HomeMarylandSt. Mary's CountyMechanicsville CDP
Mechanicsville CDP, Maryland: commercial real estate data.
Mechanicsville CDP is a Census CDP of 1,395 people across 5.19 square miles of land, in St. Mary's County. Median household income is $120,966, 75.0 percent of occupied homes are owned, and the SBA record carries 8 7(a) approvals to borrowers here worth $2.4 m.
76 sourced place values · tier FULL · 8 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Mechanicsville
What Mechanicsville is
- Census place typeCDP
- Land area5.19 sq mi
- Water area0.01 sq mi
- Population per square mile of land269 plus or minus 91
- County holding the largest share of its areaSt. Mary's County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Mechanicsville
How many people live in Mechanicsville
- Population1,395 plus or minus 471
- Median age39.9
- Population under 18453 plus or minus 191
- Share under 1832.5 percent plus or minus 8.3
- Population 65 and over167 plus or minus 79
- Share 65 and over12.0 percent plus or minus 3.9
- Households515 plus or minus 149
- Family households325 plus or minus 133
- Share of households that are families63.1 percent plus or minus 18.3
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Mechanicsville
Income and work in Mechanicsville
- Median household income$120,966 plus or minus $37,197
- Per capita income$68,795 plus or minus $28,901
- Civilian labor force630 plus or minus 205
- Employed618 plus or minus 207
- Unemployed12 plus or minus 19
- Unemployment rate1.9 percent plus or minus 3.0
- Adults 25 and over907 plus or minus 262
- Adults 25 and over with a high school diploma or higher98.1 percent
- Adults 25 and over with a bachelor degree or higher37.2 percent plus or minus 20.2
- Adults 25 and over with a graduate degree18.7 percent plus or minus 8.8
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Mechanicsville
Housing in Mechanicsville
- Housing units557 plus or minus 152
- Occupied units515 plus or minus 149
- Vacant units42 plus or minus 63
- Vacancy rate7.5 percent plus or minus 11.1
- Owner occupied386 plus or minus 107
- Renter occupied129 plus or minus 118
- Ownership rate75.0 percent plus or minus 30.0
- Median owner-occupied home value$416,100
- Median gross rent, monthly$1,511 plus or minus $515
- Annual rent as a share of median income15.0 percent plus or minus 6.9
- Single family units421 plus or minus 144
- Share single family75.6 percent plus or minus 15.5
- Units in buildings of two or more41 plus or minus 56
- Share in buildings of two or more7.4 percent plus or minus 9.8
- Mobile homes95 plus or minus 68
- Median year structure built1982
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Mechanicsville
How Mechanicsville gets to work
- Workers 16 and over who commute600 plus or minus 213
- Commuting under 15 minutes92 plus or minus 66
- Share commuting under 15 minutes15.3 percent plus or minus 9.6
- Commuting 30 minutes or more428 plus or minus 162
- Share commuting 30 minutes or more71.3 percent
- Drove alone79.2 percent
- Carpooled6.4 percent plus or minus 6.5
- Public transport2.1 percent plus or minus 3.3
- Walked0.0 percent
- Worked from home11.0 percent plus or minus 7.3
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Mechanicsville
SBA loans in Mechanicsville (7(a))
- Approvals8
- Gross approval$2,431,200
- Average approval$303,900
- Median approval$90,000
- Ninetieth percentile approval$1,424,200
- Largest approval$1,424,200
- Jobs supported32
- Jobs per approval4.0
- Loans with a final outcome2
- Paid in full2
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more0.0 percent
- Share to franchises0.0 percent
- Distinct lenders6
- Distinct industries by NAICS6
A charge-off rate is not published here. only 2 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Mechanicsville
SBA loans in Mechanicsville (504)
- Approvals2
- Gross approval$1,073,000
- Average approval$536,500
- Median approval$548,000
- Largest approval$548,000
- Jobs supported16
- Loans with a final outcome1
- Charged off0
- Median term240 months
- Distinct CDCs1
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
St. Mary's County, not Mechanicsville
St. Mary's County context, not Mechanicsville figures
These are St. Mary's County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Mechanicsville measurements.
- Establishments in St. Mary's County2,090
- Employment at those establishments, St. Mary's County32,683
- Covered employment, St. Mary's County49,113
- Average annual pay, St. Mary's County$85,381
- Average weekly wage, St. Mary's County$1,642
- Housing units permitted, St. Mary's County265
- Of those, single family, St. Mary's County265
- County product, 2024, St. Mary's County$10,446,002,000
- County product change over the prior year, St. Mary's County6.2 percent
- Average income of an arriving household, St. Mary's County$72,274
Every figure in this section is published for St. Mary's County as a whole and is not a measurement of Mechanicsville. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Mechanicsville questions, answered from the record.
How many people live in Mechanicsville, Maryland?
1,395, in 515 households. Mechanicsville CDP covers 5.19 square miles of land, which is 269 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Mechanicsville in?
St. Mary's County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Mechanicsville?
$120,966. The median owner-occupied home is valued at $416,100. Median gross rent is $1,511 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Mechanicsville businesses?
8 7(a) approvals totalling $2.4 m, across 6 lenders, median approval $90,000, plus 2 504 approvals worth $1.1 m. These count approvals to borrowers whose address is in Mechanicsville, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Mechanicsville borrowers get paid back?
No rate is published for Mechanicsville. only 2 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Are the county figures on this page Mechanicsville figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for St. Mary's County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Mechanicsville.
Is zoning published for Mechanicsville?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.