Androscoggin County, Maine: commercial real estate data.
Androscoggin County, Maine had an estimated 115,272 residents on July 1, 2024, up 3.7 percent since the 2020 census base of 111,133, across 468 square miles. County output reached $7.05 bn in 2024, 2,877 establishments operate here, and the SBA record carries 141 7(a) approvals worth $36.9 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Androscoggin County
How many people live in Androscoggin County
- Population, American Community Survey 2020-2024113,423
- Households46,953
- Average household size2.42
- Median household income$67,873
- Median age40.5
- Median gross rent$1,010 per month
- Median owner-occupied home value$252,800
- Home value to household income3.7 times
- Annual rent as a share of median income17.9 percent
- Adults 25 and over with a bachelor degree or higher23.4 percent
- Adults 25 and over with a graduate degree7.2 percent
- Adults 25 and over78,846
- Population under 1823,588
- Share under 1820.8 percent
- Population 65 and over21,459
- Share 65 and over18.9 percent
- Working age population, 18 to 6468,376
- Civilian labor force58,984
- Unemployment rate4.3 percent
- Labor force participation, adults 18 and over65.7 percent
- Rank by population among Maine counties5th of 16
- Rank by population among US county-equivalents, Puerto Rico included553rd of 3,222
Androscoggin County is the 5th largest of 16 Maine counties by population. A median home costs 3.7 times median household income, which is moderately unaffordable by national standards. Residents under 18 outnumber those 65 and over, at 20.8 percent against 18.9 percent, a household formation profile rather than a retirement one.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Androscoggin County
Is Androscoggin County's population growing?
- Population, July 1, 2024115,272
- Census 2020 base population111,133
- Population change since the 2020 census base3.72 percent
- Population change, 2023 to 2024795
- Births, 20241,165
- Deaths, 20241,301
- Natural change, 2024-136
- Net domestic migration, 2024209
- Net international migration, 2024722
- Total net migration, 2024931
- Cumulative net domestic migration, 2021 to 20243,193
- Rank by growth among US county-equivalents742nd of 3,144
The county has grown 3.72 percent since the 2020 census base. Deaths exceeded births in 2024 and the population still grew, so all of the growth came from people moving in. A market held up by migration is more sensitive to a change in relative cost than one growing from household formation.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Androscoggin County
Where are people moving to Androscoggin County from?
- Tax returns filed by households arriving3,142
- People arriving, from those returns5,103
- Tax returns filed by households leaving2,896
- Net household movement246
- Adjusted gross income arriving$163.3 m
- Net adjusted gross income movement$-21.6 m
- Average income of an arriving household$51,981
- Average income of a leaving household$63,855
- Largest single originCumberland County (912 households)
- Largest single destinationCumberland County (556 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Cumberland County | 912 | 1,476 | $47.3 m |
| Kennebec County | 282 | 483 | $12.7 m |
| Oxford County | 229 | 382 | $10.0 m |
| York County | 204 | 304 | $9.5 m |
| Sagadahoc County | 145 | 223 | $6.5 m |
| Franklin County | 97 | 159 | $4.7 m |
| Penobscot County | 90 | 125 | $4.0 m |
| Middlesex County | 35 | 45 | $3.0 m |
Households arriving report $11,874 less average income than households leaving, which drains spending power even where headcount holds up. The largest single source of arrivals is Cumberland County, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Androscoggin County
What is the Androscoggin County economy?
- County GDP, 2024$7.05 bn
- County GDP, 2023$6.72 bn
- GDP change, 2023 to 20244.9 percent
- GDP change over five years31.7 percent
- Rank by GDP among the Maine areas BEA publishes5th of 16
- Rank by GDP among the US county areas BEA publishes581st of 3,127
- GDP per resident$62,156
Output grew 4.9 percent in the latest year and 31.7 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Androscoggin County
Employment by industry in Androscoggin County
- Covered employment, annual average48,676
- Establishments reporting3,600
- Average annual pay$58,507
- Average weekly wage$1,125
- Health care and social assistance, employment9,992
- Health care and social assistance, average annual pay$61,343
- Retail trade, employment6,201
- Retail trade, average annual pay$40,518
- Manufacturing, employment5,175
- Manufacturing, average annual pay$66,351
- Accommodation and food services, employment3,629
- Accommodation and food services, average annual pay$27,316
- Transportation and warehousing, employment2,388
- Administrative and support and waste management services, employment2,342
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Health care and social assistance | 9,992 | 442 | $61,343 |
| Retail trade | 6,201 | 431 | $40,518 |
| Manufacturing | 5,175 | 153 | $66,351 |
| Accommodation and food services | 3,629 | 242 | $27,316 |
| Transportation and warehousing | 2,388 | 108 | $62,466 |
| Administrative and support and waste management services | 2,342 | 197 | $43,424 |
| Professional, scientific and technical services | 1,856 | 427 | $101,171 |
| Wholesale trade | 1,558 | 171 | $74,459 |
Health care and social assistance is the largest private sector at 9,992 jobs, 20.5 percent of covered employment.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Androscoggin County
How many businesses are in Androscoggin County?
- Establishments, all industries2,877
- Employment at those establishments42,629
- Annual payroll$2.31 bn
- Establishments per 1,000 residents25.4
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against. County Business Patterns counts private establishments with paid employees in March 2023, while the Quarterly Census of Employment and Wages above counts every unemployment-insured employer, public ones included, as a 2024 annual average, so the two establishment and employment counts differ.
US Census Bureau, County Business Patterns, 2023.
Androscoggin County
Building permits in Androscoggin County
- Housing units authorized by permit, 2024346
- Declared construction value permitted$72.3 m
- Single family units authorized263
- Multifamily units authorized83
- Multifamily share of units24.0 percent
- Average declared value per unit$209,098
- Units authorized per 1,000 households7.4
Single-family homes are 76.0 percent of units authorized, so the pipeline is predominantly single-family.
US Census Bureau, Building Permits Survey, 2024 annual.
Androscoggin County
SBA loans in Androscoggin County (7(a) and 504)
- 7(a) approvals recorded141
- 7(a) gross approval dollars$36.9 m
- Average 7(a) approval$261,808
- Median 7(a) approval$87,200
- 10th percentile approval$15,000
- 90th percentile approval$632,400
- Largest single approval$5,000,000
- Jobs reported supported, 7(a)951
- Jobs per approval6.7
- Distinct 7(a) lenders active24
- Distinct industries receiving approvals74
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer13.5 percent
- Loans on real estate terms19
- Loans on working capital terms, 120 months or shorter120
- Franchise loans10
- Franchise share of approvals7.1 percent
- Leading industry by approval countSnack and Nonalcoholic Beverage Bars (8)
- Most active lenderTD Bank, National Association (37)
- 504 approvals recorded47
- 504 gross approval dollars$35.4 m
- Average 504 approval$752,574
- Median 504 approval$452,000
- Distinct CDCs active2
- 504 jobs per approval8.2
- 504 jobs per million dollars approved10.9
- Most active CDCGranite State Economic Development Corporation (44)
- Combined SBA approval dollars, 7(a) FY2020 to FY2026 and 504 FY2010 to FY2026$72.3 m
The average approval of $261,808 sits well above the median of $87,200, pulled up by a few larger deals, so the median is the better guide to what a typical borrower here gets. Only 13.5 percent of approvals run on real estate terms, so SBA credit here is mostly working capital and equipment rather than property acquisition.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Androscoggin County
SBA loan default and charge-off rates in Androscoggin County
Do SBA loans in Androscoggin County get paid back?
- Loans with a final outcome recorded25
- Paid in full24
- Charged off1
- Status: Paid in full24
- Status: Exempt from disclosure90
- Status: Cancelled18
- Status: Charged off1
- Status: Committed, not yet disbursed8
Only 25 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
Compare against the national and state SBA charge-off rates, computed the same way over resolved loans only.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Androscoggin County
SBA lending by place in Androscoggin County
- Borrower cities with recorded lending16
- Lewiston, approvals50
- Auburn, approvals34
- Poland, approvals15
- Turner, approvals10
- Durham, approvals7
- Lisbon Falls, approvals6
| Borrower city | Approvals | Gross approval dollars |
|---|---|---|
| Lewiston | 50 | $16,637,100 |
| Auburn | 34 | $5,080,200 |
| Poland | 15 | $6,910,200 |
| Turner | 10 | $1,789,500 |
| Durham | 7 | $440,000 |
| Lisbon Falls | 6 | $705,000 |
| Sabattus | 3 | $981,000 |
| Lisbon | 3 | $488,600 |
| 8 other borrower cities | 13 | $3,883,300 |
Lewiston accounts for 50 approvals against 34 in Auburn. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Androscoggin County
How large is Androscoggin County?
- Land area468 sq mi
- Rank by land area among Maine counties13th of 16
- Width, east to west24.1 mi
- Height, north to south38.7 mi
- Geographies sharing a boundary5
- Residents per square mile of land242
- Establishments per square mile6.15
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Androscoggin County
Flood risk in Androscoggin County
- Communities in the county in the NFIP Community Status Book14
- Of those, participating in the NFIP14
- NFIP participation rate100.0 percent
- Best Community Rating System class in the county A lower CRS class is a larger flood insurance premium discount.Class 8
- Communities carrying a CRS class2
- Radon levels in Androscoggin County, EPA zone predicted average indoor radon screening level greater than 4 pCi/LZone 1
The EPA places Androscoggin County in radon zone 1, a predicted average indoor radon screening level greater than 4 pCi/L. The zone is a screening prediction for the county and does not substitute for a test at an address. The best Community Rating System class among the county's communities is 8, which carries a flood insurance premium discount for policies written in that community. 100.0 percent of the county's listed communities participate in the National Flood Insurance Program, per Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26. US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Coverage
What this page does not hold.
Traffic counts, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Feasibility studies
When a Androscoggin County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Androscoggin County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population, American Community Survey 2020-2024113,423
- Households46,953
- Average household size2.42
- Median household income$67,873
- Median age40.5
Common questions
Androscoggin County questions, answered from the record.
How many people live in Androscoggin County, Maine?
The Census Bureau estimates 115,272 residents on July 1, 2024 (US Census Bureau, Population Estimates Program, Vintage 2024). The American Community Survey 2020-2024 five-year estimate is 113,423, in 46,953 households, ranking 5th of 16 Maine counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Androscoggin County's population growing?
The population has grown 3.72 percent since the 2020 census base of 111,133, to 115,272 on July 1, 2024. In 2024 there were 1,165 births against 1,301 deaths, with net migration of 931. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Androscoggin County?
$67,873. The median owner-occupied home is valued at $252,800, which is 3.7 times income, and median gross rent is $1,010 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are in Androscoggin County?
2,877 establishments, employing 42,629 people with an annual payroll of $2.31 bn. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is employment by industry in Androscoggin County?
Health care and social assistance is the largest private sector at 9,992 jobs, 20.5 percent of covered employment. Covered employment averages 48,676 jobs at an average annual pay of $58,507, or $1,125 a week. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Androscoggin County?
141 7(a) approvals totaling $36.9 m since FY2020, across 24 lenders, with a median approval of $87,200, plus 47 504 approvals worth $35.4 m since FY2010. These are approvals recorded in the release, not loans disbursed.
How many building permits were issued in Androscoggin County?
346 housing units were authorized by permit in 2024, with a declared construction value of $72.3 m. Multifamily was 24.0 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Androscoggin County?
Zone 1, a predicted average indoor radon screening level greater than 4 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Androscoggin County come from?
The largest single origin is Cumberland County, with 912 households. Arriving households report an average income of $51,981 against $63,855 for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Androscoggin County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Androscoggin County?
No. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame, to be confirmed locally.
Androscoggin County
Cities and places in Androscoggin.
9 Census places lie wholly or partly in Androscoggin County. All 9 carry enough published place level data for a page of their own and are linked.
| Place | Type | Population | SBA 7(a) approvals, projects in this county | Lies in |
|---|---|---|---|---|
| Lewiston | city | 38,324 | 50 | Wholly in this county |
| Auburn | city | 24,602 | 34 | Wholly in this county |
| Lisbon Falls | CDP | 4,267 | 6 | Wholly in this county |
| Lisbon | CDP | 3,612 | 3 | Wholly in this county |
| Mechanic Falls | CDP | 1,991 | 2 | Wholly in this county |
| Livermore Falls | CDP | 1,409 | 1 | Wholly in this county |
| Greene | CDP | 1,004 | 2 | Wholly in this county |
| Turner | CDP | 505 | 10 | Wholly in this county |
| Sabattus | CDP | 134 | 3 | Wholly in this county |
A further 30 of the county's 141 SBA 7(a) approvals are to borrowers in cities that match no Census place in Androscoggin County, the largest being Poland (15), Durham (7), Wales (2). Those are postal cities, unincorporated areas and cities outside the county, so no place row claims them; they are counted in the county total above.
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