HomeMarylandSt. Mary's CountyPiney Point CDP
Piney Point CDP, Maryland: commercial real estate data.
Piney Point CDP is a Census CDP of 1,274 people across 1.50 square miles of land, in St. Mary's County. Median household income is $129,018, 70.4 percent of occupied homes are owned, and the SBA record carries 2 7(a) approvals to borrowers here worth $2.4 m.
66 sourced place values · tier FULL · 7 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Piney Point
What Piney Point is
- Census place typeCDP
- Land area1.5 sq mi
- Water area0.38 sq mi
- Population per square mile of land849 plus or minus 253
- County holding the largest share of its areaSt. Mary's County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Piney Point
How many people live in Piney Point
- Population1,274 plus or minus 379
- Median age38.4 plus or minus 10.4
- Population under 18313 plus or minus 150
- Share under 1824.6 percent plus or minus 9.3
- Population 65 and over290 plus or minus 139
- Share 65 and over22.8 percent plus or minus 8.6
- Households521 plus or minus 139
- Family households422 plus or minus 129
- Share of households that are families81.0 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Piney Point
Income and work in Piney Point
- Median household income$129,018 plus or minus $38,495
- Per capita income$47,689
- Civilian labor force572 plus or minus 205
- Employed542 plus or minus 198
- Unemployed30 plus or minus 39
- Unemployment rate5.2 percent plus or minus 6.6
- Adults 25 and over893 plus or minus 257
- Adults 25 and over with a high school diploma or higher80.2 percent plus or minus 30.9
- Adults 25 and over with a bachelor degree or higher35.6 percent plus or minus 8.8
- Adults 25 and over with a graduate degree13.4 percent plus or minus 6.5
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Piney Point
Housing in Piney Point
- Housing units580 plus or minus 147
- Occupied units521 plus or minus 139
- Vacant units59 plus or minus 70
- Vacancy rate10.2 percent plus or minus 11.8
- Owner occupied367 plus or minus 116
- Renter occupied154 plus or minus 101
- Ownership rate70.4 percent
- Median owner-occupied home value$336,600
- Median gross rent, monthly$1,442
- Annual rent as a share of median income13.4 percent plus or minus 4.4
- Single family units495 plus or minus 129
- Share single family85.3 percent
- Units in buildings of two or more0
- Share in buildings of two or more0.0 percent
- Mobile homes85 plus or minus 95
- Median year structure built1990
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Piney Point
How Piney Point gets to work
- Workers 16 and over who commute479 plus or minus 183
- Commuting under 15 minutes72 plus or minus 61
- Share commuting under 15 minutes15.0 percent plus or minus 11.3
- Commuting 30 minutes or more254 plus or minus 137
- Share commuting 30 minutes or more53.0 percent plus or minus 20.2
- Drove alone68.6 percent
- Carpooled13.1 percent plus or minus 9.8
- Public transport0.0 percent
- Walked1.9 percent plus or minus 2.7
- Worked from home16.4 percent plus or minus 12.3
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Piney Point
SBA loans in Piney Point (7(a))
- Approvals2
- Gross approval$2,350,500
- Average approval$1,175,250
- Median approval$2,325,500
- Ninetieth percentile approval$2,325,500
- Largest approval$2,325,500
- Jobs supported15
- Jobs per approval7.5
- Loans with a final outcome0
- Paid in full0
- Charged off0
- Median term180 months
- Share on real estate terms of 20 years or more0.0 percent
- Share to franchises0.0 percent
- Distinct lenders2
- Distinct industries by NAICS2
A charge-off rate is not published here. only 0 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
St. Mary's County, not Piney Point
St. Mary's County context, not Piney Point figures
These are St. Mary's County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Piney Point measurements.
- Establishments in St. Mary's County2,090
- Employment at those establishments, St. Mary's County32,683
- Covered employment, St. Mary's County49,113
- Average annual pay, St. Mary's County$85,381
- Average weekly wage, St. Mary's County$1,642
- Housing units permitted, St. Mary's County265
- Of those, single family, St. Mary's County265
- County product, 2024, St. Mary's County$10,446,002,000
- County product change over the prior year, St. Mary's County6.2 percent
- Average income of an arriving household, St. Mary's County$72,274
Every figure in this section is published for St. Mary's County as a whole and is not a measurement of Piney Point. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Piney Point questions, answered from the record.
How many people live in Piney Point, Maryland?
1,274, in 521 households. Piney Point CDP covers 1.50 square miles of land, which is 849 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Piney Point in?
St. Mary's County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Piney Point?
$129,018. The median owner-occupied home is valued at $336,600. Median gross rent is $1,442 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Piney Point businesses?
2 7(a) approvals totalling $2.4 m, across 2 lenders, median approval $2,325,500. These count approvals to borrowers whose address is in Piney Point, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Piney Point borrowers get paid back?
No rate is published for Piney Point. only 0 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Are the county figures on this page Piney Point figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for St. Mary's County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Piney Point.
Is zoning published for Piney Point?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.