HomeMarylandCarroll CountyMount Airy
Mount Airy, Maryland: commercial real estate data.
Mount Airy is a Census town of 9,805 people across 4.14 square miles of land, lying across Carroll County and Frederick County. Median household income is $151,324, 94.4 percent of occupied homes are owned, and the SBA record carries 48 7(a) approvals to borrowers here worth $13.5 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Mount Airy
What Mount Airy is
- Census place typetown
- Land area4.14 sq mi
- Water area0.01 sq mi
- Population per square mile of land2,371
- County holding the largest share of its areaCarroll County, 66.5 percent
- Counties this place lies inCarroll County 66.5 percent, Frederick County 33.5 percent
Mount Airy crosses a county line. The split above is measured from the Census boundary of the place against the county boundaries, by area, so it says where the ground is and not where the town hall is.
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Mount Airy
How many people live in Mount Airy
- Population9,805
- Median age37.8
- Population under 182,705
- Share under 1827.6 percent
- Population 65 and over1,198
- Share 65 and over12.2 percent
- Households3,300
- Family households2,627
- Share of households that are families79.6 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Mount Airy
Income and work in Mount Airy
- Median household income$151,324
- Per capita income$57,455
- Civilian labor force5,590
- Employed5,465
- Unemployed125 plus or minus 70
- Unemployment rate2.2 percent plus or minus 1.2
- Adults 25 and over6,452
- Adults 25 and over with a high school diploma or higher96.8 percent
- Adults 25 and over with a bachelor degree or higher54.6 percent
- Adults 25 and over with a graduate degree21.3 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Mount Airy
Housing in Mount Airy
- Housing units3,442
- Occupied units3,300
- Vacant units142 plus or minus 103
- Vacancy rate4.1 percent plus or minus 3.0
- Owner occupied3,114
- Renter occupied186 plus or minus 86
- Ownership rate94.4 percent
- Median owner-occupied home value$487,400
- Median gross rent, monthly$1,854
- Annual rent as a share of median income14.7 percent
- Single family units3,355
- Share single family97.5 percent
- Units in buildings of two or more77 plus or minus 82
- Share in buildings of two or more2.2 percent plus or minus 2.4
- Mobile homes0
- Median year structure built1995
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Mount Airy
How Mount Airy gets to work
- Workers 16 and over who commute4,507
- Commuting under 15 minutes1,002 plus or minus 292
- Share commuting under 15 minutes22.2 percent plus or minus 6.3
- Commuting 30 minutes or more2,599
- Share commuting 30 minutes or more57.7 percent
- Drove alone73.5 percent
- Carpooled6.6 percent plus or minus 2.5
- Public transport0.4 percent plus or minus 0.5
- Walked1.3 percent plus or minus 0.9
- Worked from home17.8 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Mount Airy
SBA loans in Mount Airy (7(a))
- Approvals48
- Gross approval$13,506,200
- Average approval$281,379
- Median approval$150,000
- Ninetieth percentile approval$602,100
- Largest approval$2,420,000
- Jobs supported575
- Jobs per approval12.0
- Loans with a final outcome11
- Paid in full10
- Charged off1
- Median term120 months
- Share on real estate terms of 20 years or more8.3 percent
- Share to franchises12.5 percent
- Distinct lenders19
- Distinct industries by NAICS30
Counted by borrower city: approvals to borrowers whose address is in Mount Airy, in any county, FY2020 to FY2026. Only 11 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Mount Airy
SBA loans in Mount Airy (504)
- Approvals4
- Gross approval$3,034,000
- Average approval$758,500
- Median approval$491,500
- Largest approval$1,719,000
- Jobs supported51
- Loans with a final outcome0
- Charged off0
- Median term270 months
- Distinct CDCs3
Counted by borrower city: approvals to borrowers whose address is in Mount Airy, in any county, FY2010 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Mount Airy
Flood risk in Mount Airy
- NFIP communityTown of Mount Airy
- NFIP community number240200
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date11/27/26(>)
The Town of Mount Airy participates in the National Flood Insurance Program as community 240200 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Carroll County, not Mount Airy
Carroll County context, not Mount Airy figures
- Establishments in Carroll County4,279
- Covered employment, Carroll County59,195
- Average annual pay, Carroll County$57,405
- Housing units permitted, Carroll County156
Every figure in this section is published for Carroll County as a whole and is not a measurement of Mount Airy.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Mount Airy questions, answered from the record.
How many people live in Mount Airy, Maryland?
9,805, in 3,300 households. Mount Airy town covers 4.14 square miles of land, which is 2,371 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Mount Airy in?
Mount Airy lies in more than one. By area it is 66.5 percent in Carroll County, 33.5 percent in Frederick County. This page sits under Carroll County because that county holds the largest share. The split is measured from the Census boundary of the place against the county boundaries.
What is the median household income in Mount Airy?
$151,324. The median owner-occupied home is valued at $487,400. Median gross rent is $1,854 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Mount Airy businesses?
48 7(a) approvals totaling $13.5 m since FY2020, across 19 lenders, median approval $150,000, plus 4 504 approvals worth $3.0 m since FY2010. These count approvals to borrowers whose address is in Mount Airy, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Mount Airy borrowers get paid back?
No rate is published for Mount Airy. Only 11 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Mount Airy in the National Flood Insurance Program?
Yes. Mount Airy appears in the FEMA Community Status Book as Mount Airy, town of, community 240200, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Mount Airy figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Carroll County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Mount Airy.
Is zoning published for Mount Airy?
No. Nothing on this page presents parcel level zoning.
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