HomeMassachusettsEssex CountyLynnfield CDP
Lynnfield CDP, Massachusetts: commercial real estate data.
Lynnfield CDP is a Census CDP of 13,064 people across 9.86 square miles of land, in Essex County. Median household income is $175,265, 87.3 percent of occupied homes are owned, and the SBA record carries 25 7(a) approvals to borrowers here worth $8.2 m.
76 sourced place values · tier FULL · 8 sections
Lynnfield
What Lynnfield is
- Census place typeCDP
- Land area9.86 sq mi
- Water area0.59 sq mi
- Population per square mile of land1,326
- County holding the largest share of its areaEssex County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Lynnfield
How many people live in Lynnfield
- Population13,064
- Median age41.4
- Population under 183,664
- Share under 1828.0 percent
- Population 65 and over2,338
- Share 65 and over17.9 percent
- Households4,502
- Family households3,586
- Share of households that are families79.7 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Lynnfield
Income and work in Lynnfield
- Median household income$175,265
- Per capita income$78,330
- Civilian labor force6,737
- Employed6,536
- Unemployed201 plus or minus 112
- Unemployment rate3.0 percent plus or minus 1.7
- Adults 25 and over8,693
- Adults 25 and over with a high school diploma or higher98.4 percent
- Adults 25 and over with a bachelor degree or higher62.7 percent
- Adults 25 and over with a graduate degree30.4 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Lynnfield
Housing in Lynnfield
- Housing units4,597
- Occupied units4,502
- Vacant units95 plus or minus 94
- Vacancy rate2.1 percent plus or minus 2.0
- Owner occupied3,932
- Renter occupied570 plus or minus 171
- Ownership rate87.3 percent
- Median owner-occupied home value$917,600
- Median gross rent, monthly$2,676
- Annual rent as a share of median income18.3 percent
- Single family units3,980
- Share single family86.6 percent
- Units in buildings of two or more617 plus or minus 198
- Share in buildings of two or more13.4 percent plus or minus 4.3
- Mobile homes0
- Median year structure built1964
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Lynnfield
How Lynnfield gets to work
- Workers 16 and over who commute4,575
- Commuting under 15 minutes649 plus or minus 188
- Share commuting under 15 minutes14.2 percent plus or minus 3.9
- Commuting 30 minutes or more2,634
- Share commuting 30 minutes or more57.6 percent
- Drove alone63.8 percent
- Carpooled4.8 percent plus or minus 2.8
- Public transport3.1 percent plus or minus 1.8
- Walked0.5 percent plus or minus 0.5
- Worked from home27.4 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Lynnfield
SBA 7(a) lending to Lynnfield borrowers
- Approvals25
- Gross approval$8,171,600
- Average approval$326,864
- Median approval$150,000
- Ninetieth percentile approval$521,100
- Largest approval$2,475,000
- Jobs supported240
- Jobs per approval9.6
- Loans with a final outcome6
- Paid in full6
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more0.0 percent
- Share to franchises8.0 percent
- Distinct lenders15
- Distinct industries by NAICS19
A charge-off rate is not published here. only 6 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Lynnfield
SBA 504 lending to Lynnfield borrowers
- Approvals7
- Gross approval$1,039,000
- Average approval$148,429
- Median approval$161,000
- Largest approval$258,000
- Jobs supported13
- Loans with a final outcome2
- Charged off0
- Median term240 months
- Distinct CDCs3
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Essex County, not Lynnfield
Essex County context, not Lynnfield figures
These are Essex County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Lynnfield measurements.
- Establishments in Essex County19,988
- Employment at those establishments, Essex County287,960
- Covered employment, Essex County323,694
- Average annual pay, Essex County$75,548
- Average weekly wage, Essex County$1,453
- Housing units permitted, Essex County1,011
- Of those, single family, Essex County393
- County product, 2024, Essex County$60,732,738,000
- County product change over the prior year, Essex County4.3 percent
- Average income of an arriving household, Essex County$106,455
Every figure in this section is published for Essex County as a whole and is not a measurement of Lynnfield. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Lynnfield questions, answered from the record.
How many people live in Lynnfield, Massachusetts?
13,064, in 4,502 households. Lynnfield CDP covers 9.86 square miles of land, which is 1,326 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Lynnfield in?
Essex County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Lynnfield?
$175,265. The median owner-occupied home is valued at $917,600. Median gross rent is $2,676 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Lynnfield businesses?
25 7(a) approvals totalling $8.2 m, across 15 lenders, median approval $150,000, plus 7 504 approvals worth $1.0 m. These count approvals to borrowers whose address is in Lynnfield, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Lynnfield borrowers get paid back?
No rate is published for Lynnfield. only 6 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Are the county figures on this page Lynnfield figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Essex County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Lynnfield.
Is zoning published for Lynnfield?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.
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