HomeMassachusettsWorcester CountyOxford
Oxford, Massachusetts: commercial real estate data.
Oxford is a Census CDP of 5,671 people across 3.46 square miles of land, in Worcester County. Median household income is $89,623, 83.2 percent of occupied homes are owned, and the SBA record carries 12 7(a) approvals to borrowers here worth $1.5 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Oxford
What Oxford is
- Census place typeCDP
- Land area3.46 sq mi
- Water area0.22 sq mi
- Population per square mile of land1,637
- County holding the largest share of its areaWorcester County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Oxford
How many people live in Oxford
- Population5,671
- Median age41.7
- Population under 181,124 plus or minus 352
- Share under 1819.8 percent plus or minus 5.7
- Population 65 and over971 plus or minus 231
- Share 65 and over17.1 percent plus or minus 3.4
- Households2,146
- Family households1,470
- Share of households that are families68.5 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Oxford
Income and work in Oxford
- Median household income$89,623 plus or minus $23,764
- Per capita income$44,095
- Civilian labor force3,047
- Employed2,902
- Unemployed145 plus or minus 126
- Unemployment rate4.8 percent plus or minus 4.1
- Adults 25 and over4,188
- Adults 25 and over with a high school diploma or higher93.5 percent
- Adults 25 and over with a bachelor degree or higher31.2 percent plus or minus 6.5
- Adults 25 and over with a graduate degree11.3 percent plus or minus 4.4
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Oxford
Housing in Oxford
- Housing units2,293
- Occupied units2,146
- Vacant units147 plus or minus 124
- Vacancy rate6.4 percent plus or minus 5.4
- Owner occupied1,786
- Renter occupied360 plus or minus 120
- Ownership rate83.2 percent
- Median owner-occupied home value$345,700
- Median gross rent, monthly$1,203 plus or minus $300
- Annual rent as a share of median income16.1 percent plus or minus 5.9
- Single family units1,765
- Share single family77.0 percent
- Units in buildings of two or more521 plus or minus 198
- Share in buildings of two or more22.7 percent plus or minus 8.5
- Mobile homes7 plus or minus 11
- Median year structure built1953
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Oxford
How Oxford gets to work
- Workers 16 and over who commute2,341
- Commuting under 15 minutes454 plus or minus 191
- Share commuting under 15 minutes19.4 percent plus or minus 7.4
- Commuting 30 minutes or more1,128 plus or minus 367
- Share commuting 30 minutes or more48.2 percent plus or minus 13.1
- Drove alone72.4 percent
- Carpooled10.3 percent plus or minus 6.4
- Public transport0.0 percent
- Walked0.0 percent
- Worked from home15.9 percent plus or minus 5.2
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Oxford
SBA loans in Oxford (7(a))
- Approvals12
- Gross approval$1,467,800
- Average approval$122,317
- Median approval$56,600
- Largest approval$375,000
- Jobs supported72
- Jobs per approval6.0
- Loans with a final outcome2
- Paid in full2
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more0.0 percent
- Share to franchises0.0 percent
- Distinct lenders8
- Distinct industries by NAICS10
Counted by borrower city: approvals to borrowers whose address is in Oxford, in any county, FY2020 to FY2026. Only 2 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Oxford
SBA loans in Oxford (504)
- Approvals11
- Gross approval$4,609,000
- Average approval$419,000
- Median approval$351,000
- Largest approval$1,148,000
- Jobs supported88
- Loans with a final outcome1
- Charged off0
- Median term300 months
- Distinct CDCs3
Counted by borrower city: approvals to borrowers whose address is in Oxford, in any county, FY2010 to FY2026. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Oxford
Flood risk in Oxford
- NFIP communityTown of Oxford
- NFIP community number250325
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date06/21/23
The Town of Oxford participates in the National Flood Insurance Program as community 250325 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Worcester County, not Oxford
Worcester County context, not Oxford figures
- Establishments in Worcester County19,181
- Covered employment, Worcester County351,476
- Average annual pay, Worcester County$71,641
- Housing units permitted, Worcester County2,506
Every figure in this section is published for Worcester County as a whole and is not a measurement of Oxford.
All Worcester County figures →
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Oxford questions, answered from the record.
How many people live in Oxford, Massachusetts?
5,671, in 2,146 households. Oxford CDP covers 3.46 square miles of land, which is 1,637 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Oxford in?
Worcester County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Oxford?
$89,623. The median owner-occupied home is valued at $345,700. Median gross rent is $1,203 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Oxford businesses?
12 7(a) approvals totaling $1.5 m since FY2020, across 8 lenders, median approval $56,600, plus 11 504 approvals worth $4.6 m since FY2010. These count approvals to borrowers whose address is in Oxford, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Oxford borrowers get paid back?
No rate is published for Oxford. Only 2 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Oxford in the National Flood Insurance Program?
Yes. Oxford appears in the FEMA Community Status Book as Oxford, town of, community 250325, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Oxford figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Worcester County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Oxford.
Is zoning published for Oxford?
No. Nothing on this page presents parcel level zoning.