HomeMassachusettsHampden CountyHolyoke
Holyoke, Massachusetts: commercial real estate data.
Holyoke is a Census city of 37,813 people across 21.17 square miles of land, in Hampden County. Median household income is $53,605, 41.3 percent of occupied homes are owned, and the SBA record carries 24 7(a) approvals to borrowers here worth $9.5 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Holyoke
What Holyoke is
- Census place typecity
- Land area21.17 sq mi
- Water area1.63 sq mi
- Population per square mile of land1,786
- County holding the largest share of its areaHampden County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Holyoke
How many people live in Holyoke
- Population37,813
- Median age40.0
- Population under 188,103
- Share under 1821.4 percent
- Population 65 and over7,606
- Share 65 and over20.1 percent
- Households15,618
- Family households9,001
- Share of households that are families57.6 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Holyoke
Income and work in Holyoke
- Median household income$53,605
- Per capita income$31,236
- Civilian labor force16,583
- Employed15,300
- Unemployed1,283 plus or minus 334
- Unemployment rate7.7 percent plus or minus 2.0
- Adults 25 and over26,416
- Adults 25 and over with a high school diploma or higher78.7 percent
- Adults 25 and over with a bachelor degree or higher25.9 percent
- Adults 25 and over with a graduate degree10.1 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Holyoke
Housing in Holyoke
- Housing units17,057
- Occupied units15,618
- Vacant units1,439
- Vacancy rate8.4 percent
- Owner occupied6,446
- Renter occupied9,172
- Ownership rate41.3 percent
- Median owner-occupied home value$274,100
- Median gross rent, monthly$1,021
- Annual rent as a share of median income22.9 percent
- Single family units7,029
- Share single family41.2 percent
- Units in buildings of two or more10,018
- Share in buildings of two or more58.7 percent
- Mobile homes10 plus or minus 17
- Median year structure built1950
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Holyoke
How Holyoke gets to work
- Workers 16 and over who commute13,249
- Commuting under 15 minutes4,534
- Share commuting under 15 minutes34.2 percent
- Commuting 30 minutes or more2,633
- Share commuting 30 minutes or more19.9 percent
- Drove alone72.6 percent
- Carpooled8.1 percent plus or minus 2.3
- Public transport3.4 percent plus or minus 1.9
- Walked2.9 percent plus or minus 1.3
- Worked from home11.1 percent plus or minus 2.5
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Holyoke
SBA loans in Holyoke (7(a))
- Approvals24
- Gross approval$9,542,500
- Average approval$397,604
- Median approval$55,000
- Ninetieth percentile approval$567,500
- Largest approval$5,000,000
- Jobs supported114
- Jobs per approval4.8
- Loans with a final outcome3
- Paid in full2
- Charged off1
- Median term120 months
- Share on real estate terms of 20 years or more8.3 percent
- Share to franchises4.2 percent
- Distinct lenders13
- Distinct industries by NAICS16
Counted by borrower city: approvals to borrowers whose address is in Holyoke, in any county, FY2020 to FY2026. Only 3 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Holyoke
SBA loans in Holyoke (504)
- Approvals20
- Gross approval$13,603,000
- Average approval$680,150
- Median approval$284,500
- Largest approval$3,422,000
- Jobs supported257
- Loans with a final outcome4
- Charged off0
- Median term240 months
- Distinct CDCs3
Counted by borrower city: approvals to borrowers whose address is in Holyoke, in any county, FY2010 to FY2026. Only 4 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Holyoke
Flood risk in Holyoke
- NFIP communityCity of Holyoke
- NFIP community number250142
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date07/16/13
The City of Holyoke participates in the National Flood Insurance Program as community 250142 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Hampden County, not Holyoke
Hampden County context, not Holyoke figures
- Establishments in Hampden County9,339
- Covered employment, Hampden County202,129
- Average annual pay, Hampden County$62,834
- Housing units permitted, Hampden County443
Every figure in this section is published for Hampden County as a whole and is not a measurement of Holyoke.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Holyoke questions, answered from the record.
How many people live in Holyoke, Massachusetts?
37,813, in 15,618 households. Holyoke city covers 21.17 square miles of land, which is 1,786 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Holyoke in?
Hampden County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Holyoke?
$53,605. The median owner-occupied home is valued at $274,100. Median gross rent is $1,021 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Holyoke businesses?
24 7(a) approvals totaling $9.5 m since FY2020, across 13 lenders, median approval $55,000, plus 20 504 approvals worth $13.6 m since FY2010. These count approvals to borrowers whose address is in Holyoke, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Holyoke borrowers get paid back?
No rate is published for Holyoke. Only 3 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Holyoke in the National Flood Insurance Program?
Yes. Holyoke appears in the FEMA Community Status Book as Holyoke, city of, community 250142, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Holyoke figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Hampden County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Holyoke.
Is zoning published for Holyoke?
No. Nothing on this page presents parcel level zoning.