HomeMarylandCarroll CountyUnion Bridge
Union Bridge, Maryland: commercial real estate data.
Union Bridge is a Census town of 1,055 people across 1.13 square miles of land, in Carroll County. Median household income is $76,250, 67.7 percent of occupied homes are owned, and the SBA record carries 2 7(a) approvals to borrowers here worth $1.1 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Union Bridge
What Union Bridge is
- Census place typetown
- Land area1.13 sq mi
- Water area0.01 sq mi
- Population per square mile of land930 plus or minus 187
- County holding the largest share of its areaCarroll County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Union Bridge
How many people live in Union Bridge
- Population1,055 plus or minus 212
- Median age35.3
- Population under 18252 plus or minus 72
- Share under 1823.9 percent plus or minus 4.8
- Population 65 and over151 plus or minus 38
- Share 65 and over14.3 percent
- Households468 plus or minus 104
- Family households227
- Share of households that are families48.5 percent plus or minus 14.3
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Union Bridge
Income and work in Union Bridge
- Median household income$76,250 plus or minus $18,368
- Per capita income$34,161
- Civilian labor force558 plus or minus 125
- Employed544 plus or minus 125
- Unemployed14 plus or minus 12
- Unemployment rate2.5 percent plus or minus 2.1
- Adults 25 and over712 plus or minus 145
- Adults 25 and over with a high school diploma or higher94.1 percent
- Adults 25 and over with a bachelor degree or higher26.5 percent plus or minus 11.6
- Adults 25 and over with a graduate degree18.0 percent plus or minus 11.7
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Union Bridge
Housing in Union Bridge
- Housing units506 plus or minus 103
- Occupied units468 plus or minus 104
- Vacant units38 plus or minus 34
- Vacancy rate7.5 percent plus or minus 6.5
- Owner occupied317 plus or minus 95
- Renter occupied151 plus or minus 44
- Ownership rate67.7 percent plus or minus 13.6
- Median owner-occupied home value$293,300
- Median gross rent, monthly$1,118
- Annual rent as a share of median income17.6 percent plus or minus 4.8
- Single family units409 plus or minus 101
- Share single family80.8 percent
- Units in buildings of two or more97 plus or minus 42
- Share in buildings of two or more19.2 percent plus or minus 7.2
- Mobile homes0
- Median year structure built1938
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Union Bridge
How Union Bridge gets to work
- Workers 16 and over who commute495 plus or minus 127
- Commuting under 15 minutes83 plus or minus 49
- Share commuting under 15 minutes16.8 percent plus or minus 8.9
- Commuting 30 minutes or more292 plus or minus 104
- Share commuting 30 minutes or more59.0 percent plus or minus 14.5
- Drove alone79.7 percent
- Carpooled9.7 percent plus or minus 5.9
- Public transport0.0 percent
- Walked2.8 percent plus or minus 2.7
- Worked from home7.8 percent plus or minus 3.5
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Union Bridge
SBA loans in Union Bridge (7(a))
- Approvals2
- Gross approval$1,084,000
- Average approval$542,000
- Median approval$542,000
- Largest approval$1,034,000
- Jobs supported10
- Jobs per approval5.0
- Loans with a final outcome0
- Paid in full0
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more0.0 percent
- Share to franchises0.0 percent
- Distinct lenders2
- Distinct industries by NAICS2
Counted by borrower city: approvals to borrowers whose address is in Union Bridge, in any county, FY2020 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Union Bridge
Flood risk in Union Bridge
- NFIP communityTown of Union Bridge
- NFIP community number240017
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date11/27/26(>)
The Town of Union Bridge participates in the National Flood Insurance Program as community 240017 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Carroll County, not Union Bridge
Carroll County context, not Union Bridge figures
- Establishments in Carroll County4,279
- Covered employment, Carroll County59,195
- Average annual pay, Carroll County$57,405
- Housing units permitted, Carroll County156
Every figure in this section is published for Carroll County as a whole and is not a measurement of Union Bridge.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Union Bridge questions, answered from the record.
How many people live in Union Bridge, Maryland?
1,055, in 468 households. Union Bridge town covers 1.13 square miles of land, which is 930 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Union Bridge in?
Carroll County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Union Bridge?
$76,250. The median owner-occupied home is valued at $293,300. Median gross rent is $1,118 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Union Bridge businesses?
2 7(a) approvals totaling $1.1 m since FY2020, across 2 lenders, median approval $542,000. These count approvals to borrowers whose address is in Union Bridge, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Union Bridge borrowers get paid back?
No rate is published for Union Bridge. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Union Bridge in the National Flood Insurance Program?
Yes. Union Bridge appears in the FEMA Community Status Book as Union Bridge, town of, community 240017, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Union Bridge figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Carroll County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Union Bridge.
Is zoning published for Union Bridge?
No. Nothing on this page presents parcel level zoning.
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