HomeMassachusettsHampden CountyAgawam Town
Agawam Town, Massachusetts: commercial real estate data.
Agawam Town is a Census city of 28,539 people across 23.32 square miles of land, in Hampden County. Median household income is $85,421, 74.4 percent of occupied homes are owned, and the SBA record carries 14 7(a) approvals to borrowers here worth $6.9 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Agawam Town
What Agawam Town is
- Census place typecity
- Land area23.32 sq mi
- Water area1.01 sq mi
- Population per square mile of land1,224
- County holding the largest share of its areaHampden County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Agawam Town
How many people live in Agawam Town
- Population28,539
- Median age47.4
- Population under 184,924
- Share under 1817.3 percent
- Population 65 and over6,890
- Share 65 and over24.1 percent
- Households11,979
- Family households7,498
- Share of households that are families62.6 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Agawam Town
Income and work in Agawam Town
- Median household income$85,421
- Per capita income$47,079
- Civilian labor force15,020
- Employed14,422
- Unemployed598 plus or minus 207
- Unemployment rate4.0 percent plus or minus 1.4
- Adults 25 and over21,733
- Adults 25 and over with a high school diploma or higher95.5 percent
- Adults 25 and over with a bachelor degree or higher34.0 percent
- Adults 25 and over with a graduate degree14.1 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Agawam Town
Housing in Agawam Town
- Housing units12,392
- Occupied units11,979
- Vacant units413 plus or minus 194
- Vacancy rate3.3 percent plus or minus 1.6
- Owner occupied8,914
- Renter occupied3,065
- Ownership rate74.4 percent
- Median owner-occupied home value$311,600
- Median gross rent, monthly$1,256
- Annual rent as a share of median income17.6 percent
- Single family units8,657
- Share single family69.9 percent
- Units in buildings of two or more3,666
- Share in buildings of two or more29.6 percent
- Mobile homes69 plus or minus 68
- Median year structure built1970
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Agawam Town
How Agawam Town gets to work
- Workers 16 and over who commute12,516
- Commuting under 15 minutes3,321
- Share commuting under 15 minutes26.5 percent
- Commuting 30 minutes or more3,176
- Share commuting 30 minutes or more25.4 percent
- Drove alone81.0 percent
- Carpooled6.0 percent plus or minus 2.2
- Public transport0.3 percent plus or minus 0.4
- Walked0.7 percent plus or minus 0.5
- Worked from home11.0 percent plus or minus 2.7
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Agawam Town
SBA loans in Agawam Town (7(a))
- Approvals14
- Gross approval$6,853,500
- Average approval$489,536
- Median approval$227,050
- Largest approval$3,698,700
- Jobs supported276
- Jobs per approval19.7
- Loans with a final outcome2
- Paid in full2
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more14.3 percent
- Share to franchises0.0 percent
- Distinct lenders10
- Distinct industries by NAICS13
Counted by borrower city: approvals to borrowers whose address is in Agawam Town, in any county, FY2020 to FY2026. Only 2 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Agawam Town
SBA loans in Agawam Town (504)
- Approvals12
- Gross approval$5,438,000
- Average approval$453,167
- Median approval$312,500
- Largest approval$1,138,000
- Jobs supported93
- Loans with a final outcome6
- Charged off2
- Median term300 months
- Distinct CDCs3
Counted by borrower city: approvals to borrowers whose address is in Agawam Town, in any county, FY2010 to FY2026. Only 6 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Agawam Town
Flood risk in Agawam Town
- NFIP communityTown of Agawam
- NFIP community number250133
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date07/16/13
The Town of Agawam participates in the National Flood Insurance Program as community 250133 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Hampden County, not Agawam Town
Hampden County context, not Agawam Town figures
- Establishments in Hampden County9,339
- Covered employment, Hampden County202,129
- Average annual pay, Hampden County$62,834
- Housing units permitted, Hampden County443
Every figure in this section is published for Hampden County as a whole and is not a measurement of Agawam Town.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Agawam Town questions, answered from the record.
How many people live in Agawam Town, Massachusetts?
28,539, in 11,979 households. Agawam Town city covers 23.32 square miles of land, which is 1,224 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Agawam Town in?
Hampden County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Agawam Town?
$85,421. The median owner-occupied home is valued at $311,600. Median gross rent is $1,256 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Agawam Town businesses?
14 7(a) approvals totaling $6.9 m since FY2020, across 10 lenders, median approval $227,050, plus 12 504 approvals worth $5.4 m since FY2010. These count approvals to borrowers whose address is in Agawam Town, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Agawam Town borrowers get paid back?
No rate is published for Agawam Town. Only 2 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Agawam Town in the National Flood Insurance Program?
Yes. Agawam Town appears in the FEMA Community Status Book as Agawam, town of, community 250133, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Agawam Town figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Hampden County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Agawam Town.
Is zoning published for Agawam Town?
No. Nothing on this page presents parcel level zoning.