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Oxford, Maine: commercial real estate data.

Oxford is a Census CDP of 1,106 people across 8.29 square miles of land, in Oxford County. Median household income is $56,111, 97.4 percent of occupied homes are owned, and the SBA record carries 11 7(a) approvals to borrowers here worth $2.1 m since FY2020.

Underlined figures are computed by MMCG Analytics, not published by the agency.

Oxford

What Oxford is

  • Census place typeCDP
  • Land area8.29 sq mi
  • Water area0.66 sq mi
  • Population per square mile of land133 plus or minus 45
  • County holding the largest share of its areaOxford County, 100.0 percent

US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Oxford

How many people live in Oxford

  • Population1,106 plus or minus 373
  • Median age39.0 plus or minus 12.9
  • Population under 18315 plus or minus 145
  • Share under 1828.5 percent plus or minus 8.9
  • Population 65 and over165 plus or minus 85
  • Share 65 and over14.9 percent plus or minus 5.8
  • Households420 plus or minus 140
  • Family households227 plus or minus 87
  • Share of households that are families54.0 percent

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Oxford

Income and work in Oxford

  • Median household income$56,111 plus or minus $34,991
  • Per capita income$33,773 plus or minus $11,877
  • Civilian labor force484 plus or minus 201
  • Employed446 plus or minus 210
  • Unemployed38 plus or minus 45
  • Unemployment rate7.9 percent plus or minus 8.7
  • Adults 25 and over673 plus or minus 212
  • Adults 25 and over with a high school diploma or higher81.4 percent plus or minus 35.0
  • Adults 25 and over with a bachelor degree or higher26.7 percent plus or minus 10.9
  • Adults 25 and over with a graduate degree14.4 percent plus or minus 8.8

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Oxford

Housing in Oxford

  • Housing units554 plus or minus 149
  • Occupied units420 plus or minus 140
  • Vacant units134 plus or minus 76
  • Vacancy rate24.2 percent plus or minus 12.1
  • Owner occupied409 plus or minus 141
  • Renter occupied11 plus or minus 14
  • Ownership rate97.4 percent
  • Median owner-occupied home value$183,400 plus or minus $55,295
  • Single family units418 plus or minus 125
  • Share single family75.5 percent
  • Units in buildings of two or more8 plus or minus 17
  • Share in buildings of two or more1.4 percent plus or minus 3.0
  • Mobile homes112 plus or minus 77
  • Median year structure built1979

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Oxford

How Oxford gets to work

  • Workers 16 and over who commute394 plus or minus 204
  • Commuting under 15 minutes64 plus or minus 49
  • Share commuting under 15 minutes16.2 percent plus or minus 9.1
  • Commuting 30 minutes or more131 plus or minus 81
  • Share commuting 30 minutes or more33.2 percent plus or minus 11.5
  • Drove alone85.4 percent
  • Carpooled0.0 percent
  • Public transport0.0 percent
  • Walked3.2 percent plus or minus 5.3
  • Worked from home10.0 percent plus or minus 4.6

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Oxford

SBA loans in Oxford (7(a))

  • Approvals11
  • Gross approval$2,131,500
  • Average approval$193,773
  • Median approval$80,000
  • Largest approval$1,100,000
  • Jobs supported21
  • Jobs per approval1.9
  • Loans with a final outcome1
  • Paid in full1
  • Charged off0
  • Median term120 months
  • Share on real estate terms of 20 years or more18.2 percent
  • Share to franchises0.0 percent
  • Distinct lenders2
  • Distinct industries by NAICS8

Counted by borrower city: approvals to borrowers whose address is in Oxford, in any county, FY2020 to FY2026. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.

US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.

Oxford

SBA loans in Oxford (504)

  • Approvals2
  • Gross approval$636,000
  • Average approval$318,000
  • Median approval$318,000
  • Largest approval$434,000
  • Jobs supported27
  • Loans with a final outcome1
  • Charged off1
  • Median term270 months
  • Distinct CDCs1

Counted by borrower city: approvals to borrowers whose address is in Oxford, in any county, FY2010 to FY2026. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.

US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.

Oxford

Flood risk in Oxford

  • NFIP communityTown of Oxford
  • NFIP community number230869
  • Participating in the NFIPYes
  • Community Rating System classNone
  • Currently effective map date07/07/09

The Town of Oxford participates in the National Flood Insurance Program as community 230869 and carries no Community Rating System class, so no CRS premium discount applies to it.

Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.

Oxford County, not Oxford

Oxford County context, not Oxford figures

  • Establishments in Oxford County1,381
  • Covered employment, Oxford County17,009
  • Average annual pay, Oxford County$50,809
  • Housing units permitted, Oxford County372

Every figure in this section is published for Oxford County as a whole and is not a measurement of Oxford.

All Oxford County figures →

US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.

Coverage

What this page does not hold.

Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →

Common questions

Oxford questions, answered from the record.

How many people live in Oxford, Maine?

1,106, in 420 households. Oxford CDP covers 8.29 square miles of land, which is 133 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

What county is Oxford in?

Oxford County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.

What is the median household income in Oxford?

$56,111. The median owner-occupied home is valued at $183,400. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

How much SBA lending goes to Oxford businesses?

11 7(a) approvals totaling $2.1 m since FY2020, across 2 lenders, median approval $80,000, plus 2 504 approvals worth $636,000 since FY2010. These count approvals to borrowers whose address is in Oxford, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.

Do SBA loans to Oxford borrowers get paid back?

No rate is published for Oxford. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.

Is Oxford in the National Flood Insurance Program?

Yes. Oxford appears in the FEMA Community Status Book as Oxford, town of, community 230869, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.

Are the county figures on this page Oxford figures?

No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Oxford County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Oxford.

Is zoning published for Oxford?

No. Nothing on this page presents parcel level zoning.