HomeMainePenobscot CountyLincoln
Lincoln, Maine: commercial real estate data.
Lincoln is a Census CDP of 2,954 people across 7.43 square miles of land, in Penobscot County. Median household income is $49,097, 59.4 percent of occupied homes are owned, and the SBA record carries 8 7(a) approvals to borrowers here worth $3.0 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Lincoln
What Lincoln is
- Census place typeCDP
- Land area7.43 sq mi
- Water area0.78 sq mi
- Population per square mile of land398
- County holding the largest share of its areaPenobscot County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Lincoln
How many people live in Lincoln
- Population2,954
- Median age55.3 plus or minus 11.8
- Population under 18304 plus or minus 166
- Share under 1810.3 percent plus or minus 5.3
- Population 65 and over1,033 plus or minus 346
- Share 65 and over35.0 percent plus or minus 9.8
- Households1,485 plus or minus 326
- Family households652 plus or minus 214
- Share of households that are families43.9 percent plus or minus 10.7
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Lincoln
Income and work in Lincoln
- Median household income$49,097 plus or minus $24,220
- Per capita income$31,594
- Civilian labor force1,506 plus or minus 504
- Employed1,434 plus or minus 486
- Unemployed72 plus or minus 53
- Unemployment rate4.8 percent plus or minus 3.1
- Adults 25 and over2,402 plus or minus 489
- Adults 25 and over with a high school diploma or higher95.3 percent
- Adults 25 and over with a bachelor degree or higher20.5 percent plus or minus 8.4
- Adults 25 and over with a graduate degree7.4 percent plus or minus 4.9
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Lincoln
Housing in Lincoln
- Housing units1,667 plus or minus 351
- Occupied units1,485 plus or minus 326
- Vacant units182 plus or minus 138
- Vacancy rate10.9 percent plus or minus 8.0
- Owner occupied882 plus or minus 251
- Renter occupied603 plus or minus 278
- Ownership rate59.4 percent
- Median owner-occupied home value$142,100 plus or minus $42,128
- Median gross rent, monthly$658
- Annual rent as a share of median income16.1 percent plus or minus 8.0
- Single family units1,048 plus or minus 275
- Share single family62.9 percent
- Units in buildings of two or more560 plus or minus 280
- Share in buildings of two or more33.6 percent plus or minus 15.2
- Mobile homes59 plus or minus 65
- Median year structure built1970
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Lincoln
How Lincoln gets to work
- Workers 16 and over who commute1,419 plus or minus 489
- Commuting under 15 minutes837 plus or minus 304
- Share commuting under 15 minutes59.0 percent
- Commuting 30 minutes or more511 plus or minus 211
- Share commuting 30 minutes or more36.0 percent plus or minus 8.2
- Drove alone85.6 percent
- Carpooled6.8 percent plus or minus 6.8
- Public transport0.0 percent
- Walked3.4 percent plus or minus 4.4
- Worked from home1.0 percent plus or minus 1.8
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Lincoln
SBA loans in Lincoln (7(a))
- Approvals8
- Gross approval$3,037,000
- Average approval$379,625
- Median approval$332,500
- Largest approval$913,500
- Jobs supported45
- Jobs per approval5.6
- Loans with a final outcome1
- Paid in full1
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more37.5 percent
- Share to franchises0.0 percent
- Distinct lenders4
- Distinct industries by NAICS6
Counted by borrower city: approvals to borrowers whose address is in Lincoln, in any county, FY2020 to FY2026. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Lincoln
Flood risk in Lincoln
- NFIP communityTown of Lincoln
- NFIP community number230109
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date09/18/87
The Town of Lincoln participates in the National Flood Insurance Program as community 230109 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Penobscot County, not Lincoln
Penobscot County context, not Lincoln figures
- Establishments in Penobscot County4,222
- Covered employment, Penobscot County71,983
- Average annual pay, Penobscot County$55,593
- Housing units permitted, Penobscot County450
Every figure in this section is published for Penobscot County as a whole and is not a measurement of Lincoln.
All Penobscot County figures →
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Lincoln questions, answered from the record.
How many people live in Lincoln, Maine?
2,954, in 1,485 households. Lincoln CDP covers 7.43 square miles of land, which is 398 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Lincoln in?
Penobscot County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Lincoln?
$49,097. The median owner-occupied home is valued at $142,100. Median gross rent is $658 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Lincoln businesses?
8 7(a) approvals totaling $3.0 m since FY2020, across 4 lenders, median approval $332,500. These count approvals to borrowers whose address is in Lincoln, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Lincoln borrowers get paid back?
No rate is published for Lincoln. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Lincoln in the National Flood Insurance Program?
Yes. Lincoln appears in the FEMA Community Status Book as Lincoln, town of, community 230109, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Lincoln figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Penobscot County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Lincoln.
Is zoning published for Lincoln?
No. Nothing on this page presents parcel level zoning.
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