HomeMassachusettsWorcester CountyOxford CDP
Oxford CDP, Massachusetts: commercial real estate data.
Oxford CDP is a Census CDP of 5,671 people across 3.46 square miles of land, in Worcester County. Median household income is $89,623, 83.2 percent of occupied homes are owned, and the SBA record carries 12 7(a) approvals to borrowers here worth $1.5 m.
76 sourced place values · tier FULL · 8 sections
Oxford
What Oxford is
- Census place typeCDP
- Land area3.46 sq mi
- Water area0.22 sq mi
- Population per square mile of land1,637
- County holding the largest share of its areaWorcester County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Oxford
How many people live in Oxford
- Population5,671
- Median age41.7
- Population under 181,124 plus or minus 352
- Share under 1819.8 percent plus or minus 5.7
- Population 65 and over971 plus or minus 231
- Share 65 and over17.1 percent plus or minus 3.4
- Households2,146
- Family households1,470
- Share of households that are families68.5 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Oxford
Income and work in Oxford
- Median household income$89,623 plus or minus $23,764
- Per capita income$44,095
- Civilian labor force3,047
- Employed2,902
- Unemployed145 plus or minus 126
- Unemployment rate4.8 percent plus or minus 4.1
- Adults 25 and over4,188
- Adults 25 and over with a high school diploma or higher93.5 percent
- Adults 25 and over with a bachelor degree or higher31.2 percent plus or minus 6.5
- Adults 25 and over with a graduate degree11.3 percent plus or minus 4.4
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Oxford
Housing in Oxford
- Housing units2,293
- Occupied units2,146
- Vacant units147 plus or minus 124
- Vacancy rate6.4 percent plus or minus 5.4
- Owner occupied1,786
- Renter occupied360 plus or minus 120
- Ownership rate83.2 percent
- Median owner-occupied home value$345,700
- Median gross rent, monthly$1,203 plus or minus $300
- Annual rent as a share of median income16.1 percent plus or minus 5.9
- Single family units1,765
- Share single family77.0 percent
- Units in buildings of two or more521 plus or minus 198
- Share in buildings of two or more22.7 percent plus or minus 8.5
- Mobile homes7 plus or minus 11
- Median year structure built1953
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Oxford
How Oxford gets to work
- Workers 16 and over who commute2,341
- Commuting under 15 minutes454 plus or minus 191
- Share commuting under 15 minutes19.4 percent plus or minus 7.4
- Commuting 30 minutes or more1,128 plus or minus 367
- Share commuting 30 minutes or more48.2 percent plus or minus 13.1
- Drove alone72.4 percent
- Carpooled10.3 percent plus or minus 6.4
- Public transport0.0 percent
- Walked0.0 percent
- Worked from home15.9 percent plus or minus 5.2
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Oxford
SBA 7(a) lending to Oxford borrowers
- Approvals12
- Gross approval$1,467,800
- Average approval$122,317
- Median approval$63,200
- Ninetieth percentile approval$267,800
- Largest approval$375,000
- Jobs supported72
- Jobs per approval6.0
- Loans with a final outcome2
- Paid in full2
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more0.0 percent
- Share to franchises0.0 percent
- Distinct lenders8
- Distinct industries by NAICS10
A charge-off rate is not published here. only 2 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Oxford
SBA 504 lending to Oxford borrowers
- Approvals11
- Gross approval$4,609,000
- Average approval$419,000
- Median approval$351,000
- Largest approval$1,148,000
- Jobs supported88
- Loans with a final outcome1
- Charged off0
- Median term300 months
- Distinct CDCs3
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Worcester County, not Oxford
Worcester County context, not Oxford figures
These are Worcester County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Oxford measurements.
- Establishments in Worcester County19,181
- Employment at those establishments, Worcester County319,255
- Covered employment, Worcester County351,476
- Average annual pay, Worcester County$71,641
- Average weekly wage, Worcester County$1,378
- Housing units permitted, Worcester County2,506
- Of those, single family, Worcester County964
- County product, 2024, Worcester County$60,947,229,000
- County product change over the prior year, Worcester County4.4 percent
- Average income of an arriving household, Worcester County$87,853
Every figure in this section is published for Worcester County as a whole and is not a measurement of Oxford. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Oxford questions, answered from the record.
How many people live in Oxford, Massachusetts?
5,671, in 2,146 households. Oxford CDP covers 3.46 square miles of land, which is 1,637 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Oxford in?
Worcester County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Oxford?
$89,623. The median owner-occupied home is valued at $345,700. Median gross rent is $1,203 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Oxford businesses?
12 7(a) approvals totalling $1.5 m, across 8 lenders, median approval $63,200, plus 11 504 approvals worth $4.6 m. These count approvals to borrowers whose address is in Oxford, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Oxford borrowers get paid back?
No rate is published for Oxford. only 2 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Are the county figures on this page Oxford figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Worcester County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Oxford.
Is zoning published for Oxford?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.