HomeMichiganSaginaw CountyChesaning
Chesaning, Michigan: commercial real estate data.
Chesaning is a Census village of 2,484 people across 3.07 square miles of land, in Saginaw County. Median household income is $59,777, 69.3 percent of occupied homes are owned, and the SBA record carries 18 7(a) approvals to borrowers here worth $7.9 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Chesaning
What Chesaning is
- Census place typevillage
- Land area3.07 sq mi
- Water area0.09 sq mi
- Population per square mile of land808
- County holding the largest share of its areaSaginaw County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Chesaning
How many people live in Chesaning
- Population2,484
- Median age44.3 plus or minus 10.6
- Population under 18455 plus or minus 126
- Share under 1818.3 percent plus or minus 4.2
- Population 65 and over649
- Share 65 and over26.1 percent
- Households1,035
- Family households558
- Share of households that are families53.9 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Chesaning
Income and work in Chesaning
- Median household income$59,777
- Per capita income$30,700
- Civilian labor force1,133 plus or minus 238
- Employed1,078 plus or minus 228
- Unemployed55 plus or minus 44
- Unemployment rate4.9 percent plus or minus 3.7
- Adults 25 and over1,854
- Adults 25 and over with a high school diploma or higher90.0 percent plus or minus 19.7
- Adults 25 and over with a bachelor degree or higher15.3 percent plus or minus 4.1
- Adults 25 and over with a graduate degree5.7 percent plus or minus 2.6
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Chesaning
Housing in Chesaning
- Housing units1,101
- Occupied units1,035
- Vacant units66 plus or minus 38
- Vacancy rate6.0 percent plus or minus 3.3
- Owner occupied717
- Renter occupied318 plus or minus 91
- Ownership rate69.3 percent
- Median owner-occupied home value$136,700
- Median gross rent, monthly$679
- Annual rent as a share of median income13.6 percent
- Single family units839
- Share single family76.2 percent
- Units in buildings of two or more238 plus or minus 75
- Share in buildings of two or more21.6 percent plus or minus 6.1
- Mobile homes24 plus or minus 23
- Median year structure built1957
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Chesaning
How Chesaning gets to work
- Workers 16 and over who commute1,005 plus or minus 218
- Commuting under 15 minutes473 plus or minus 210
- Share commuting under 15 minutes47.1 percent plus or minus 18.2
- Commuting 30 minutes or more330 plus or minus 90
- Share commuting 30 minutes or more32.8 percent
- Drove alone80.7 percent
- Carpooled8.1 percent plus or minus 7.9
- Public transport0.0 percent
- Walked3.1 percent plus or minus 2.4
- Worked from home3.6 percent plus or minus 2.7
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Chesaning
SBA loans in Chesaning (7(a))
- Approvals18
- Gross approval$7,874,800
- Average approval$437,489
- Median approval$257,500
- Largest approval$1,700,000
- Jobs supported313
- Jobs per approval17.4
- Loans with a final outcome3
- Paid in full3
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more44.4 percent
- Share to franchises0.0 percent
- Distinct lenders2
- Distinct industries by NAICS11
Counted by borrower city: approvals to borrowers whose address is in Chesaning, in any county, FY2020 to FY2026. Only 3 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Chesaning
SBA loans in Chesaning (504)
- Approvals2
- Gross approval$1,797,000
- Average approval$898,500
- Median approval$898,500
- Largest approval$1,029,000
- Jobs supported30
- Loans with a final outcome1
- Charged off0
- Median term240 months
- Distinct CDCs1
Counted by borrower city: approvals to borrowers whose address is in Chesaning, in any county, FY2010 to FY2026. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Chesaning
Flood risk in Chesaning
- NFIP communityTownship of Chesaning
- NFIP community number260500
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date08/15/23
The Township of Chesaning participates in the National Flood Insurance Program as community 260500 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Saginaw County, not Chesaning
Saginaw County context, not Chesaning figures
- Establishments in Saginaw County4,092
- Covered employment, Saginaw County79,478
- Average annual pay, Saginaw County$58,049
- Housing units permitted, Saginaw County141
Every figure in this section is published for Saginaw County as a whole and is not a measurement of Chesaning.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Chesaning questions, answered from the record.
How many people live in Chesaning, Michigan?
2,484, in 1,035 households. Chesaning village covers 3.07 square miles of land, which is 808 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Chesaning in?
Saginaw County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Chesaning?
$59,777. The median owner-occupied home is valued at $136,700. Median gross rent is $679 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Chesaning businesses?
18 7(a) approvals totaling $7.9 m since FY2020, across 2 lenders, median approval $257,500, plus 2 504 approvals worth $1.8 m since FY2010. These count approvals to borrowers whose address is in Chesaning, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Chesaning borrowers get paid back?
No rate is published for Chesaning. Only 3 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Chesaning in the National Flood Insurance Program?
Yes. Chesaning appears in the FEMA Community Status Book as Chesaning, township of, community 260500, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Chesaning figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Saginaw County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Chesaning.
Is zoning published for Chesaning?
No. Nothing on this page presents parcel level zoning.