HomeMassachusettsBarnstable CountyChatham
Chatham, Massachusetts: commercial real estate data.
Chatham is a Census CDP of 1,600 people across 2.64 square miles of land, in Barnstable County. Median household income is $83,750, 72.9 percent of occupied homes are owned, and the SBA record carries 11 7(a) approvals to borrowers here worth $5.0 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Chatham
What Chatham is
- Census place typeCDP
- Land area2.64 sq mi
- Water area0.85 sq mi
- Population per square mile of land607
- County holding the largest share of its areaBarnstable County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Chatham
How many people live in Chatham
- Population1,600
- Median age66.6
- Population under 1880 plus or minus 66
- Share under 185.0 percent plus or minus 4.0
- Population 65 and over856 plus or minus 190
- Share 65 and over53.5 percent
- Households918
- Family households486 plus or minus 123
- Share of households that are families52.9 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Chatham
Income and work in Chatham
- Median household income$83,750 plus or minus $25,286
- Per capita income$110,459 plus or minus $30,310
- Civilian labor force444 plus or minus 156
- Employed410 plus or minus 149
- Unemployed34 plus or minus 32
- Unemployment rate7.7 percent plus or minus 6.7
- Adults 25 and over1,454
- Adults 25 and over with a high school diploma or higher98.9 percent
- Adults 25 and over with a bachelor degree or higher60.7 percent
- Adults 25 and over with a graduate degree31.0 percent plus or minus 7.7
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Chatham
Housing in Chatham
- Housing units2,053
- Occupied units918
- Vacant units1,135
- Vacancy rate55.3 percent
- Owner occupied669 plus or minus 144
- Renter occupied249 plus or minus 110
- Ownership rate72.9 percent
- Median owner-occupied home value$1,866,800
- Median gross rent, monthly$1,311 plus or minus $496
- Annual rent as a share of median income18.8 percent plus or minus 9.1
- Single family units1,709
- Share single family83.2 percent
- Units in buildings of two or more315 plus or minus 134
- Share in buildings of two or more15.3 percent plus or minus 6.2
- Mobile homes29 plus or minus 46
- Median year structure built1970
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Chatham
How Chatham gets to work
- Workers 16 and over who commute357 plus or minus 132
- Commuting under 15 minutes152 plus or minus 73
- Share commuting under 15 minutes42.6 percent plus or minus 13.0
- Commuting 30 minutes or more49 plus or minus 39
- Share commuting 30 minutes or more13.7 percent plus or minus 9.7
- Drove alone78.4 percent
- Carpooled0.0 percent
- Public transport0.0 percent
- Walked4.3 percent plus or minus 4.5
- Worked from home14.2 percent plus or minus 8.7
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Chatham
SBA loans in Chatham (7(a))
- Approvals11
- Gross approval$4,976,400
- Average approval$452,400
- Median approval$101,500
- Largest approval$3,287,600
- Jobs supported266
- Jobs per approval24.2
- Loans with a final outcome3
- Paid in full3
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more18.2 percent
- Share to franchises0.0 percent
- Distinct lenders5
- Distinct industries by NAICS9
Counted by borrower city: approvals to borrowers whose address is in Chatham, in any county, FY2020 to FY2026. Only 3 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Chatham
SBA loans in Chatham (504)
- Approvals9
- Gross approval$5,904,000
- Average approval$656,000
- Median approval$607,000
- Largest approval$1,836,000
- Jobs supported114
- Loans with a final outcome0
- Charged off0
- Median term300 months
- Distinct CDCs4
Counted by borrower city: approvals to borrowers whose address is in Chatham, in any county, FY2010 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Chatham
Flood risk in Chatham
- NFIP communityTown of Chatham
- NFIP community number250004
- Participating in the NFIPYes
- Community Rating System classClass 7
- Currently effective map date07/16/14
The Town of Chatham participates in the National Flood Insurance Program as community 250004 and carries Community Rating System class 7, a flood insurance premium discount for policies written there.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Barnstable County, not Chatham
Barnstable County context, not Chatham figures
- Establishments in Barnstable County8,957
- Covered employment, Barnstable County96,280
- Average annual pay, Barnstable County$64,707
- Housing units permitted, Barnstable County640
Every figure in this section is published for Barnstable County as a whole and is not a measurement of Chatham.
All Barnstable County figures →
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Chatham questions, answered from the record.
How many people live in Chatham, Massachusetts?
1,600, in 918 households. Chatham CDP covers 2.64 square miles of land, which is 607 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Chatham in?
Barnstable County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Chatham?
$83,750. The median owner-occupied home is valued at $1,866,800. Median gross rent is $1,311 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Chatham businesses?
11 7(a) approvals totaling $5.0 m since FY2020, across 5 lenders, median approval $101,500, plus 9 504 approvals worth $5.9 m since FY2010. These count approvals to borrowers whose address is in Chatham, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Chatham borrowers get paid back?
No rate is published for Chatham. Only 3 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Chatham in the National Flood Insurance Program?
Yes. Chatham appears in the FEMA Community Status Book as Chatham, town of, community 250004, carrying Community Rating System class 7, which is a premium discount for exceeding the program minimum. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Chatham figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Barnstable County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Chatham.
Is zoning published for Chatham?
No. Nothing on this page presents parcel level zoning.