HomeMarylandFrederick CountyWoodsboro
Woodsboro, Maryland: commercial real estate data.
Woodsboro is a Census town of 1,540 people across 0.71 square miles of land, in Frederick County. Median household income is $116,964, 76.7 percent of occupied homes are owned, and the SBA record carries 5 7(a) approvals to borrowers here worth $3.7 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Woodsboro
What Woodsboro is
- Census place typetown
- Land area0.71 sq mi
- Water area0 sq mi
- Population per square mile of land2,177 plus or minus 598
- County holding the largest share of its areaFrederick County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Woodsboro
How many people live in Woodsboro
- Population1,540 plus or minus 423
- Median age36.8 plus or minus 7.7
- Population under 18407 plus or minus 108
- Share under 1826.4 percent plus or minus 10.1
- Population 65 and over218 plus or minus 62
- Share 65 and over14.2 percent
- Households485
- Family households340 plus or minus 82
- Share of households that are families70.1 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Woodsboro
Income and work in Woodsboro
- Median household income$116,964 plus or minus $30,513
- Per capita income$53,568 plus or minus $11,734
- Civilian labor force808 plus or minus 245
- Employed788 plus or minus 247
- Unemployed20 plus or minus 22
- Unemployment rate2.5 percent plus or minus 2.6
- Adults 25 and over976 plus or minus 219
- Adults 25 and over with a high school diploma or higher95.8 percent plus or minus 27.3
- Adults 25 and over with a bachelor degree or higher39.3 percent
- Adults 25 and over with a graduate degree19.1 percent plus or minus 6.2
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Woodsboro
Housing in Woodsboro
- Housing units485
- Occupied units485
- Vacant units0
- Vacancy rate0.0 percent
- Owner occupied372 plus or minus 75
- Renter occupied113 plus or minus 48
- Ownership rate76.7 percent
- Median owner-occupied home value$472,000
- Median gross rent, monthly$892
- Annual rent as a share of median income9.2 percent plus or minus 2.7
- Single family units410 plus or minus 82
- Share single family84.5 percent
- Units in buildings of two or more75 plus or minus 40
- Share in buildings of two or more15.5 percent plus or minus 7.8
- Mobile homes0
- Median year structure built1993
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Woodsboro
How Woodsboro gets to work
- Workers 16 and over who commute672 plus or minus 238
- Commuting under 15 minutes90 plus or minus 41
- Share commuting under 15 minutes13.4 percent plus or minus 3.9
- Commuting 30 minutes or more401 plus or minus 236
- Share commuting 30 minutes or more59.7 percent plus or minus 28.0
- Drove alone67.6 percent
- Carpooled9.6 percent plus or minus 2.4
- Public transport0.0 percent
- Walked1.5 percent plus or minus 1.9
- Worked from home13.6 percent plus or minus 6.4
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Woodsboro
SBA loans in Woodsboro (7(a))
- Approvals5
- Gross approval$3,667,000
- Average approval$733,400
- Median approval$150,000
- Largest approval$2,407,500
- Jobs supported79
- Jobs per approval15.8
- Loans with a final outcome0
- Paid in full0
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more40.0 percent
- Share to franchises0.0 percent
- Distinct lenders4
- Distinct industries by NAICS3
Counted by borrower city: approvals to borrowers whose address is in Woodsboro, in any county, FY2020 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Woodsboro
Flood risk in Woodsboro
- NFIP communityTown of Woodsboro
- NFIP community number240033
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date08/01/23
The Town of Woodsboro participates in the National Flood Insurance Program as community 240033 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Frederick County, not Woodsboro
Frederick County context, not Woodsboro figures
- Establishments in Frederick County6,591
- Covered employment, Frederick County108,438
- Average annual pay, Frederick County$69,852
- Housing units permitted, Frederick County1,562
Every figure in this section is published for Frederick County as a whole and is not a measurement of Woodsboro.
All Frederick County figures →
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Woodsboro questions, answered from the record.
How many people live in Woodsboro, Maryland?
1,540, in 485 households. Woodsboro town covers 0.71 square miles of land, which is 2,177 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Woodsboro in?
Frederick County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Woodsboro?
$116,964. The median owner-occupied home is valued at $472,000. Median gross rent is $892 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Woodsboro businesses?
5 7(a) approvals totaling $3.7 m since FY2020, across 4 lenders, median approval $150,000. These count approvals to borrowers whose address is in Woodsboro, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Woodsboro borrowers get paid back?
No rate is published for Woodsboro. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Woodsboro in the National Flood Insurance Program?
Yes. Woodsboro appears in the FEMA Community Status Book as Woodsboro, town of, community 240033, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Woodsboro figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Frederick County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Woodsboro.
Is zoning published for Woodsboro?
No. Nothing on this page presents parcel level zoning.