HomeMassachusettsWorcester CountyWorcester city
Worcester city, Massachusetts: commercial real estate data.
Worcester city is a Census city of 207,055 people across 37.36 square miles of land, in Worcester County. Median household income is $70,102, 42.8 percent of occupied homes are owned, and the SBA record carries 199 7(a) approvals to borrowers here worth $66.8 m.
78 sourced place values · tier FULL · 8 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Worcester
What Worcester is
- Census place typecity
- Land area37.36 sq mi
- Water area1.08 sq mi
- Population per square mile of land5,542
- County holding the largest share of its areaWorcester County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Worcester
How many people live in Worcester
- Population207,055
- Median age33.9
- Population under 1840,564
- Share under 1819.6 percent
- Population 65 and over27,619
- Share 65 and over13.3 percent
- Households79,501
- Family households45,202
- Share of households that are families56.9 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Worcester
Income and work in Worcester
- Median household income$70,102
- Per capita income$37,221
- Civilian labor force111,269
- Employed104,068
- Unemployed7,201
- Unemployment rate6.5 percent
- Adults 25 and over135,831
- Adults 25 and over with a high school diploma or higher85.7 percent
- Adults 25 and over with a bachelor degree or higher35.2 percent
- Adults 25 and over with a graduate degree14.8 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Worcester
Housing in Worcester
- Housing units85,876
- Occupied units79,501
- Vacant units6,375
- Vacancy rate7.4 percent
- Owner occupied33,988
- Renter occupied45,513
- Ownership rate42.8 percent
- Median owner-occupied home value$374,400
- Median gross rent, monthly$1,487
- Annual rent as a share of median income25.5 percent
- Single family units32,091
- Share single family37.4 percent
- Units in buildings of two or more53,352
- Share in buildings of two or more62.1 percent
- Mobile homes433 plus or minus 304
- Median year structure built1951
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Worcester
How Worcester gets to work
- Workers 16 and over who commute89,625
- Commuting under 15 minutes28,602
- Share commuting under 15 minutes31.9 percent
- Commuting 30 minutes or more28,386
- Share commuting 30 minutes or more31.7 percent
- Drove alone65.2 percent
- Carpooled11.0 percent
- Public transport3.2 percent
- Walked5.1 percent
- Worked from home11.5 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Worcester
SBA loans in Worcester (7(a))
- Approvals199
- Gross approval$66,763,700
- Average approval$335,496
- Median approval$130,000
- Ninetieth percentile approval$1,092,000
- Largest approval$3,928,000
- Jobs supported1,738
- Jobs per approval8.7
- Loans with a final outcome44
- Paid in full43
- Charged off1
- Charge-off rate over resolved loans2.3 percent
- Median term120 months
- Share on real estate terms of 20 years or more3.5 percent
- Share to franchises8.5 percent
- Distinct lenders45
- Distinct industries by NAICS92
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Worcester
SBA loans in Worcester (504)
- Approvals93
- Gross approval$49,447,000
- Average approval$531,688
- Median approval$330,000
- Largest approval$2,863,000
- Jobs supported662
- Loans with a final outcome22
- Charged off0
- Charge-off rate over resolved loans0.0 percent
- Median term300 months
- Distinct CDCs6
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Worcester County, not Worcester
Worcester County context, not Worcester figures
These are Worcester County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Worcester measurements.
- Establishments in Worcester County19,181
- Employment at those establishments, Worcester County319,255
- Covered employment, Worcester County351,476
- Average annual pay, Worcester County$71,641
- Average weekly wage, Worcester County$1,378
- Housing units permitted, Worcester County2,506
- Of those, single family, Worcester County964
- County product, 2024, Worcester County$60,947,229,000
- County product change over the prior year, Worcester County4.4 percent
- Average income of an arriving household, Worcester County$87,853
Every figure in this section is published for Worcester County as a whole and is not a measurement of Worcester. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Worcester questions, answered from the record.
How many people live in Worcester, Massachusetts?
207,055, in 79,501 households. Worcester city covers 37.36 square miles of land, which is 5,542 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Worcester in?
Worcester County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Worcester?
$70,102. The median owner-occupied home is valued at $374,400. Median gross rent is $1,487 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Worcester businesses?
199 7(a) approvals totalling $66.8 m, across 45 lenders, median approval $130,000, plus 93 504 approvals worth $49.4 m. These count approvals to borrowers whose address is in Worcester, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Worcester borrowers get paid back?
Of the 44 loans that have reached a final outcome, 43 were paid in full and 1 charged off, a charge off rate of 2.3 percent. Loans still running are excluded because they have not yet succeeded or failed.
Are the county figures on this page Worcester figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Worcester County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Worcester.
Is zoning published for Worcester?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.
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