HomeMaineSagadahoc CountyTopsham
Topsham, Maine: commercial real estate data.
Topsham is a Census CDP of 7,271 people across 11.03 square miles of land, in Sagadahoc County. Median household income is $100,024, 75.0 percent of occupied homes are owned, and the SBA record carries 15 7(a) approvals to borrowers here worth $5.3 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Topsham
What Topsham is
- Census place typeCDP
- Land area11.03 sq mi
- Water area0.35 sq mi
- Population per square mile of land659
- County holding the largest share of its areaSagadahoc County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Topsham
How many people live in Topsham
- Population7,271
- Median age45.6
- Population under 181,518 plus or minus 322
- Share under 1820.9 percent plus or minus 4.2
- Population 65 and over1,858
- Share 65 and over25.6 percent
- Households3,015
- Family households1,887
- Share of households that are families62.6 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Topsham
Income and work in Topsham
- Median household income$100,024
- Per capita income$55,388
- Civilian labor force3,734
- Employed3,550
- Unemployed184 plus or minus 112
- Unemployment rate4.9 percent plus or minus 2.9
- Adults 25 and over5,424
- Adults 25 and over with a high school diploma or higher97.0 percent
- Adults 25 and over with a bachelor degree or higher52.0 percent
- Adults 25 and over with a graduate degree25.6 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Topsham
Housing in Topsham
- Housing units3,157
- Occupied units3,015
- Vacant units142 plus or minus 102
- Vacancy rate4.5 percent plus or minus 3.2
- Owner occupied2,262
- Renter occupied753 plus or minus 213
- Ownership rate75.0 percent
- Median owner-occupied home value$388,500
- Median gross rent, monthly$1,491 plus or minus $1,039
- Annual rent as a share of median income17.9 percent plus or minus 12.9
- Single family units2,466
- Share single family78.1 percent
- Units in buildings of two or more640 plus or minus 199
- Share in buildings of two or more20.3 percent plus or minus 6.1
- Mobile homes51 plus or minus 66
- Median year structure built1979
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Topsham
How Topsham gets to work
- Workers 16 and over who commute2,696
- Commuting under 15 minutes986 plus or minus 263
- Share commuting under 15 minutes36.6 percent plus or minus 8.3
- Commuting 30 minutes or more1,062 plus or minus 312
- Share commuting 30 minutes or more39.4 percent plus or minus 10.1
- Drove alone63.2 percent
- Carpooled15.9 percent plus or minus 8.3
- Public transport0.0 percent
- Walked1.0 percent plus or minus 1.2
- Worked from home18.2 percent plus or minus 4.7
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Topsham
SBA loans in Topsham (7(a))
- Approvals15
- Gross approval$5,262,400
- Average approval$350,827
- Median approval$100,000
- Largest approval$1,450,000
- Jobs supported120
- Jobs per approval8.0
- Loans with a final outcome3
- Paid in full3
- Charged off0
- Median term84 months
- Share on real estate terms of 20 years or more6.7 percent
- Share to franchises6.7 percent
- Distinct lenders9
- Distinct industries by NAICS14
Counted by borrower city: approvals to borrowers whose address is in Topsham, in any county, FY2020 to FY2026. Only 3 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Topsham
SBA loans in Topsham (504)
- Approvals15
- Gross approval$8,692,000
- Average approval$579,467
- Median approval$246,000
- Largest approval$5,000,000
- Jobs supported79
- Loans with a final outcome3
- Charged off0
- Median term240 months
- Distinct CDCs2
Counted by borrower city: approvals to borrowers whose address is in Topsham, in any county, FY2010 to FY2026. Only 3 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Topsham
Flood risk in Topsham
- NFIP communityTown of Topsham
- NFIP community number230122
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date07/16/15
The Town of Topsham participates in the National Flood Insurance Program as community 230122 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Sagadahoc County, not Topsham
Sagadahoc County context, not Topsham figures
- Establishments in Sagadahoc County1,011
- Covered employment, Sagadahoc County17,149
- Average annual pay, Sagadahoc County$63,193
- Housing units permitted, Sagadahoc County185
Every figure in this section is published for Sagadahoc County as a whole and is not a measurement of Topsham.
All Sagadahoc County figures →
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Topsham questions, answered from the record.
How many people live in Topsham, Maine?
7,271, in 3,015 households. Topsham CDP covers 11.03 square miles of land, which is 659 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Topsham in?
Sagadahoc County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Topsham?
$100,024. The median owner-occupied home is valued at $388,500. Median gross rent is $1,491 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Topsham businesses?
15 7(a) approvals totaling $5.3 m since FY2020, across 9 lenders, median approval $100,000, plus 15 504 approvals worth $8.7 m since FY2010. These count approvals to borrowers whose address is in Topsham, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Topsham borrowers get paid back?
No rate is published for Topsham. Only 3 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Topsham in the National Flood Insurance Program?
Yes. Topsham appears in the FEMA Community Status Book as Topsham, town of, community 230122, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Topsham figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Sagadahoc County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Topsham.
Is zoning published for Topsham?
No. Nothing on this page presents parcel level zoning.
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