HomeMassachusettsWorcester CountyFitchburg
Fitchburg, Massachusetts: commercial real estate data.
Fitchburg is a Census city of 41,798 people across 27.82 square miles of land, in Worcester County. Median household income is $73,040, 54.1 percent of occupied homes are owned, and the SBA record carries 38 7(a) approvals to borrowers here worth $12.8 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Fitchburg
What Fitchburg is
- Census place typecity
- Land area27.82 sq mi
- Water area0.29 sq mi
- Population per square mile of land1,502
- County holding the largest share of its areaWorcester County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Fitchburg
How many people live in Fitchburg
- Population41,798
- Median age36.3
- Population under 188,608
- Share under 1820.6 percent
- Population 65 and over5,985
- Share 65 and over14.3 percent
- Households16,659
- Family households9,862
- Share of households that are families59.2 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Fitchburg
Income and work in Fitchburg
- Median household income$73,040
- Per capita income$37,302
- Civilian labor force22,702
- Employed21,174
- Unemployed1,528 plus or minus 395
- Unemployment rate6.7 percent plus or minus 1.7
- Adults 25 and over27,893
- Adults 25 and over with a high school diploma or higher86.7 percent
- Adults 25 and over with a bachelor degree or higher25.1 percent
- Adults 25 and over with a graduate degree7.8 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Fitchburg
Housing in Fitchburg
- Housing units17,744
- Occupied units16,659
- Vacant units1,085 plus or minus 218
- Vacancy rate6.1 percent
- Owner occupied9,007
- Renter occupied7,652
- Ownership rate54.1 percent
- Median owner-occupied home value$336,400
- Median gross rent, monthly$1,222
- Annual rent as a share of median income20.1 percent
- Single family units8,648
- Share single family48.7 percent
- Units in buildings of two or more9,053
- Share in buildings of two or more51.0 percent
- Mobile homes43 plus or minus 27
- Median year structure built1950
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Fitchburg
How Fitchburg gets to work
- Workers 16 and over who commute18,548
- Commuting under 15 minutes5,696
- Share commuting under 15 minutes30.7 percent
- Commuting 30 minutes or more6,764
- Share commuting 30 minutes or more36.5 percent
- Drove alone72.8 percent
- Carpooled9.7 percent plus or minus 2.1
- Public transport2.7 percent plus or minus 1.5
- Walked3.1 percent plus or minus 1.3
- Worked from home10.3 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Fitchburg
SBA loans in Fitchburg (7(a))
- Approvals38
- Gross approval$12,772,000
- Average approval$336,105
- Median approval$67,500
- Ninetieth percentile approval$1,118,040
- Largest approval$2,555,000
- Jobs supported526
- Jobs per approval13.8
- Loans with a final outcome8
- Paid in full8
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more10.5 percent
- Share to franchises2.6 percent
- Distinct lenders12
- Distinct industries by NAICS23
Counted by borrower city: approvals to borrowers whose address is in Fitchburg, in any county, FY2020 to FY2026. Only 8 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Fitchburg
SBA loans in Fitchburg (504)
- Approvals26
- Gross approval$13,496,000
- Average approval$519,077
- Median approval$289,000
- Largest approval$3,006,000
- Jobs supported211
- Loans with a final outcome9
- Charged off0
- Median term240 months
- Distinct CDCs4
Counted by borrower city: approvals to borrowers whose address is in Fitchburg, in any county, FY2010 to FY2026. Only 9 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Fitchburg
Flood risk in Fitchburg
- NFIP communityCity of Fitchburg
- NFIP community number250304
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date09/18/91
The City of Fitchburg participates in the National Flood Insurance Program as community 250304 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Worcester County, not Fitchburg
Worcester County context, not Fitchburg figures
- Establishments in Worcester County19,181
- Covered employment, Worcester County351,476
- Average annual pay, Worcester County$71,641
- Housing units permitted, Worcester County2,506
Every figure in this section is published for Worcester County as a whole and is not a measurement of Fitchburg.
All Worcester County figures →
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Fitchburg questions, answered from the record.
How many people live in Fitchburg, Massachusetts?
41,798, in 16,659 households. Fitchburg city covers 27.82 square miles of land, which is 1,502 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Fitchburg in?
Worcester County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Fitchburg?
$73,040. The median owner-occupied home is valued at $336,400. Median gross rent is $1,222 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Fitchburg businesses?
38 7(a) approvals totaling $12.8 m since FY2020, across 12 lenders, median approval $67,500, plus 26 504 approvals worth $13.5 m since FY2010. These count approvals to borrowers whose address is in Fitchburg, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Fitchburg borrowers get paid back?
No rate is published for Fitchburg. Only 8 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Fitchburg in the National Flood Insurance Program?
Yes. Fitchburg appears in the FEMA Community Status Book as Fitchburg, city of, community 250304, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Fitchburg figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Worcester County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Fitchburg.
Is zoning published for Fitchburg?
No. Nothing on this page presents parcel level zoning.
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