HomeMassachusettsBarnstable CountyChatham CDP
Chatham CDP, Massachusetts: commercial real estate data.
Chatham CDP is a Census CDP of 1,600 people across 2.64 square miles of land, in Barnstable County. Median household income is $83,750, 72.9 percent of occupied homes are owned, and the SBA record carries 11 7(a) approvals to borrowers here worth $5.0 m.
76 sourced place values · tier FULL · 8 sections
Chatham
What Chatham is
- Census place typeCDP
- Land area2.64 sq mi
- Water area0.85 sq mi
- Population per square mile of land607
- County holding the largest share of its areaBarnstable County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Chatham
How many people live in Chatham
- Population1,600
- Median age66.6
- Population under 1880 plus or minus 66
- Share under 185.0 percent plus or minus 4.0
- Population 65 and over856 plus or minus 190
- Share 65 and over53.5 percent
- Households918
- Family households486 plus or minus 123
- Share of households that are families52.9 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Chatham
Income and work in Chatham
- Median household income$83,750 plus or minus $25,286
- Per capita income$110,459 plus or minus $30,310
- Civilian labor force444 plus or minus 156
- Employed410 plus or minus 149
- Unemployed34 plus or minus 32
- Unemployment rate7.7 percent plus or minus 6.7
- Adults 25 and over1,454
- Adults 25 and over with a high school diploma or higher98.9 percent
- Adults 25 and over with a bachelor degree or higher60.7 percent
- Adults 25 and over with a graduate degree31.0 percent plus or minus 7.7
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Chatham
Housing in Chatham
- Housing units2,053
- Occupied units918
- Vacant units1,135
- Vacancy rate55.3 percent
- Owner occupied669 plus or minus 144
- Renter occupied249 plus or minus 110
- Ownership rate72.9 percent
- Median owner-occupied home value$1,866,800
- Median gross rent, monthly$1,311 plus or minus $496
- Annual rent as a share of median income18.8 percent plus or minus 9.1
- Single family units1,709
- Share single family83.2 percent
- Units in buildings of two or more315 plus or minus 134
- Share in buildings of two or more15.3 percent plus or minus 6.2
- Mobile homes29 plus or minus 46
- Median year structure built1970
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Chatham
How Chatham gets to work
- Workers 16 and over who commute357 plus or minus 132
- Commuting under 15 minutes152 plus or minus 73
- Share commuting under 15 minutes42.6 percent plus or minus 13.0
- Commuting 30 minutes or more49 plus or minus 39
- Share commuting 30 minutes or more13.7 percent plus or minus 9.7
- Drove alone78.4 percent
- Carpooled0.0 percent
- Public transport0.0 percent
- Walked4.3 percent plus or minus 4.5
- Worked from home14.2 percent plus or minus 8.7
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Chatham
SBA 7(a) lending to Chatham borrowers
- Approvals11
- Gross approval$4,976,400
- Average approval$452,400
- Median approval$101,500
- Ninetieth percentile approval$446,200
- Largest approval$3,287,600
- Jobs supported266
- Jobs per approval24.2
- Loans with a final outcome3
- Paid in full3
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more18.2 percent
- Share to franchises0.0 percent
- Distinct lenders5
- Distinct industries by NAICS9
A charge-off rate is not published here. only 3 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Chatham
SBA 504 lending to Chatham borrowers
- Approvals9
- Gross approval$5,904,000
- Average approval$656,000
- Median approval$607,000
- Largest approval$1,836,000
- Jobs supported114
- Loans with a final outcome0
- Charged off0
- Median term300 months
- Distinct CDCs4
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Barnstable County, not Chatham
Barnstable County context, not Chatham figures
These are Barnstable County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Chatham measurements.
- Establishments in Barnstable County8,957
- Employment at those establishments, Barnstable County76,963
- Covered employment, Barnstable County96,280
- Average annual pay, Barnstable County$64,707
- Average weekly wage, Barnstable County$1,244
- Housing units permitted, Barnstable County640
- Of those, single family, Barnstable County430
- County product, 2024, Barnstable County$19,298,345,000
- County product change over the prior year, Barnstable County8.0 percent
- Average income of an arriving household, Barnstable County$189,081
Every figure in this section is published for Barnstable County as a whole and is not a measurement of Chatham. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Chatham questions, answered from the record.
How many people live in Chatham, Massachusetts?
1,600, in 918 households. Chatham CDP covers 2.64 square miles of land, which is 607 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Chatham in?
Barnstable County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Chatham?
$83,750. The median owner-occupied home is valued at $1,866,800. Median gross rent is $1,311 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Chatham businesses?
11 7(a) approvals totalling $5.0 m, across 5 lenders, median approval $101,500, plus 9 504 approvals worth $5.9 m. These count approvals to borrowers whose address is in Chatham, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Chatham borrowers get paid back?
No rate is published for Chatham. only 3 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Are the county figures on this page Chatham figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Barnstable County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Chatham.
Is zoning published for Chatham?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.