HomeMarylandSt. Mary's CountyLeonardtown
Leonardtown, Maryland: commercial real estate data.
Leonardtown is a Census town of 4,808 people across 3.85 square miles of land, in St. Mary's County. Median household income is $153,819, 64.6 percent of occupied homes are owned, and the SBA record carries 15 7(a) approvals to borrowers here worth $11.1 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Leonardtown
What Leonardtown is
- Census place typetown
- Land area3.85 sq mi
- Water area0.07 sq mi
- Population per square mile of land1,249
- County holding the largest share of its areaSt. Mary's County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Leonardtown
How many people live in Leonardtown
- Population4,808
- Median age38.3
- Population under 181,431
- Share under 1829.8 percent
- Population 65 and over659 plus or minus 195
- Share 65 and over13.7 percent plus or minus 4.1
- Households1,578
- Family households1,055
- Share of households that are families66.9 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Leonardtown
Income and work in Leonardtown
- Median household income$153,819
- Per capita income$56,146
- Civilian labor force1,849
- Employed1,811
- Unemployed38 plus or minus 45
- Unemployment rate2.1 percent plus or minus 2.4
- Adults 25 and over3,021
- Adults 25 and over with a high school diploma or higher93.6 percent
- Adults 25 and over with a bachelor degree or higher54.7 percent
- Adults 25 and over with a graduate degree23.7 percent plus or minus 6.5
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Leonardtown
Housing in Leonardtown
- Housing units1,776
- Occupied units1,578
- Vacant units198 plus or minus 164
- Vacancy rate11.1 percent plus or minus 9.1
- Owner occupied1,019
- Renter occupied559 plus or minus 175
- Ownership rate64.6 percent
- Median owner-occupied home value$575,300
- Median gross rent, monthly$2,002 plus or minus $648
- Annual rent as a share of median income15.6 percent plus or minus 5.6
- Single family units1,420
- Share single family80.0 percent
- Units in buildings of two or more356 plus or minus 168
- Share in buildings of two or more20.0 percent plus or minus 9.1
- Mobile homes0
- Median year structure built2012
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Leonardtown
How Leonardtown gets to work
- Workers 16 and over who commute1,804
- Commuting under 15 minutes318 plus or minus 127
- Share commuting under 15 minutes17.6 percent plus or minus 6.4
- Commuting 30 minutes or more884 plus or minus 255
- Share commuting 30 minutes or more49.0 percent plus or minus 11.4
- Drove alone79.6 percent
- Carpooled3.4 percent plus or minus 2.8
- Public transport0.0 percent
- Walked0.0 percent
- Worked from home15.9 percent plus or minus 7.5
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Leonardtown
SBA loans in Leonardtown (7(a))
- Approvals15
- Gross approval$11,050,200
- Average approval$736,680
- Median approval$306,000
- Largest approval$4,625,000
- Jobs supported181
- Jobs per approval12.1
- Loans with a final outcome2
- Paid in full2
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more13.3 percent
- Share to franchises0.0 percent
- Distinct lenders9
- Distinct industries by NAICS12
Counted by borrower city: approvals to borrowers whose address is in Leonardtown, in any county, FY2020 to FY2026. Only 2 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Leonardtown
SBA loans in Leonardtown (504)
- Approvals2
- Gross approval$863,000
- Average approval$431,500
- Median approval$431,500
- Largest approval$542,000
- Jobs supported17
- Loans with a final outcome1
- Charged off0
- Median term270 months
- Distinct CDCs2
Counted by borrower city: approvals to borrowers whose address is in Leonardtown, in any county, FY2010 to FY2026. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Leonardtown
Flood risk in Leonardtown
- NFIP communityTown of Leonardtown
- NFIP community number240065
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date05/06/25
The Town of Leonardtown participates in the National Flood Insurance Program as community 240065 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
St. Mary's County, not Leonardtown
St. Mary's County context, not Leonardtown figures
- Establishments in St. Mary's County2,090
- Covered employment, St. Mary's County49,113
- Average annual pay, St. Mary's County$85,381
- Housing units permitted, St. Mary's County265
Every figure in this section is published for St. Mary's County as a whole and is not a measurement of Leonardtown.
All St. Mary's County figures →
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Leonardtown questions, answered from the record.
How many people live in Leonardtown, Maryland?
4,808, in 1,578 households. Leonardtown town covers 3.85 square miles of land, which is 1,249 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Leonardtown in?
St. Mary's County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Leonardtown?
$153,819. The median owner-occupied home is valued at $575,300. Median gross rent is $2,002 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Leonardtown businesses?
15 7(a) approvals totaling $11.1 m since FY2020, across 9 lenders, median approval $306,000, plus 2 504 approvals worth $863,000 since FY2010. These count approvals to borrowers whose address is in Leonardtown, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Leonardtown borrowers get paid back?
No rate is published for Leonardtown. Only 2 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Leonardtown in the National Flood Insurance Program?
Yes. Leonardtown appears in the FEMA Community Status Book as Leonardtown, town of, community 240065, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Leonardtown figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for St. Mary's County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Leonardtown.
Is zoning published for Leonardtown?
No. Nothing on this page presents parcel level zoning.