HomeMassachusettsEssex CountyIpswich
Ipswich, Massachusetts: commercial real estate data.
Ipswich is a Census CDP of 4,924 people across 1.64 square miles of land, in Essex County. Median household income is $104,102, 62.1 percent of occupied homes are owned, and the SBA record carries 24 7(a) approvals to borrowers here worth $4.4 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Ipswich
What Ipswich is
- Census place typeCDP
- Land area1.64 sq mi
- Water area0.1 sq mi
- Population per square mile of land3,004
- County holding the largest share of its areaEssex County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Ipswich
How many people live in Ipswich
- Population4,924
- Median age43.1
- Population under 18991 plus or minus 256
- Share under 1820.1 percent plus or minus 4.6
- Population 65 and over640 plus or minus 132
- Share 65 and over13.0 percent
- Households2,126
- Family households1,203
- Share of households that are families56.6 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Ipswich
Income and work in Ipswich
- Median household income$104,102 plus or minus $23,718
- Per capita income$67,543
- Civilian labor force3,010
- Employed2,992
- Unemployed18 plus or minus 21
- Unemployment rate0.6 percent plus or minus 0.7
- Adults 25 and over3,612
- Adults 25 and over with a high school diploma or higher97.4 percent
- Adults 25 and over with a bachelor degree or higher55.2 percent
- Adults 25 and over with a graduate degree19.9 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Ipswich
Housing in Ipswich
- Housing units2,160
- Occupied units2,126
- Vacant units34 plus or minus 54
- Vacancy rate1.6 percent plus or minus 2.5
- Owner occupied1,320
- Renter occupied806 plus or minus 178
- Ownership rate62.1 percent
- Median owner-occupied home value$598,400
- Median gross rent, monthly$1,530
- Annual rent as a share of median income17.6 percent plus or minus 4.5
- Single family units1,133
- Share single family52.5 percent
- Units in buildings of two or more1,027 plus or minus 247
- Share in buildings of two or more47.5 percent plus or minus 10.6
- Mobile homes0
- Median year structure built1938
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Ipswich
How Ipswich gets to work
- Workers 16 and over who commute2,308
- Commuting under 15 minutes658 plus or minus 205
- Share commuting under 15 minutes28.5 percent plus or minus 7.9
- Commuting 30 minutes or more720 plus or minus 193
- Share commuting 30 minutes or more31.2 percent plus or minus 7.0
- Drove alone73.8 percent
- Carpooled1.3 percent plus or minus 0.9
- Public transport1.1 percent plus or minus 1.0
- Walked4.5 percent plus or minus 3.8
- Worked from home18.5 percent plus or minus 5.3
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Ipswich
SBA loans in Ipswich (7(a))
- Approvals24
- Gross approval$4,380,600
- Average approval$182,525
- Median approval$100,000
- Ninetieth percentile approval$314,000
- Largest approval$1,335,000
- Jobs supported89
- Jobs per approval3.7
- Loans with a final outcome5
- Paid in full5
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more4.2 percent
- Share to franchises0.0 percent
- Distinct lenders9
- Distinct industries by NAICS18
Counted by borrower city: approvals to borrowers whose address is in Ipswich, in any county, FY2020 to FY2026. Only 5 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Ipswich
SBA loans in Ipswich (504)
- Approvals19
- Gross approval$5,030,000
- Average approval$264,737
- Median approval$255,000
- Largest approval$628,000
- Jobs supported65
- Loans with a final outcome4
- Charged off0
- Median term240 months
- Distinct CDCs3
Counted by borrower city: approvals to borrowers whose address is in Ipswich, in any county, FY2010 to FY2026. Only 4 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Ipswich
Flood risk in Ipswich
- NFIP communityTown of Ipswich
- NFIP community number250086
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date07/08/25
The Town of Ipswich participates in the National Flood Insurance Program as community 250086 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Essex County, not Ipswich
Essex County context, not Ipswich figures
- Establishments in Essex County19,988
- Covered employment, Essex County323,694
- Average annual pay, Essex County$75,548
- Housing units permitted, Essex County1,011
Every figure in this section is published for Essex County as a whole and is not a measurement of Ipswich.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Ipswich questions, answered from the record.
How many people live in Ipswich, Massachusetts?
4,924, in 2,126 households. Ipswich CDP covers 1.64 square miles of land, which is 3,004 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Ipswich in?
Essex County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Ipswich?
$104,102. The median owner-occupied home is valued at $598,400. Median gross rent is $1,530 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Ipswich businesses?
24 7(a) approvals totaling $4.4 m since FY2020, across 9 lenders, median approval $100,000, plus 19 504 approvals worth $5.0 m since FY2010. These count approvals to borrowers whose address is in Ipswich, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Ipswich borrowers get paid back?
No rate is published for Ipswich. Only 5 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Ipswich in the National Flood Insurance Program?
Yes. Ipswich appears in the FEMA Community Status Book as Ipswich, town of, community 250086, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Ipswich figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Essex County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Ipswich.
Is zoning published for Ipswich?
No. Nothing on this page presents parcel level zoning.
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