HomeMarylandSt. Mary's CountyCharlotte Hall
Charlotte Hall, Maryland: commercial real estate data.
Charlotte Hall is a Census CDP of 1,172 people across 5.06 square miles of land, in St. Mary's County. Median household income is $84,271, 58.9 percent of occupied homes are owned, and the SBA record carries 12 7(a) approvals to borrowers here worth $13.6 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Charlotte Hall
What Charlotte Hall is
- Census place typeCDP
- Land area5.06 sq mi
- Water area0.01 sq mi
- Population per square mile of land232 plus or minus 50
- County holding the largest share of its areaSt. Mary's County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Charlotte Hall
How many people live in Charlotte Hall
- Population1,172 plus or minus 254
- Median age49.7 plus or minus 15.0
- Population under 18267 plus or minus 114
- Share under 1822.8 percent plus or minus 8.4
- Population 65 and over336 plus or minus 147
- Share 65 and over28.7 percent plus or minus 10.9
- Households365 plus or minus 84
- Family households236 plus or minus 72
- Share of households that are families64.7 percent plus or minus 12.9
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Charlotte Hall
Income and work in Charlotte Hall
- Median household income$84,271 plus or minus $56,187
- Per capita income$38,379 plus or minus $9,997
- Civilian labor force533 plus or minus 136
- Employed507 plus or minus 130
- Unemployed26 plus or minus 26
- Unemployment rate4.9 percent plus or minus 4.7
- Adults 25 and over846
- Adults 25 and over with a high school diploma or higher92.1 percent
- Adults 25 and over with a bachelor degree or higher33.8 percent plus or minus 13.4
- Adults 25 and over with a graduate degree12.1 percent plus or minus 8.7
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Charlotte Hall
Housing in Charlotte Hall
- Housing units373 plus or minus 85
- Occupied units365 plus or minus 84
- Vacant units8 plus or minus 13
- Vacancy rate2.1 percent plus or minus 3.5
- Owner occupied215 plus or minus 76
- Renter occupied150 plus or minus 85
- Ownership rate58.9 percent plus or minus 15.8
- Median owner-occupied home value$367,800
- Median gross rent, monthly$943 plus or minus $221
- Annual rent as a share of median income13.4 percent plus or minus 9.5
- Single family units313 plus or minus 90
- Share single family83.9 percent
- Units in buildings of two or more6 plus or minus 17
- Share in buildings of two or more1.6 percent plus or minus 4.6
- Mobile homes54 plus or minus 53
- Median year structure built1970
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Charlotte Hall
How Charlotte Hall gets to work
- Workers 16 and over who commute471 plus or minus 116
- Commuting under 15 minutes110 plus or minus 68
- Share commuting under 15 minutes23.4 percent plus or minus 13.2
- Commuting 30 minutes or more224 plus or minus 89
- Share commuting 30 minutes or more47.6 percent plus or minus 14.8
- Drove alone85.3 percent plus or minus 29.3
- Carpooled6.4 percent plus or minus 7.7
- Public transport2.8 percent plus or minus 4.2
- Walked0.0 percent
- Worked from home5.4 percent plus or minus 5.3
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Charlotte Hall
SBA loans in Charlotte Hall (7(a))
- Approvals12
- Gross approval$13,595,900
- Average approval$1,132,992
- Median approval$400,500
- Largest approval$5,000,000
- Jobs supported146
- Jobs per approval12.2
- Loans with a final outcome3
- Paid in full2
- Charged off1
- Median term120 months
- Share on real estate terms of 20 years or more8.3 percent
- Share to franchises16.7 percent
- Distinct lenders8
- Distinct industries by NAICS7
Counted by borrower city: approvals to borrowers whose address is in Charlotte Hall, in any county, FY2020 to FY2026. Only 3 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
St. Mary's County, not Charlotte Hall
St. Mary's County context, not Charlotte Hall figures
- Establishments in St. Mary's County2,090
- Covered employment, St. Mary's County49,113
- Average annual pay, St. Mary's County$85,381
- Housing units permitted, St. Mary's County265
Every figure in this section is published for St. Mary's County as a whole and is not a measurement of Charlotte Hall.
All St. Mary's County figures →
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Charlotte Hall questions, answered from the record.
How many people live in Charlotte Hall, Maryland?
1,172, in 365 households. Charlotte Hall CDP covers 5.06 square miles of land, which is 232 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Charlotte Hall in?
St. Mary's County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Charlotte Hall?
$84,271. The median owner-occupied home is valued at $367,800. Median gross rent is $943 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Charlotte Hall businesses?
12 7(a) approvals totaling $13.6 m since FY2020, across 8 lenders, median approval $400,500. These count approvals to borrowers whose address is in Charlotte Hall, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Charlotte Hall borrowers get paid back?
No rate is published for Charlotte Hall. Only 3 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Are the county figures on this page Charlotte Hall figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for St. Mary's County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Charlotte Hall.
Is zoning published for Charlotte Hall?
No. Nothing on this page presents parcel level zoning.