HomeMassachusettsHampden CountyWest Springfield Town city
West Springfield Town city, Massachusetts: commercial real estate data.
West Springfield Town city is a Census city of 28,772 people across 16.73 square miles of land, in Hampden County. Median household income is $69,371, 58.5 percent of occupied homes are owned, and the SBA record carries 51 7(a) approvals to borrowers here worth $21.0 m.
77 sourced place values · tier FULL · 8 sections
West Springfield Town
What West Springfield Town is
- Census place typecity
- Land area16.73 sq mi
- Water area0.81 sq mi
- Population per square mile of land1,720
- County holding the largest share of its areaHampden County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
West Springfield Town
How many people live in West Springfield Town
- Population28,772
- Median age40.1
- Population under 185,440
- Share under 1818.9 percent
- Population 65 and over5,038
- Share 65 and over17.5 percent
- Households12,732
- Family households7,041
- Share of households that are families55.3 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
West Springfield Town
Income and work in West Springfield Town
- Median household income$69,371
- Per capita income$40,352
- Civilian labor force15,710
- Employed14,775
- Unemployed935 plus or minus 337
- Unemployment rate6.0 percent plus or minus 2.1
- Adults 25 and over21,124
- Adults 25 and over with a high school diploma or higher88.9 percent
- Adults 25 and over with a bachelor degree or higher34.0 percent
- Adults 25 and over with a graduate degree14.3 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
West Springfield Town
Housing in West Springfield Town
- Housing units13,345
- Occupied units12,732
- Vacant units613 plus or minus 243
- Vacancy rate4.6 percent plus or minus 1.8
- Owner occupied7,447
- Renter occupied5,285
- Ownership rate58.5 percent
- Median owner-occupied home value$321,500
- Median gross rent, monthly$1,144
- Annual rent as a share of median income19.8 percent
- Single family units7,559
- Share single family56.6 percent
- Units in buildings of two or more5,645
- Share in buildings of two or more42.3 percent
- Mobile homes125 plus or minus 60
- Median year structure built1958
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
West Springfield Town
How West Springfield Town gets to work
- Workers 16 and over who commute13,099
- Commuting under 15 minutes4,209
- Share commuting under 15 minutes32.1 percent
- Commuting 30 minutes or more2,549
- Share commuting 30 minutes or more19.5 percent
- Drove alone81.0 percent
- Carpooled5.9 percent plus or minus 2.1
- Public transport0.3 percent plus or minus 0.2
- Walked1.7 percent plus or minus 1.1
- Worked from home10.4 percent plus or minus 2.4
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
West Springfield Town
SBA 7(a) lending to West Springfield Town borrowers
- Approvals51
- Gross approval$20,953,900
- Average approval$410,861
- Median approval$144,000
- Ninetieth percentile approval$1,419,000
- Largest approval$3,665,000
- Jobs supported791
- Jobs per approval15.5
- Loans with a final outcome10
- Paid in full9
- Charged off1
- Charge-off rate over resolved loans10.0 percent
- Median term120 months
- Share on real estate terms of 20 years or more5.9 percent
- Share to franchises5.9 percent
- Distinct lenders20
- Distinct industries by NAICS33
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
West Springfield Town
SBA 504 lending to West Springfield Town borrowers
- Approvals20
- Gross approval$21,865,000
- Average approval$1,093,250
- Median approval$319,000
- Largest approval$4,999,000
- Jobs supported159
- Loans with a final outcome2
- Charged off0
- Median term240 months
- Distinct CDCs3
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Hampden County, not West Springfield Town
Hampden County context, not West Springfield Town figures
These are Hampden County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as West Springfield Town measurements.
- Establishments in Hampden County9,339
- Employment at those establishments, Hampden County168,744
- Covered employment, Hampden County202,129
- Average annual pay, Hampden County$62,834
- Average weekly wage, Hampden County$1,208
- Housing units permitted, Hampden County443
- Of those, single family, Hampden County289
- County product, 2024, Hampden County$30,597,888,000
- County product change over the prior year, Hampden County4.7 percent
- Average income of an arriving household, Hampden County$61,357
Every figure in this section is published for Hampden County as a whole and is not a measurement of West Springfield Town. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
West Springfield Town questions, answered from the record.
How many people live in West Springfield Town, Massachusetts?
28,772, in 12,732 households. West Springfield Town city covers 16.73 square miles of land, which is 1,720 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is West Springfield Town in?
Hampden County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in West Springfield Town?
$69,371. The median owner-occupied home is valued at $321,500. Median gross rent is $1,144 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to West Springfield Town businesses?
51 7(a) approvals totalling $21.0 m, across 20 lenders, median approval $144,000, plus 20 504 approvals worth $21.9 m. These count approvals to borrowers whose address is in West Springfield Town, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to West Springfield Town borrowers get paid back?
Of the 10 loans that have reached a final outcome, 9 were paid in full and 1 charged off, a charge off rate of 10.0 percent. Loans still running are excluded because they have not yet succeeded or failed.
Are the county figures on this page West Springfield Town figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Hampden County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of West Springfield Town.
Is zoning published for West Springfield Town?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.