HomeMarylandMontgomery CountySpencerville
Spencerville, Maryland: commercial real estate data.
Spencerville is a Census CDP of 1,028 people across 1.56 square miles of land, in Montgomery County. Median household income is $189,766, 100.0 percent of occupied homes are owned, and the SBA record carries 1 7(a) approvals to borrowers here worth $125,000 since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Spencerville
What Spencerville is
- Census place typeCDP
- Land area1.56 sq mi
- Water area0 sq mi
- Population per square mile of land658 plus or minus 241
- County holding the largest share of its areaMontgomery County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Spencerville
How many people live in Spencerville
- Population1,028 plus or minus 377
- Median age44.7
- Population under 18133 plus or minus 96
- Share under 1812.9 percent plus or minus 8.1
- Population 65 and over232 plus or minus 110
- Share 65 and over22.6 percent plus or minus 6.8
- Households359 plus or minus 104
- Family households289 plus or minus 102
- Share of households that are families80.5 percent plus or minus 16.2
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Spencerville
Income and work in Spencerville
- Median household income$189,766 plus or minus $110,786
- Per capita income$66,064 plus or minus $15,263
- Civilian labor force617 plus or minus 311
- Employed617 plus or minus 311
- Unemployed0
- Unemployment rate0.0 percent
- Adults 25 and over767 plus or minus 254
- Adults 25 and over with a high school diploma or higher99.9 percent plus or minus 43.3
- Adults 25 and over with a bachelor degree or higher47.2 percent plus or minus 12.3
- Adults 25 and over with a graduate degree12.5 percent plus or minus 10.4
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Spencerville
Housing in Spencerville
- Housing units456 plus or minus 175
- Occupied units359 plus or minus 104
- Vacant units97 plus or minus 145
- Vacancy rate21.3 percent plus or minus 30.7
- Owner occupied359 plus or minus 104
- Renter occupied0
- Ownership rate100.0 percent
- Median owner-occupied home value$626,900
- Single family units456 plus or minus 182
- Share single family100.0 percent
- Units in buildings of two or more0
- Share in buildings of two or more0.0 percent
- Mobile homes0
- Median year structure built1969
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Spencerville
How Spencerville gets to work
- Workers 16 and over who commute483 plus or minus 288
- Commuting under 15 minutes25 plus or minus 41
- Share commuting under 15 minutes5.2 percent plus or minus 8.0
- Commuting 30 minutes or more395 plus or minus 228
- Share commuting 30 minutes or more81.8 percent plus or minus 67.8
- Drove alone49.1 percent
- Carpooled29.2 percent plus or minus 17.9
- Public transport0.0 percent
- Walked0.0 percent
- Worked from home21.7 percent plus or minus 9.6
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Spencerville
SBA loans in Spencerville (7(a))
- Approvals1
- Gross approval$125,000
- Average approval$125,000
- Median approval$125,000
- Largest approval$125,000
- Jobs supported10
- Jobs per approval10.0
- Loans with a final outcome1
- Paid in full1
- Charged off0
- Median term24 months
- Share on real estate terms of 20 years or more0.0 percent
- Share to franchises0.0 percent
- Distinct lenders1
- Distinct industries by NAICS1
Counted by borrower city: approvals to borrowers whose address is in Spencerville, in any county, FY2020 to FY2026. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Spencerville
SBA loans in Spencerville (504)
- Approvals1
- Gross approval$383,000
- Average approval$383,000
- Median approval$383,000
- Largest approval$383,000
- Jobs supported0
- Loans with a final outcome1
- Charged off0
- Median term240 months
- Distinct CDCs1
Counted by borrower city: approvals to borrowers whose address is in Spencerville, in any county, FY2010 to FY2026. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Montgomery County, not Spencerville
Montgomery County context, not Spencerville figures
- Establishments in Montgomery County27,677
- Covered employment, Montgomery County462,298
- Average annual pay, Montgomery County$94,473
- Housing units permitted, Montgomery County3,656
Every figure in this section is published for Montgomery County as a whole and is not a measurement of Spencerville.
All Montgomery County figures →
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Spencerville questions, answered from the record.
How many people live in Spencerville, Maryland?
1,028, in 359 households. Spencerville CDP covers 1.56 square miles of land, which is 658 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Spencerville in?
Montgomery County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Spencerville?
$189,766. The median owner-occupied home is valued at $626,900. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Spencerville businesses?
1 7(a) approvals totaling $125,000 since FY2020, across 1 lenders, median approval $125,000, plus 1 504 approvals worth $383,000 since FY2010. These count approvals to borrowers whose address is in Spencerville, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Spencerville borrowers get paid back?
No rate is published for Spencerville. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Are the county figures on this page Spencerville figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Montgomery County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Spencerville.
Is zoning published for Spencerville?
No. Nothing on this page presents parcel level zoning.