HomeMassachusettsWorcester CountyWorcester
Worcester, Massachusetts: commercial real estate data.
Worcester is a Census city of 207,055 people across 37.36 square miles of land, in Worcester County. Median household income is $70,102, 42.8 percent of occupied homes are owned, and the SBA record carries 199 7(a) approvals to borrowers here worth $66.8 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Worcester
What Worcester is
- Census place typecity
- Land area37.36 sq mi
- Water area1.08 sq mi
- Population per square mile of land5,542
- County holding the largest share of its areaWorcester County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Worcester
How many people live in Worcester
- Population207,055
- Median age33.9
- Population under 1840,564
- Share under 1819.6 percent
- Population 65 and over27,619
- Share 65 and over13.3 percent
- Households79,501
- Family households45,202
- Share of households that are families56.9 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Worcester
Income and work in Worcester
- Median household income$70,102
- Per capita income$37,221
- Civilian labor force111,269
- Employed104,068
- Unemployed7,201
- Unemployment rate6.5 percent
- Adults 25 and over135,831
- Adults 25 and over with a high school diploma or higher85.7 percent
- Adults 25 and over with a bachelor degree or higher35.2 percent
- Adults 25 and over with a graduate degree14.8 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Worcester
Housing in Worcester
- Housing units85,876
- Occupied units79,501
- Vacant units6,375
- Vacancy rate7.4 percent
- Owner occupied33,988
- Renter occupied45,513
- Ownership rate42.8 percent
- Median owner-occupied home value$374,400
- Median gross rent, monthly$1,487
- Annual rent as a share of median income25.5 percent
- Single family units32,091
- Share single family37.4 percent
- Units in buildings of two or more53,352
- Share in buildings of two or more62.1 percent
- Mobile homes433 plus or minus 304
- Median year structure built1951
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Worcester
How Worcester gets to work
- Workers 16 and over who commute89,625
- Commuting under 15 minutes28,602
- Share commuting under 15 minutes31.9 percent
- Commuting 30 minutes or more28,386
- Share commuting 30 minutes or more31.7 percent
- Drove alone65.2 percent
- Carpooled11.0 percent
- Public transport3.2 percent
- Walked5.1 percent
- Worked from home11.5 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Worcester
SBA loans in Worcester (7(a))
- Approvals199
- Gross approval$66,763,700
- Average approval$335,496
- Median approval$130,000
- Ninetieth percentile approval$1,018,400
- Largest approval$3,928,000
- Jobs supported1,738
- Jobs per approval8.7
- Loans with a final outcome44
- Paid in full43
- Charged off1
- Charge-off rate over resolved loans2.3 percent
- Median term120 months
- Share on real estate terms of 20 years or more3.5 percent
- Share to franchises8.5 percent
- Distinct lenders45
- Distinct industries by NAICS92
Counted by borrower city: approvals to borrowers whose address is in Worcester, in any county, FY2020 to FY2026.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Worcester
SBA loans in Worcester (504)
- Approvals93
- Gross approval$49,447,000
- Average approval$531,688
- Median approval$330,000
- Largest approval$2,863,000
- Jobs supported662
- Loans with a final outcome22
- Charged off0
- Median term300 months
- Distinct CDCs6
Counted by borrower city: approvals to borrowers whose address is in Worcester, in any county, FY2010 to FY2026. Only 22 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Worcester
Flood risk in Worcester
- NFIP communityCity of Worcester
- NFIP community number250349
- Participating in the NFIPYes
- Community Rating System classClass 7
- Currently effective map date06/21/23
The City of Worcester participates in the National Flood Insurance Program as community 250349 and carries Community Rating System class 7, a flood insurance premium discount for policies written there.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Worcester County, not Worcester
Worcester County context, not Worcester figures
- Establishments in Worcester County19,181
- Covered employment, Worcester County351,476
- Average annual pay, Worcester County$71,641
- Housing units permitted, Worcester County2,506
Every figure in this section is published for Worcester County as a whole and is not a measurement of Worcester.
All Worcester County figures →
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Worcester questions, answered from the record.
How many people live in Worcester, Massachusetts?
207,055, in 79,501 households. Worcester city covers 37.36 square miles of land, which is 5,542 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Worcester in?
Worcester County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Worcester?
$70,102. The median owner-occupied home is valued at $374,400. Median gross rent is $1,487 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Worcester businesses?
199 7(a) approvals totaling $66.8 m since FY2020, across 45 lenders, median approval $130,000, plus 93 504 approvals worth $49.4 m since FY2010. These count approvals to borrowers whose address is in Worcester, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Worcester borrowers get paid back?
Of the 44 loans that have reached a final outcome, 43 were paid in full and 1 charged off, a charge off rate of 2.3 percent. Loans still running are excluded because they have not yet succeeded or failed.
Is Worcester in the National Flood Insurance Program?
Yes. Worcester appears in the FEMA Community Status Book as Worcester, city of, community 250349, carrying Community Rating System class 7, which is a premium discount for exceeding the program minimum. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Worcester figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Worcester County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Worcester.
Is zoning published for Worcester?
No. Nothing on this page presents parcel level zoning.
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