HomeMarylandCarroll CountyManchester town
Manchester town, Maryland: commercial real estate data.
Manchester town is a Census town of 5,439 people across 2.41 square miles of land, in Carroll County. Median household income is $121,676, 83.5 percent of occupied homes are owned, and the SBA record carries 13 7(a) approvals to borrowers here worth $4.7 m.
66 sourced place values · tier FULL · 7 sections
Manchester
What Manchester is
- Census place typetown
- Land area2.41 sq mi
- Water area0.01 sq mi
- Population per square mile of land2,257
- County holding the largest share of its areaCarroll County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Manchester
How many people live in Manchester
- Population5,439
- Median age39.9
- Population under 181,341
- Share under 1824.7 percent
- Population 65 and over999 plus or minus 200
- Share 65 and over18.4 percent
- Households1,963
- Family households1,411
- Share of households that are families71.9 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Manchester
Income and work in Manchester
- Median household income$121,676
- Per capita income$52,617
- Civilian labor force2,762
- Employed2,758
- Unemployed4 plus or minus 18
- Unemployment rate0.1 percent plus or minus 0.7
- Adults 25 and over3,680
- Adults 25 and over with a high school diploma or higher97.8 percent
- Adults 25 and over with a bachelor degree or higher37.0 percent
- Adults 25 and over with a graduate degree11.9 percent plus or minus 3.9
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Manchester
Housing in Manchester
- Housing units2,012
- Occupied units1,963
- Vacant units49 plus or minus 73
- Vacancy rate2.4 percent plus or minus 3.6
- Owner occupied1,640
- Renter occupied323 plus or minus 138
- Ownership rate83.5 percent
- Median owner-occupied home value$376,400
- Median gross rent, monthly$1,358 plus or minus $865
- Annual rent as a share of median income13.4 percent plus or minus 8.9
- Single family units1,800
- Share single family89.5 percent
- Units in buildings of two or more212 plus or minus 123
- Share in buildings of two or more10.5 percent plus or minus 6.1
- Mobile homes0
- Median year structure built1988
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Manchester
How Manchester gets to work
- Workers 16 and over who commute2,139
- Commuting under 15 minutes371 plus or minus 172
- Share commuting under 15 minutes17.3 percent plus or minus 7.7
- Commuting 30 minutes or more1,287 plus or minus 282
- Share commuting 30 minutes or more60.2 percent
- Drove alone70.2 percent
- Carpooled11.1 percent plus or minus 5.9
- Public transport0.0 percent
- Walked0.0 percent
- Worked from home18.7 percent plus or minus 5.0
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Manchester
SBA 7(a) lending to Manchester borrowers
- Approvals13
- Gross approval$4,692,000
- Average approval$360,923
- Median approval$150,000
- Ninetieth percentile approval$675,500
- Largest approval$2,152,000
- Jobs supported93
- Jobs per approval7.2
- Loans with a final outcome1
- Paid in full1
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more7.7 percent
- Share to franchises0.0 percent
- Distinct lenders4
- Distinct industries by NAICS9
A charge-off rate is not published here. only 1 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Carroll County, not Manchester
Carroll County context, not Manchester figures
These are Carroll County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Manchester measurements.
- Establishments in Carroll County4,279
- Employment at those establishments, Carroll County53,981
- Covered employment, Carroll County59,195
- Average annual pay, Carroll County$57,405
- Average weekly wage, Carroll County$1,104
- Housing units permitted, Carroll County156
- Of those, single family, Carroll County144
- County product, 2024, Carroll County$8,877,387,000
- County product change over the prior year, Carroll County5.8 percent
- Average income of an arriving household, Carroll County$86,366
Every figure in this section is published for Carroll County as a whole and is not a measurement of Manchester. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Manchester questions, answered from the record.
How many people live in Manchester, Maryland?
5,439, in 1,963 households. Manchester town covers 2.41 square miles of land, which is 2,257 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Manchester in?
Carroll County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Manchester?
$121,676. The median owner-occupied home is valued at $376,400. Median gross rent is $1,358 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Manchester businesses?
13 7(a) approvals totalling $4.7 m, across 4 lenders, median approval $150,000. These count approvals to borrowers whose address is in Manchester, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Manchester borrowers get paid back?
No rate is published for Manchester. only 1 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Are the county figures on this page Manchester figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Carroll County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Manchester.
Is zoning published for Manchester?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.
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