HomeMassachusettsEssex CountyEssex
Essex, Massachusetts: commercial real estate data.
Essex is a Census CDP of 1,688 people across 2.06 square miles of land, in Essex County. Median household income is $161,250, 72.7 percent of occupied homes are owned, and the SBA record carries 12 7(a) approvals to borrowers here worth $4.8 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Essex
What Essex is
- Census place typeCDP
- Land area2.06 sq mi
- Water area0.18 sq mi
- Population per square mile of land820
- County holding the largest share of its areaEssex County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Essex
How many people live in Essex
- Population1,688
- Median age42.1
- Population under 18464 plus or minus 208
- Share under 1827.5 percent plus or minus 11.1
- Population 65 and over215 plus or minus 72
- Share 65 and over12.7 percent plus or minus 3.5
- Households579
- Family households394 plus or minus 82
- Share of households that are families68.0 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Essex
Income and work in Essex
- Median household income$161,250 plus or minus $62,590
- Per capita income$64,269
- Civilian labor force1,126 plus or minus 242
- Employed1,101 plus or minus 240
- Unemployed25 plus or minus 24
- Unemployment rate2.2 percent plus or minus 2.1
- Adults 25 and over1,152
- Adults 25 and over with a high school diploma or higher98.9 percent
- Adults 25 and over with a bachelor degree or higher63.8 percent plus or minus 13.9
- Adults 25 and over with a graduate degree26.0 percent plus or minus 11.9
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Essex
Housing in Essex
- Housing units579
- Occupied units579
- Vacant units0
- Vacancy rate0.0 percent
- Owner occupied421
- Renter occupied158 plus or minus 76
- Ownership rate72.7 percent
- Median owner-occupied home value$797,100
- Median gross rent, monthly$1,866
- Annual rent as a share of median income13.9 percent plus or minus 5.9
- Single family units398 plus or minus 105
- Share single family68.7 percent
- Units in buildings of two or more181 plus or minus 89
- Share in buildings of two or more31.3 percent plus or minus 14.3
- Mobile homes0
- Median year structure built1954
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Essex
How Essex gets to work
- Workers 16 and over who commute838
- Commuting under 15 minutes340 plus or minus 132
- Share commuting under 15 minutes40.6 percent plus or minus 13.8
- Commuting 30 minutes or more188 plus or minus 78
- Share commuting 30 minutes or more22.4 percent plus or minus 8.3
- Drove alone74.2 percent
- Carpooled2.8 percent plus or minus 2.5
- Public transport0.7 percent plus or minus 1.2
- Walked8.7 percent plus or minus 7.8
- Worked from home13.6 percent plus or minus 7.0
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Essex
SBA loans in Essex (7(a))
- Approvals12
- Gross approval$4,758,600
- Average approval$396,550
- Median approval$140,000
- Largest approval$1,834,000
- Jobs supported97
- Jobs per approval8.1
- Loans with a final outcome2
- Paid in full2
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more8.3 percent
- Share to franchises8.3 percent
- Distinct lenders10
- Distinct industries by NAICS11
Counted by borrower city: approvals to borrowers whose address is in Essex, in any county, FY2020 to FY2026. Only 2 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Essex
SBA loans in Essex (504)
- Approvals8
- Gross approval$4,363,000
- Average approval$545,375
- Median approval$312,000
- Largest approval$1,361,000
- Jobs supported46
- Loans with a final outcome2
- Charged off0
- Median term300 months
- Distinct CDCs3
Counted by borrower city: approvals to borrowers whose address is in Essex, in any county, FY2010 to FY2026. Only 2 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Essex
Flood risk in Essex
- NFIP communityTown of Essex
- NFIP community number250080
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date07/08/25
The Town of Essex participates in the National Flood Insurance Program as community 250080 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Essex County, not Essex
Essex County context, not Essex figures
- Establishments in Essex County19,988
- Covered employment, Essex County323,694
- Average annual pay, Essex County$75,548
- Housing units permitted, Essex County1,011
Every figure in this section is published for Essex County as a whole and is not a measurement of Essex.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Essex questions, answered from the record.
How many people live in Essex, Massachusetts?
1,688, in 579 households. Essex CDP covers 2.06 square miles of land, which is 820 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Essex in?
Essex County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Essex?
$161,250. The median owner-occupied home is valued at $797,100. Median gross rent is $1,866 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Essex businesses?
12 7(a) approvals totaling $4.8 m since FY2020, across 10 lenders, median approval $140,000, plus 8 504 approvals worth $4.4 m since FY2010. These count approvals to borrowers whose address is in Essex, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Essex borrowers get paid back?
No rate is published for Essex. Only 2 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Essex in the National Flood Insurance Program?
Yes. Essex appears in the FEMA Community Status Book as Essex, town of, community 250080, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Essex figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Essex County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Essex.
Is zoning published for Essex?
No. Nothing on this page presents parcel level zoning.
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