$70,804. The median owner-occupied home is valued at $191,200. Median gross rent is $813 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

How much SBA lending goes to Pembroke businesses?

1 7(a) approvals totaling $150,000 since FY2020, across 1 lenders, median approval $150,000. These count approvals to borrowers whose address is in Pembroke, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.

Do SBA loans to Pembroke borrowers get paid back?

No rate is published for Pembroke. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.

Is Pembroke in the National Flood Insurance Program?

No, it is listed but not participating. Pembroke appears in the FEMA Community Status Book as Pembroke, city of, community 210332, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.

Are the county figures on this page Pembroke figures?

No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Christian County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Pembroke.

Is zoning published for Pembroke?

No. Nothing on this page presents parcel level zoning.