HomeMassachusettsEssex CountyTopsfield
Topsfield, Massachusetts: commercial real estate data.
Topsfield is a Census CDP of 2,624 people across 2.71 square miles of land, in Essex County. Median household income is $191,146, 82.0 percent of occupied homes are owned, and the SBA record carries 13 7(a) approvals to borrowers here worth $1.8 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Topsfield
What Topsfield is
- Census place typeCDP
- Land area2.71 sq mi
- Water area0.04 sq mi
- Population per square mile of land969
- County holding the largest share of its areaEssex County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Topsfield
How many people live in Topsfield
- Population2,624
- Median age42.4 plus or minus 10.9
- Population under 18541 plus or minus 173
- Share under 1820.6 percent plus or minus 5.3
- Population 65 and over564 plus or minus 173
- Share 65 and over21.5 percent plus or minus 5.2
- Households957
- Family households741 plus or minus 153
- Share of households that are families77.4 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Topsfield
Income and work in Topsfield
- Median household income$191,146
- Per capita income$77,425
- Civilian labor force1,524 plus or minus 376
- Employed1,500 plus or minus 367
- Unemployed24 plus or minus 38
- Unemployment rate1.6 percent plus or minus 2.5
- Adults 25 and over1,920
- Adults 25 and over with a high school diploma or higher98.2 percent plus or minus 25.6
- Adults 25 and over with a bachelor degree or higher66.8 percent
- Adults 25 and over with a graduate degree36.5 percent plus or minus 8.8
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Topsfield
Housing in Topsfield
- Housing units957
- Occupied units957
- Vacant units0
- Vacancy rate0.0 percent
- Owner occupied785
- Renter occupied172 plus or minus 82
- Ownership rate82.0 percent
- Median owner-occupied home value$836,600
- Median gross rent, monthly$994 plus or minus $841
- Annual rent as a share of median income6.2 percent plus or minus 5.3
- Single family units769 plus or minus 156
- Share single family80.4 percent
- Units in buildings of two or more188 plus or minus 119
- Share in buildings of two or more19.6 percent plus or minus 12.0
- Mobile homes0
- Median year structure built1962
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Topsfield
How Topsfield gets to work
- Workers 16 and over who commute1,178 plus or minus 335
- Commuting under 15 minutes446 plus or minus 195
- Share commuting under 15 minutes37.9 percent plus or minus 12.5
- Commuting 30 minutes or more501 plus or minus 183
- Share commuting 30 minutes or more42.5 percent plus or minus 9.7
- Drove alone72.9 percent
- Carpooled4.8 percent plus or minus 5.8
- Public transport0.0 percent
- Walked2.9 percent plus or minus 4.3
- Worked from home19.5 percent plus or minus 7.1
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Topsfield
SBA loans in Topsfield (7(a))
- Approvals13
- Gross approval$1,797,500
- Average approval$138,269
- Median approval$100,000
- Largest approval$500,000
- Jobs supported54
- Jobs per approval4.2
- Loans with a final outcome3
- Paid in full3
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more15.4 percent
- Share to franchises0.0 percent
- Distinct lenders6
- Distinct industries by NAICS12
Counted by borrower city: approvals to borrowers whose address is in Topsfield, in any county, FY2020 to FY2026. Only 3 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Topsfield
SBA loans in Topsfield (504)
- Approvals5
- Gross approval$2,368,000
- Average approval$473,600
- Median approval$252,000
- Largest approval$1,168,000
- Jobs supported16
- Loans with a final outcome2
- Charged off0
- Median term240 months
- Distinct CDCs3
Counted by borrower city: approvals to borrowers whose address is in Topsfield, in any county, FY2010 to FY2026. Only 2 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Topsfield
Flood risk in Topsfield
- NFIP communityTown of Topsfield
- NFIP community number250106
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date07/08/25
The Town of Topsfield participates in the National Flood Insurance Program as community 250106 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Essex County, not Topsfield
Essex County context, not Topsfield figures
- Establishments in Essex County19,988
- Covered employment, Essex County323,694
- Average annual pay, Essex County$75,548
- Housing units permitted, Essex County1,011
Every figure in this section is published for Essex County as a whole and is not a measurement of Topsfield.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Topsfield questions, answered from the record.
How many people live in Topsfield, Massachusetts?
2,624, in 957 households. Topsfield CDP covers 2.71 square miles of land, which is 969 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Topsfield in?
Essex County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Topsfield?
$191,146. The median owner-occupied home is valued at $836,600. Median gross rent is $994 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Topsfield businesses?
13 7(a) approvals totaling $1.8 m since FY2020, across 6 lenders, median approval $100,000, plus 5 504 approvals worth $2.4 m since FY2010. These count approvals to borrowers whose address is in Topsfield, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Topsfield borrowers get paid back?
No rate is published for Topsfield. Only 3 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Topsfield in the National Flood Insurance Program?
Yes. Topsfield appears in the FEMA Community Status Book as Topsfield, town of, community 250106, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Topsfield figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Essex County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Topsfield.
Is zoning published for Topsfield?
No. Nothing on this page presents parcel level zoning.
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