HomeMaineCumberland CountyGray CDP
Gray CDP, Maine: commercial real estate data.
Gray CDP is a Census CDP of 938 people across 2.94 square miles of land, in Cumberland County. Median household income is $123,833, 34.8 percent of occupied homes are owned, and the SBA record carries 14 7(a) approvals to borrowers here worth $3.1 m.
76 sourced place values · tier FULL · 8 sections
Gray
What Gray is
- Census place typeCDP
- Land area2.94 sq mi
- Water area0 sq mi
- Population per square mile of land320 plus or minus 157
- County holding the largest share of its areaCumberland County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Gray
How many people live in Gray
- Population938 plus or minus 460
- Median age33.8 plus or minus 10.3
- Population under 18290 plus or minus 169
- Share under 1830.9 percent plus or minus 9.7
- Population 65 and over146 plus or minus 92
- Share 65 and over15.6 percent plus or minus 6.2
- Households336 plus or minus 148
- Family households200 plus or minus 123
- Share of households that are families59.5 percent plus or minus 25.5
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Gray
Income and work in Gray
- Median household income$123,833 plus or minus $98,064
- Per capita income$59,068 plus or minus $40,451
- Civilian labor force533 plus or minus 283
- Employed494 plus or minus 282
- Unemployed39 plus or minus 58
- Unemployment rate7.3 percent plus or minus 10.2
- Adults 25 and over595 plus or minus 265
- Adults 25 and over with a high school diploma or higher92.1 percent plus or minus 54.0
- Adults 25 and over with a bachelor degree or higher37.8 percent plus or minus 15.8
- Adults 25 and over with a graduate degree7.9 percent plus or minus 9.3
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Gray
Housing in Gray
- Housing units336 plus or minus 148
- Occupied units336 plus or minus 148
- Vacant units0
- Vacancy rate0.0 percent
- Owner occupied117 plus or minus 83
- Renter occupied219 plus or minus 135
- Ownership rate34.8 percent plus or minus 19.4
- Median owner-occupied home value$438,400
- Median gross rent, monthly$1,234 plus or minus $905
- Annual rent as a share of median income12.0 percent plus or minus 12.9
- Single family units116 plus or minus 82
- Share single family34.5 percent plus or minus 19.1
- Units in buildings of two or more220 plus or minus 139
- Share in buildings of two or more65.5 percent plus or minus 29.6
- Mobile homes0
- Median year structure built1961
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Gray
How Gray gets to work
- Workers 16 and over who commute463 plus or minus 277
- Commuting under 15 minutes103 plus or minus 114
- Share commuting under 15 minutes22.2 percent plus or minus 20.6
- Commuting 30 minutes or more213 plus or minus 143
- Share commuting 30 minutes or more46.0 percent plus or minus 14.2
- Drove alone93.7 percent
- Carpooled0.0 percent
- Public transport0.0 percent
- Walked0.0 percent
- Worked from home6.3 percent plus or minus 9.7
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Gray
SBA 7(a) lending to Gray borrowers
- Approvals14
- Gross approval$3,135,000
- Average approval$223,929
- Median approval$221,000
- Ninetieth percentile approval$400,000
- Largest approval$1,000,000
- Jobs supported66
- Jobs per approval4.7
- Loans with a final outcome3
- Paid in full3
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more7.1 percent
- Share to franchises0.0 percent
- Distinct lenders5
- Distinct industries by NAICS9
A charge-off rate is not published here. only 3 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Gray
SBA 504 lending to Gray borrowers
- Approvals7
- Gross approval$2,496,000
- Average approval$356,571
- Median approval$253,000
- Largest approval$1,163,000
- Jobs supported35
- Loans with a final outcome1
- Charged off0
- Median term240 months
- Distinct CDCs2
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Cumberland County, not Gray
Cumberland County context, not Gray figures
These are Cumberland County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Gray measurements.
- Establishments in Cumberland County12,242
- Employment at those establishments, Cumberland County190,022
- Covered employment, Cumberland County192,475
- Average annual pay, Cumberland County$71,351
- Average weekly wage, Cumberland County$1,372
- Housing units permitted, Cumberland County1,385
- Of those, single family, Cumberland County798
- County product, 2024, Cumberland County$34,616,097,000
- County product change over the prior year, Cumberland County6.2 percent
- Average income of an arriving household, Cumberland County$98,777
Every figure in this section is published for Cumberland County as a whole and is not a measurement of Gray. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Gray questions, answered from the record.
How many people live in Gray, Maine?
938, in 336 households. Gray CDP covers 2.94 square miles of land, which is 320 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Gray in?
Cumberland County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Gray?
$123,833. The median owner-occupied home is valued at $438,400. Median gross rent is $1,234 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Gray businesses?
14 7(a) approvals totalling $3.1 m, across 5 lenders, median approval $221,000, plus 7 504 approvals worth $2.5 m. These count approvals to borrowers whose address is in Gray, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Gray borrowers get paid back?
No rate is published for Gray. only 3 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Are the county figures on this page Gray figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Cumberland County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Gray.
Is zoning published for Gray?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.