HomeMaineYork CountyCape Neddick CDP
Cape Neddick CDP, Maine: commercial real estate data.
Cape Neddick CDP is a Census CDP of 2,453 people across 3.73 square miles of land, in York County. Median household income is $108,412, 89.3 percent of occupied homes are owned, and the SBA record carries 7 7(a) approvals to borrowers here worth $5.3 m.
66 sourced place values · tier FULL · 7 sections
Cape Neddick
What Cape Neddick is
- Census place typeCDP
- Land area3.73 sq mi
- Water area0.23 sq mi
- Population per square mile of land657
- County holding the largest share of its areaYork County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cape Neddick
How many people live in Cape Neddick
- Population2,453
- Median age65.2
- Population under 18262 plus or minus 156
- Share under 1810.7 percent plus or minus 6.0
- Population 65 and over1,244 plus or minus 267
- Share 65 and over50.7 percent
- Households1,231
- Family households896 plus or minus 211
- Share of households that are families72.8 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cape Neddick
Income and work in Cape Neddick
- Median household income$108,412 plus or minus $52,346
- Per capita income$50,555
- Civilian labor force814 plus or minus 236
- Employed805 plus or minus 236
- Unemployed9 plus or minus 17
- Unemployment rate1.1 percent plus or minus 2.1
- Adults 25 and over2,182
- Adults 25 and over with a high school diploma or higher98.2 percent
- Adults 25 and over with a bachelor degree or higher53.2 percent plus or minus 10.8
- Adults 25 and over with a graduate degree17.6 percent plus or minus 6.4
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cape Neddick
Housing in Cape Neddick
- Housing units3,423
- Occupied units1,231
- Vacant units2,192
- Vacancy rate64.0 percent
- Owner occupied1,099 plus or minus 226
- Renter occupied132 plus or minus 91
- Ownership rate89.3 percent
- Median owner-occupied home value$684,400
- Median gross rent, monthly$1,750 plus or minus $961
- Annual rent as a share of median income19.4 percent plus or minus 14.2
- Single family units2,735
- Share single family79.9 percent
- Units in buildings of two or more575 plus or minus 216
- Share in buildings of two or more16.8 percent plus or minus 6.1
- Mobile homes113 plus or minus 121
- Median year structure built1969
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cape Neddick
How Cape Neddick gets to work
- Workers 16 and over who commute519 plus or minus 164
- Commuting under 15 minutes298 plus or minus 157
- Share commuting under 15 minutes57.4 percent plus or minus 24.1
- Commuting 30 minutes or more132 plus or minus 79
- Share commuting 30 minutes or more25.4 percent plus or minus 12.8
- Drove alone58.5 percent
- Carpooled0.0 percent
- Public transport0.0 percent
- Walked5.9 percent plus or minus 6.9
- Worked from home35.0 percent plus or minus 16.9
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cape Neddick
SBA 7(a) lending to Cape Neddick borrowers
- Approvals7
- Gross approval$5,261,900
- Average approval$751,700
- Median approval$325,000
- Ninetieth percentile approval$3,450,000
- Largest approval$3,450,000
- Jobs supported46
- Jobs per approval6.6
- Loans with a final outcome0
- Paid in full0
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more0.0 percent
- Share to franchises14.3 percent
- Distinct lenders5
- Distinct industries by NAICS6
A charge-off rate is not published here. only 0 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
York County, not Cape Neddick
York County context, not Cape Neddick figures
These are York County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Cape Neddick measurements.
- Establishments in York County5,914
- Employment at those establishments, York County56,640
- Covered employment, York County79,378
- Average annual pay, York County$61,811
- Average weekly wage, York County$1,189
- Housing units permitted, York County1,408
- Of those, single family, York County1,009
- County product, 2024, York County$13,649,896,000
- County product change over the prior year, York County6.8 percent
- Average income of an arriving household, York County$89,547
Every figure in this section is published for York County as a whole and is not a measurement of Cape Neddick. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Cape Neddick questions, answered from the record.
How many people live in Cape Neddick, Maine?
2,453, in 1,231 households. Cape Neddick CDP covers 3.73 square miles of land, which is 657 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Cape Neddick in?
York County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Cape Neddick?
$108,412. The median owner-occupied home is valued at $684,400. Median gross rent is $1,750 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Cape Neddick businesses?
7 7(a) approvals totalling $5.3 m, across 5 lenders, median approval $325,000. These count approvals to borrowers whose address is in Cape Neddick, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Cape Neddick borrowers get paid back?
No rate is published for Cape Neddick. only 0 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Are the county figures on this page Cape Neddick figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for York County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Cape Neddick.
Is zoning published for Cape Neddick?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.