HomeMassachusettsWorcester CountyFitchburg city
Fitchburg city, Massachusetts: commercial real estate data.
Fitchburg city is a Census city of 41,798 people across 27.82 square miles of land, in Worcester County. Median household income is $73,040, 54.1 percent of occupied homes are owned, and the SBA record carries 38 7(a) approvals to borrowers here worth $12.8 m.
76 sourced place values · tier FULL · 8 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Fitchburg
What Fitchburg is
- Census place typecity
- Land area27.82 sq mi
- Water area0.29 sq mi
- Population per square mile of land1,502
- County holding the largest share of its areaWorcester County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Fitchburg
How many people live in Fitchburg
- Population41,798
- Median age36.3
- Population under 188,608
- Share under 1820.6 percent
- Population 65 and over5,985
- Share 65 and over14.3 percent
- Households16,659
- Family households9,862
- Share of households that are families59.2 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Fitchburg
Income and work in Fitchburg
- Median household income$73,040
- Per capita income$37,302
- Civilian labor force22,702
- Employed21,174
- Unemployed1,528 plus or minus 395
- Unemployment rate6.7 percent plus or minus 1.7
- Adults 25 and over27,893
- Adults 25 and over with a high school diploma or higher86.7 percent
- Adults 25 and over with a bachelor degree or higher25.1 percent
- Adults 25 and over with a graduate degree7.8 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Fitchburg
Housing in Fitchburg
- Housing units17,744
- Occupied units16,659
- Vacant units1,085 plus or minus 218
- Vacancy rate6.1 percent
- Owner occupied9,007
- Renter occupied7,652
- Ownership rate54.1 percent
- Median owner-occupied home value$336,400
- Median gross rent, monthly$1,222
- Annual rent as a share of median income20.1 percent
- Single family units8,648
- Share single family48.7 percent
- Units in buildings of two or more9,053
- Share in buildings of two or more51.0 percent
- Mobile homes43 plus or minus 27
- Median year structure built1950
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Fitchburg
How Fitchburg gets to work
- Workers 16 and over who commute18,548
- Commuting under 15 minutes5,696
- Share commuting under 15 minutes30.7 percent
- Commuting 30 minutes or more6,764
- Share commuting 30 minutes or more36.5 percent
- Drove alone72.8 percent
- Carpooled9.7 percent plus or minus 2.1
- Public transport2.7 percent plus or minus 1.5
- Walked3.1 percent plus or minus 1.3
- Worked from home10.3 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Fitchburg
SBA loans in Fitchburg (7(a))
- Approvals38
- Gross approval$12,772,000
- Average approval$336,105
- Median approval$70,000
- Ninetieth percentile approval$1,346,800
- Largest approval$2,555,000
- Jobs supported526
- Jobs per approval13.8
- Loans with a final outcome8
- Paid in full8
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more10.5 percent
- Share to franchises2.6 percent
- Distinct lenders12
- Distinct industries by NAICS23
A charge-off rate is not published here. only 8 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Fitchburg
SBA loans in Fitchburg (504)
- Approvals26
- Gross approval$13,496,000
- Average approval$519,077
- Median approval$291,000
- Largest approval$3,006,000
- Jobs supported211
- Loans with a final outcome9
- Charged off0
- Median term240 months
- Distinct CDCs4
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Worcester County, not Fitchburg
Worcester County context, not Fitchburg figures
These are Worcester County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Fitchburg measurements.
- Establishments in Worcester County19,181
- Employment at those establishments, Worcester County319,255
- Covered employment, Worcester County351,476
- Average annual pay, Worcester County$71,641
- Average weekly wage, Worcester County$1,378
- Housing units permitted, Worcester County2,506
- Of those, single family, Worcester County964
- County product, 2024, Worcester County$60,947,229,000
- County product change over the prior year, Worcester County4.4 percent
- Average income of an arriving household, Worcester County$87,853
Every figure in this section is published for Worcester County as a whole and is not a measurement of Fitchburg. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Fitchburg questions, answered from the record.
How many people live in Fitchburg, Massachusetts?
41,798, in 16,659 households. Fitchburg city covers 27.82 square miles of land, which is 1,502 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Fitchburg in?
Worcester County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Fitchburg?
$73,040. The median owner-occupied home is valued at $336,400. Median gross rent is $1,222 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Fitchburg businesses?
38 7(a) approvals totalling $12.8 m, across 12 lenders, median approval $70,000, plus 26 504 approvals worth $13.5 m. These count approvals to borrowers whose address is in Fitchburg, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Fitchburg borrowers get paid back?
No rate is published for Fitchburg. only 8 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Are the county figures on this page Fitchburg figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Worcester County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Fitchburg.
Is zoning published for Fitchburg?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.
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