HomeMarylandCarroll CountyManchester
Manchester, Maryland: commercial real estate data.
Manchester is a Census town of 5,439 people across 2.41 square miles of land, in Carroll County. Median household income is $121,676, 83.5 percent of occupied homes are owned, and the SBA record carries 13 7(a) approvals to borrowers here worth $4.7 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Manchester
What Manchester is
- Census place typetown
- Land area2.41 sq mi
- Water area0.01 sq mi
- Population per square mile of land2,257
- County holding the largest share of its areaCarroll County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Manchester
How many people live in Manchester
- Population5,439
- Median age39.9
- Population under 181,341
- Share under 1824.7 percent
- Population 65 and over999 plus or minus 200
- Share 65 and over18.4 percent
- Households1,963
- Family households1,411
- Share of households that are families71.9 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Manchester
Income and work in Manchester
- Median household income$121,676
- Per capita income$52,617
- Civilian labor force2,762
- Employed2,758
- Unemployed4 plus or minus 18
- Unemployment rate0.1 percent plus or minus 0.7
- Adults 25 and over3,680
- Adults 25 and over with a high school diploma or higher97.8 percent
- Adults 25 and over with a bachelor degree or higher37.0 percent
- Adults 25 and over with a graduate degree11.9 percent plus or minus 3.9
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Manchester
Housing in Manchester
- Housing units2,012
- Occupied units1,963
- Vacant units49 plus or minus 73
- Vacancy rate2.4 percent plus or minus 3.6
- Owner occupied1,640
- Renter occupied323 plus or minus 138
- Ownership rate83.5 percent
- Median owner-occupied home value$376,400
- Median gross rent, monthly$1,358 plus or minus $865
- Annual rent as a share of median income13.4 percent plus or minus 8.9
- Single family units1,800
- Share single family89.5 percent
- Units in buildings of two or more212 plus or minus 123
- Share in buildings of two or more10.5 percent plus or minus 6.1
- Mobile homes0
- Median year structure built1988
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Manchester
How Manchester gets to work
- Workers 16 and over who commute2,139
- Commuting under 15 minutes371 plus or minus 172
- Share commuting under 15 minutes17.3 percent plus or minus 7.7
- Commuting 30 minutes or more1,287 plus or minus 282
- Share commuting 30 minutes or more60.2 percent
- Drove alone70.2 percent
- Carpooled11.1 percent plus or minus 5.9
- Public transport0.0 percent
- Walked0.0 percent
- Worked from home18.7 percent plus or minus 5.0
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Manchester
SBA loans in Manchester (7(a))
- Approvals13
- Gross approval$4,692,000
- Average approval$360,923
- Median approval$150,000
- Largest approval$2,152,000
- Jobs supported93
- Jobs per approval7.2
- Loans with a final outcome1
- Paid in full1
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more7.7 percent
- Share to franchises0.0 percent
- Distinct lenders4
- Distinct industries by NAICS9
Counted by borrower city: approvals to borrowers whose address is in Manchester, in any county, FY2020 to FY2026. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Manchester
Flood risk in Manchester
- NFIP communityTown of Manchester
- NFIP community number240107
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date10/02/15
The Town of Manchester participates in the National Flood Insurance Program as community 240107 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Carroll County, not Manchester
Carroll County context, not Manchester figures
- Establishments in Carroll County4,279
- Covered employment, Carroll County59,195
- Average annual pay, Carroll County$57,405
- Housing units permitted, Carroll County156
Every figure in this section is published for Carroll County as a whole and is not a measurement of Manchester.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Manchester questions, answered from the record.
How many people live in Manchester, Maryland?
5,439, in 1,963 households. Manchester town covers 2.41 square miles of land, which is 2,257 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Manchester in?
Carroll County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Manchester?
$121,676. The median owner-occupied home is valued at $376,400. Median gross rent is $1,358 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Manchester businesses?
13 7(a) approvals totaling $4.7 m since FY2020, across 4 lenders, median approval $150,000. These count approvals to borrowers whose address is in Manchester, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Manchester borrowers get paid back?
No rate is published for Manchester. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Manchester in the National Flood Insurance Program?
Yes. Manchester appears in the FEMA Community Status Book as Manchester, town of, community 240107, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Manchester figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Carroll County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Manchester.
Is zoning published for Manchester?
No. Nothing on this page presents parcel level zoning.
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