HomeMassachusettsEssex CountyRowley
Rowley, Massachusetts: commercial real estate data.
Rowley is a Census CDP of 1,708 people across 1.71 square miles of land, in Essex County. Median household income is $109,622, 78.6 percent of occupied homes are owned, and the SBA record carries 19 7(a) approvals to borrowers here worth $4.9 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Rowley
What Rowley is
- Census place typeCDP
- Land area1.71 sq mi
- Water area0.03 sq mi
- Population per square mile of land996 plus or minus 265
- County holding the largest share of its areaEssex County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Rowley
How many people live in Rowley
- Population1,708 plus or minus 454
- Median age46.3 plus or minus 16.7
- Population under 18312 plus or minus 144
- Share under 1818.3 percent plus or minus 6.9
- Population 65 and over398 plus or minus 134
- Share 65 and over23.3 percent plus or minus 4.8
- Households701 plus or minus 149
- Family households511 plus or minus 143
- Share of households that are families72.9 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Rowley
Income and work in Rowley
- Median household income$109,622
- Per capita income$74,350 plus or minus $30,130
- Civilian labor force1,032 plus or minus 421
- Employed1,032 plus or minus 421
- Unemployed0
- Unemployment rate0.0 percent
- Adults 25 and over1,338 plus or minus 411
- Adults 25 and over with a high school diploma or higher100.0 percent plus or minus 41.9
- Adults 25 and over with a bachelor degree or higher57.3 percent plus or minus 16.8
- Adults 25 and over with a graduate degree34.8 percent plus or minus 19.4
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Rowley
Housing in Rowley
- Housing units701 plus or minus 149
- Occupied units701 plus or minus 149
- Vacant units0
- Vacancy rate0.0 percent
- Owner occupied551 plus or minus 144
- Renter occupied150 plus or minus 75
- Ownership rate78.6 percent
- Median owner-occupied home value$614,800
- Median gross rent, monthly$1,663 plus or minus $674
- Annual rent as a share of median income18.2 percent plus or minus 7.9
- Single family units522 plus or minus 139
- Share single family74.5 percent
- Units in buildings of two or more179 plus or minus 106
- Share in buildings of two or more25.5 percent plus or minus 14.1
- Mobile homes0
- Median year structure built1938
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Rowley
How Rowley gets to work
- Workers 16 and over who commute920 plus or minus 412
- Commuting under 15 minutes281 plus or minus 128
- Share commuting under 15 minutes30.5 percent
- Commuting 30 minutes or more305 plus or minus 169
- Share commuting 30 minutes or more33.2 percent plus or minus 10.8
- Drove alone87.4 percent plus or minus 18.2
- Carpooled1.7 percent plus or minus 2.6
- Public transport0.0 percent
- Walked0.0 percent
- Worked from home10.9 percent plus or minus 5.6
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Rowley
SBA loans in Rowley (7(a))
- Approvals19
- Gross approval$4,871,900
- Average approval$256,416
- Median approval$100,000
- Largest approval$1,255,000
- Jobs supported203
- Jobs per approval10.7
- Loans with a final outcome6
- Paid in full5
- Charged off1
- Median term120 months
- Share on real estate terms of 20 years or more10.5 percent
- Share to franchises0.0 percent
- Distinct lenders7
- Distinct industries by NAICS15
Counted by borrower city: approvals to borrowers whose address is in Rowley, in any county, FY2020 to FY2026. Only 6 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Rowley
SBA loans in Rowley (504)
- Approvals5
- Gross approval$2,781,000
- Average approval$556,200
- Median approval$517,000
- Largest approval$865,000
- Jobs supported32
- Loans with a final outcome2
- Charged off0
- Median term300 months
- Distinct CDCs2
Counted by borrower city: approvals to borrowers whose address is in Rowley, in any county, FY2010 to FY2026. Only 2 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Rowley
Flood risk in Rowley
- NFIP communityTown of Rowley
- NFIP community number250101
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date07/08/25
The Town of Rowley participates in the National Flood Insurance Program as community 250101 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Essex County, not Rowley
Essex County context, not Rowley figures
- Establishments in Essex County19,988
- Covered employment, Essex County323,694
- Average annual pay, Essex County$75,548
- Housing units permitted, Essex County1,011
Every figure in this section is published for Essex County as a whole and is not a measurement of Rowley.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Rowley questions, answered from the record.
How many people live in Rowley, Massachusetts?
1,708, in 701 households. Rowley CDP covers 1.71 square miles of land, which is 996 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Rowley in?
Essex County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Rowley?
$109,622. The median owner-occupied home is valued at $614,800. Median gross rent is $1,663 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Rowley businesses?
19 7(a) approvals totaling $4.9 m since FY2020, across 7 lenders, median approval $100,000, plus 5 504 approvals worth $2.8 m since FY2010. These count approvals to borrowers whose address is in Rowley, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Rowley borrowers get paid back?
No rate is published for Rowley. Only 6 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Rowley in the National Flood Insurance Program?
Yes. Rowley appears in the FEMA Community Status Book as Rowley, town of, community 250101, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Rowley figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Essex County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Rowley.
Is zoning published for Rowley?
No. Nothing on this page presents parcel level zoning.
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