HomeMarylandFrederick CountyEmmitsburg town
Emmitsburg town, Maryland: commercial real estate data.
Emmitsburg town is a Census town of 2,845 people across 1.62 square miles of land, in Frederick County. Median household income is $81,250, 72.3 percent of occupied homes are owned, and the SBA record carries 3 7(a) approvals to borrowers here worth $85,000.
76 sourced place values · tier FULL · 8 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Emmitsburg
What Emmitsburg is
- Census place typetown
- Land area1.62 sq mi
- Water area0.02 sq mi
- Population per square mile of land1,760
- County holding the largest share of its areaFrederick County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Emmitsburg
How many people live in Emmitsburg
- Population2,845
- Median age35.7 plus or minus 8.5
- Population under 18603 plus or minus 124
- Share under 1821.2 percent plus or minus 4.4
- Population 65 and over636 plus or minus 160
- Share 65 and over22.4 percent plus or minus 5.6
- Households1,064
- Family households711
- Share of households that are families66.8 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Emmitsburg
Income and work in Emmitsburg
- Median household income$81,250 plus or minus $29,673
- Per capita income$36,300
- Civilian labor force1,405
- Employed1,392
- Unemployed13 plus or minus 15
- Unemployment rate0.9 percent plus or minus 1.1
- Adults 25 and over1,829
- Adults 25 and over with a high school diploma or higher87.7 percent
- Adults 25 and over with a bachelor degree or higher28.5 percent plus or minus 6.8
- Adults 25 and over with a graduate degree14.3 percent plus or minus 4.7
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Emmitsburg
Housing in Emmitsburg
- Housing units1,094
- Occupied units1,064
- Vacant units30 plus or minus 41
- Vacancy rate2.7 percent plus or minus 3.7
- Owner occupied769
- Renter occupied295 plus or minus 125
- Ownership rate72.3 percent
- Median owner-occupied home value$324,300
- Median gross rent, monthly$635 plus or minus $412
- Annual rent as a share of median income9.4 percent plus or minus 7.0
- Single family units894
- Share single family81.7 percent
- Units in buildings of two or more200 plus or minus 95
- Share in buildings of two or more18.3 percent plus or minus 8.3
- Mobile homes0
- Median year structure built1986
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Emmitsburg
How Emmitsburg gets to work
- Workers 16 and over who commute1,203
- Commuting under 15 minutes164 plus or minus 74
- Share commuting under 15 minutes13.6 percent plus or minus 5.7
- Commuting 30 minutes or more859 plus or minus 209
- Share commuting 30 minutes or more71.4 percent
- Drove alone72.2 percent
- Carpooled12.1 percent plus or minus 6.4
- Public transport0.0 percent
- Walked2.6 percent plus or minus 3.9
- Worked from home12.5 percent plus or minus 4.9
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Emmitsburg
SBA loans in Emmitsburg (7(a))
- Approvals3
- Gross approval$85,000
- Average approval$28,333
- Median approval$25,000
- Ninetieth percentile approval$40,000
- Largest approval$40,000
- Jobs supported9
- Jobs per approval3.0
- Loans with a final outcome1
- Paid in full1
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more0.0 percent
- Share to franchises0.0 percent
- Distinct lenders2
- Distinct industries by NAICS3
A charge-off rate is not published here. only 1 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Emmitsburg
SBA loans in Emmitsburg (504)
- Approvals2
- Gross approval$3,615,000
- Average approval$1,807,500
- Median approval$2,253,000
- Largest approval$2,253,000
- Jobs supported15
- Loans with a final outcome0
- Charged off0
- Median term300 months
- Distinct CDCs1
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Frederick County, not Emmitsburg
Frederick County context, not Emmitsburg figures
These are Frederick County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Emmitsburg measurements.
- Establishments in Frederick County6,591
- Employment at those establishments, Frederick County95,077
- Covered employment, Frederick County108,438
- Average annual pay, Frederick County$69,852
- Average weekly wage, Frederick County$1,343
- Housing units permitted, Frederick County1,562
- Of those, single family, Frederick County1,185
- County product, 2024, Frederick County$20,352,215,000
- County product change over the prior year, Frederick County6.3 percent
- Average income of an arriving household, Frederick County$92,424
Every figure in this section is published for Frederick County as a whole and is not a measurement of Emmitsburg. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Emmitsburg questions, answered from the record.
How many people live in Emmitsburg, Maryland?
2,845, in 1,064 households. Emmitsburg town covers 1.62 square miles of land, which is 1,760 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Emmitsburg in?
Frederick County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Emmitsburg?
$81,250. The median owner-occupied home is valued at $324,300. Median gross rent is $635 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Emmitsburg businesses?
3 7(a) approvals totalling $85,000, across 2 lenders, median approval $25,000, plus 2 504 approvals worth $3.6 m. These count approvals to borrowers whose address is in Emmitsburg, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Emmitsburg borrowers get paid back?
No rate is published for Emmitsburg. only 1 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Are the county figures on this page Emmitsburg figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Frederick County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Emmitsburg.
Is zoning published for Emmitsburg?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.