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HomeMassachusettsEssex CountyEssex CDP

Essex CDP, Massachusetts: commercial real estate data.

Essex CDP is a Census CDP of 1,688 people across 2.06 square miles of land, in Essex County. Median household income is $161,250, 72.7 percent of occupied homes are owned, and the SBA record carries 12 7(a) approvals to borrowers here worth $4.8 m.

76 sourced place values · tier FULL · 8 sections · underlined figures are computed by MMCG Analytics, not published by the agency

Essex

What Essex is

  • Census place typeCDP
  • Land area2.06 sq mi
  • Water area0.18 sq mi
  • Population per square mile of land820
  • County holding the largest share of its areaEssex County, 100.0 percent

US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Essex

How many people live in Essex

  • Population1,688
  • Median age42.1
  • Population under 18464 plus or minus 208
  • Share under 1827.5 percent plus or minus 11.1
  • Population 65 and over215 plus or minus 72
  • Share 65 and over12.7 percent plus or minus 3.5
  • Households579
  • Family households394 plus or minus 82
  • Share of households that are families68.0 percent

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Essex

Income and work in Essex

  • Median household income$161,250 plus or minus $62,590
  • Per capita income$64,269
  • Civilian labor force1,126 plus or minus 242
  • Employed1,101 plus or minus 240
  • Unemployed25 plus or minus 24
  • Unemployment rate2.2 percent plus or minus 2.1
  • Adults 25 and over1,152
  • Adults 25 and over with a high school diploma or higher98.9 percent
  • Adults 25 and over with a bachelor degree or higher63.8 percent plus or minus 13.9
  • Adults 25 and over with a graduate degree26.0 percent plus or minus 11.9

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Essex

Housing in Essex

  • Housing units579
  • Occupied units579
  • Vacant units0
  • Vacancy rate0.0 percent
  • Owner occupied421
  • Renter occupied158 plus or minus 76
  • Ownership rate72.7 percent
  • Median owner-occupied home value$797,100
  • Median gross rent, monthly$1,866
  • Annual rent as a share of median income13.9 percent plus or minus 5.9
  • Single family units398 plus or minus 105
  • Share single family68.7 percent
  • Units in buildings of two or more181 plus or minus 89
  • Share in buildings of two or more31.3 percent plus or minus 14.3
  • Mobile homes0
  • Median year structure built1954

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Essex

How Essex gets to work

  • Workers 16 and over who commute838
  • Commuting under 15 minutes340 plus or minus 132
  • Share commuting under 15 minutes40.6 percent plus or minus 13.8
  • Commuting 30 minutes or more188 plus or minus 78
  • Share commuting 30 minutes or more22.4 percent plus or minus 8.3
  • Drove alone74.2 percent
  • Carpooled2.8 percent plus or minus 2.5
  • Public transport0.7 percent plus or minus 1.2
  • Walked8.7 percent plus or minus 7.8
  • Worked from home13.6 percent plus or minus 7.0

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Essex

SBA loans in Essex (7(a))

  • Approvals12
  • Gross approval$4,758,600
  • Average approval$396,550
  • Median approval$150,000
  • Ninetieth percentile approval$849,500
  • Largest approval$1,834,000
  • Jobs supported97
  • Jobs per approval8.1
  • Loans with a final outcome2
  • Paid in full2
  • Charged off0
  • Median term120 months
  • Share on real estate terms of 20 years or more8.3 percent
  • Share to franchises8.3 percent
  • Distinct lenders10
  • Distinct industries by NAICS11

A charge-off rate is not published here. only 2 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.

US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.

Essex

SBA loans in Essex (504)

  • Approvals8
  • Gross approval$4,363,000
  • Average approval$545,375
  • Median approval$348,000
  • Largest approval$1,361,000
  • Jobs supported46
  • Loans with a final outcome2
  • Charged off0
  • Median term300 months
  • Distinct CDCs3

US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.

Essex County, not Essex

Essex County context, not Essex figures

These are Essex County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Essex measurements.

  • Establishments in Essex County19,988
  • Employment at those establishments, Essex County287,960
  • Covered employment, Essex County323,694
  • Average annual pay, Essex County$75,548
  • Average weekly wage, Essex County$1,453
  • Housing units permitted, Essex County1,011
  • Of those, single family, Essex County393
  • County product, 2024, Essex County$60,732,738,000
  • County product change over the prior year, Essex County4.3 percent
  • Average income of an arriving household, Essex County$106,455

Every figure in this section is published for Essex County as a whole and is not a measurement of Essex. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.

US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.

Coverage

What this page does not hold.

Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.

  • This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
  • Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.

SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.

Common questions

Essex questions, answered from the record.

How many people live in Essex, Massachusetts?

1,688, in 579 households. Essex CDP covers 2.06 square miles of land, which is 820 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

What county is Essex in?

Essex County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.

What is the median household income in Essex?

$161,250. The median owner-occupied home is valued at $797,100. Median gross rent is $1,866 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

How much SBA lending goes to Essex businesses?

12 7(a) approvals totalling $4.8 m, across 10 lenders, median approval $150,000, plus 8 504 approvals worth $4.4 m. These count approvals to borrowers whose address is in Essex, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.

Do SBA loans to Essex borrowers get paid back?

No rate is published for Essex. only 2 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.

Are the county figures on this page Essex figures?

No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Essex County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Essex.

Is zoning published for Essex?

Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.