HomeMarylandCarroll CountyEldersburg
Eldersburg, Maryland: commercial real estate data.
Eldersburg is a Census CDP of 31,695 people across 39.81 square miles of land, in Carroll County. Median household income is $142,954, 88.0 percent of occupied homes are owned, and the SBA record carries 7 7(a) approvals to borrowers here worth $2.3 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Eldersburg
What Eldersburg is
- Census place typeCDP
- Land area39.81 sq mi
- Water area2.54 sq mi
- Population per square mile of land796
- County holding the largest share of its areaCarroll County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Eldersburg
How many people live in Eldersburg
- Population31,695
- Median age39.0
- Population under 187,699
- Share under 1824.3 percent
- Population 65 and over4,898
- Share 65 and over15.5 percent
- Households10,903
- Family households8,608
- Share of households that are families79.0 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Eldersburg
Income and work in Eldersburg
- Median household income$142,954
- Per capita income$58,115
- Civilian labor force16,932
- Employed16,404
- Unemployed528 plus or minus 179
- Unemployment rate3.1 percent plus or minus 1.0
- Adults 25 and over21,631
- Adults 25 and over with a high school diploma or higher95.9 percent
- Adults 25 and over with a bachelor degree or higher52.9 percent
- Adults 25 and over with a graduate degree20.6 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Eldersburg
Housing in Eldersburg
- Housing units11,183
- Occupied units10,903
- Vacant units280 plus or minus 177
- Vacancy rate2.5 percent plus or minus 1.6
- Owner occupied9,590
- Renter occupied1,313
- Ownership rate88.0 percent
- Median owner-occupied home value$494,300
- Median gross rent, monthly$1,705
- Annual rent as a share of median income14.3 percent
- Single family units10,311
- Share single family92.2 percent
- Units in buildings of two or more872
- Share in buildings of two or more7.8 percent
- Mobile homes0
- Median year structure built1987
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Eldersburg
How Eldersburg gets to work
- Workers 16 and over who commute12,777
- Commuting under 15 minutes2,688
- Share commuting under 15 minutes21.0 percent
- Commuting 30 minutes or more7,665
- Share commuting 30 minutes or more60.0 percent
- Drove alone73.3 percent
- Carpooled3.0 percent plus or minus 0.8
- Public transport0.2 percent plus or minus 0.2
- Walked1.0 percent plus or minus 0.5
- Worked from home21.9 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Eldersburg
SBA loans in Eldersburg (7(a))
- Approvals7
- Gross approval$2,328,500
- Average approval$332,643
- Median approval$150,000
- Largest approval$1,455,000
- Jobs supported135
- Jobs per approval19.3
- Loans with a final outcome2
- Paid in full2
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more0.0 percent
- Share to franchises14.3 percent
- Distinct lenders4
- Distinct industries by NAICS5
Counted by borrower city: approvals to borrowers whose address is in Eldersburg, in any county, FY2020 to FY2026. Only 2 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Eldersburg
SBA loans in Eldersburg (504)
- Approvals2
- Gross approval$993,000
- Average approval$496,500
- Median approval$496,500
- Largest approval$614,000
- Jobs supported7
- Loans with a final outcome0
- Charged off0
- Median term240 months
- Distinct CDCs2
Counted by borrower city: approvals to borrowers whose address is in Eldersburg, in any county, FY2010 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Carroll County, not Eldersburg
Carroll County context, not Eldersburg figures
- Establishments in Carroll County4,279
- Covered employment, Carroll County59,195
- Average annual pay, Carroll County$57,405
- Housing units permitted, Carroll County156
Every figure in this section is published for Carroll County as a whole and is not a measurement of Eldersburg.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Eldersburg questions, answered from the record.
How many people live in Eldersburg, Maryland?
31,695, in 10,903 households. Eldersburg CDP covers 39.81 square miles of land, which is 796 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Eldersburg in?
Carroll County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Eldersburg?
$142,954. The median owner-occupied home is valued at $494,300. Median gross rent is $1,705 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Eldersburg businesses?
7 7(a) approvals totaling $2.3 m since FY2020, across 4 lenders, median approval $150,000, plus 2 504 approvals worth $993,000 since FY2010. These count approvals to borrowers whose address is in Eldersburg, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Eldersburg borrowers get paid back?
No rate is published for Eldersburg. Only 2 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Are the county figures on this page Eldersburg figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Carroll County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Eldersburg.
Is zoning published for Eldersburg?
No. Nothing on this page presents parcel level zoning.
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