HomeMassachusettsHampden CountyWest Springfield Town
West Springfield Town, Massachusetts: commercial real estate data.
West Springfield Town is a Census city of 28,772 people across 16.73 square miles of land, in Hampden County. Median household income is $69,371, 58.5 percent of occupied homes are owned, and the SBA record carries 51 7(a) approvals to borrowers here worth $21.0 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
West Springfield Town
What West Springfield Town is
- Census place typecity
- Land area16.73 sq mi
- Water area0.81 sq mi
- Population per square mile of land1,720
- County holding the largest share of its areaHampden County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
West Springfield Town
How many people live in West Springfield Town
- Population28,772
- Median age40.1
- Population under 185,440
- Share under 1818.9 percent
- Population 65 and over5,038
- Share 65 and over17.5 percent
- Households12,732
- Family households7,041
- Share of households that are families55.3 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
West Springfield Town
Income and work in West Springfield Town
- Median household income$69,371
- Per capita income$40,352
- Civilian labor force15,710
- Employed14,775
- Unemployed935 plus or minus 337
- Unemployment rate6.0 percent plus or minus 2.1
- Adults 25 and over21,124
- Adults 25 and over with a high school diploma or higher88.9 percent
- Adults 25 and over with a bachelor degree or higher34.0 percent
- Adults 25 and over with a graduate degree14.3 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
West Springfield Town
Housing in West Springfield Town
- Housing units13,345
- Occupied units12,732
- Vacant units613 plus or minus 243
- Vacancy rate4.6 percent plus or minus 1.8
- Owner occupied7,447
- Renter occupied5,285
- Ownership rate58.5 percent
- Median owner-occupied home value$321,500
- Median gross rent, monthly$1,144
- Annual rent as a share of median income19.8 percent
- Single family units7,559
- Share single family56.6 percent
- Units in buildings of two or more5,645
- Share in buildings of two or more42.3 percent
- Mobile homes125 plus or minus 60
- Median year structure built1958
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
West Springfield Town
How West Springfield Town gets to work
- Workers 16 and over who commute13,099
- Commuting under 15 minutes4,209
- Share commuting under 15 minutes32.1 percent
- Commuting 30 minutes or more2,549
- Share commuting 30 minutes or more19.5 percent
- Drove alone81.0 percent
- Carpooled5.9 percent plus or minus 2.1
- Public transport0.3 percent plus or minus 0.2
- Walked1.7 percent plus or minus 1.1
- Worked from home10.4 percent plus or minus 2.4
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
West Springfield Town
SBA loans in West Springfield Town (7(a))
- Approvals51
- Gross approval$20,953,900
- Average approval$410,861
- Median approval$144,000
- Ninetieth percentile approval$1,419,000
- Largest approval$3,665,000
- Jobs supported791
- Jobs per approval15.5
- Loans with a final outcome10
- Paid in full9
- Charged off1
- Median term120 months
- Share on real estate terms of 20 years or more5.9 percent
- Share to franchises5.9 percent
- Distinct lenders20
- Distinct industries by NAICS33
Counted by borrower city: approvals to borrowers whose address is in West Springfield Town, in any county, FY2020 to FY2026. Only 10 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
West Springfield Town
SBA loans in West Springfield Town (504)
- Approvals20
- Gross approval$21,865,000
- Average approval$1,093,250
- Median approval$274,500
- Largest approval$4,999,000
- Jobs supported159
- Loans with a final outcome2
- Charged off0
- Median term240 months
- Distinct CDCs3
Counted by borrower city: approvals to borrowers whose address is in West Springfield Town, in any county, FY2010 to FY2026. Only 2 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
West Springfield Town
Flood risk in West Springfield Town
- NFIP communityTown of West Springfield
- NFIP community number250155
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date09/17/14
The Town of West Springfield participates in the National Flood Insurance Program as community 250155 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Hampden County, not West Springfield Town
Hampden County context, not West Springfield Town figures
- Establishments in Hampden County9,339
- Covered employment, Hampden County202,129
- Average annual pay, Hampden County$62,834
- Housing units permitted, Hampden County443
Every figure in this section is published for Hampden County as a whole and is not a measurement of West Springfield Town.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
West Springfield Town questions, answered from the record.
How many people live in West Springfield Town, Massachusetts?
28,772, in 12,732 households. West Springfield Town city covers 16.73 square miles of land, which is 1,720 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is West Springfield Town in?
Hampden County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in West Springfield Town?
$69,371. The median owner-occupied home is valued at $321,500. Median gross rent is $1,144 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to West Springfield Town businesses?
51 7(a) approvals totaling $21.0 m since FY2020, across 20 lenders, median approval $144,000, plus 20 504 approvals worth $21.9 m since FY2010. These count approvals to borrowers whose address is in West Springfield Town, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to West Springfield Town borrowers get paid back?
No rate is published for West Springfield Town. Only 10 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is West Springfield Town in the National Flood Insurance Program?
Yes. West Springfield Town appears in the FEMA Community Status Book as West Springfield, town of, community 250155, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page West Springfield Town figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Hampden County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of West Springfield Town.
Is zoning published for West Springfield Town?
No. Nothing on this page presents parcel level zoning.