HomeMichiganSaginaw CountyMerrill village
Merrill village, Michigan: commercial real estate data.
Merrill village is a Census village of 798 people across 0.69 square miles of land, in Saginaw County. Median household income is $47,500, 78.5 percent of occupied homes are owned, and the SBA record carries 5 7(a) approvals to borrowers here worth $4.6 m.
76 sourced place values · tier FULL · 8 sections
Merrill
What Merrill is
- Census place typevillage
- Land area0.69 sq mi
- Water area0 sq mi
- Population per square mile of land1,149 plus or minus 337
- County holding the largest share of its areaSaginaw County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Merrill
How many people live in Merrill
- Population798 plus or minus 234
- Median age37.0
- Population under 18246 plus or minus 108
- Share under 1830.8 percent plus or minus 10.0
- Population 65 and over143 plus or minus 63
- Share 65 and over17.9 percent plus or minus 5.9
- Households242 plus or minus 51
- Family households179 plus or minus 48
- Share of households that are families74.0 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Merrill
Income and work in Merrill
- Median household income$47,500 plus or minus $16,132
- Per capita income$19,895 plus or minus $5,549
- Civilian labor force336 plus or minus 100
- Employed243 plus or minus 49
- Unemployed93 plus or minus 83
- Unemployment rate27.7 percent plus or minus 23.3
- Adults 25 and over495 plus or minus 113
- Adults 25 and over with a high school diploma or higher98.4 percent
- Adults 25 and over with a bachelor degree or higher11.3 percent plus or minus 3.2
- Adults 25 and over with a graduate degree3.8 percent plus or minus 3.0
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Merrill
Housing in Merrill
- Housing units268
- Occupied units242 plus or minus 51
- Vacant units26 plus or minus 21
- Vacancy rate9.7 percent plus or minus 7.6
- Owner occupied190 plus or minus 43
- Renter occupied52 plus or minus 31
- Ownership rate78.5 percent
- Median owner-occupied home value$93,200
- Median gross rent, monthly$719
- Annual rent as a share of median income18.2 percent plus or minus 6.2
- Single family units248 plus or minus 50
- Share single family92.5 percent
- Units in buildings of two or more18 plus or minus 18
- Share in buildings of two or more6.7 percent plus or minus 6.4
- Mobile homes2 plus or minus 3
- Median year structure built1952
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Merrill
How Merrill gets to work
- Workers 16 and over who commute231 plus or minus 49
- Commuting under 15 minutes42 plus or minus 17
- Share commuting under 15 minutes18.2 percent plus or minus 6.2
- Commuting 30 minutes or more108 plus or minus 32
- Share commuting 30 minutes or more46.8 percent plus or minus 9.8
- Drove alone88.0 percent
- Carpooled4.5 percent plus or minus 4.0
- Public transport0.0 percent
- Walked2.9 percent plus or minus 2.8
- Worked from home4.5 percent plus or minus 3.2
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Merrill
SBA 7(a) lending to Merrill borrowers
- Approvals5
- Gross approval$4,617,000
- Average approval$923,400
- Median approval$100,000
- Ninetieth percentile approval$2,182,500
- Largest approval$2,182,500
- Jobs supported52
- Jobs per approval10.4
- Loans with a final outcome0
- Paid in full0
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more40.0 percent
- Share to franchises0.0 percent
- Distinct lenders2
- Distinct industries by NAICS3
A charge-off rate is not published here. only 0 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Merrill
SBA 504 lending to Merrill borrowers
- Approvals1
- Gross approval$806,000
- Average approval$806,000
- Median approval$806,000
- Largest approval$806,000
- Jobs supported14
- Loans with a final outcome1
- Charged off0
- Median term300 months
- Distinct CDCs1
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Saginaw County, not Merrill
Saginaw County context, not Merrill figures
These are Saginaw County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Merrill measurements.
- Establishments in Saginaw County4,092
- Employment at those establishments, Saginaw County77,361
- Covered employment, Saginaw County79,478
- Average annual pay, Saginaw County$58,049
- Average weekly wage, Saginaw County$1,116
- Housing units permitted, Saginaw County141
- Of those, single family, Saginaw County121
- County product, 2024, Saginaw County$11,009,590,000
- County product change over the prior year, Saginaw County1.6 percent
- Average income of an arriving household, Saginaw County$49,958
Every figure in this section is published for Saginaw County as a whole and is not a measurement of Merrill. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Merrill questions, answered from the record.
How many people live in Merrill, Michigan?
798, in 242 households. Merrill village covers 0.69 square miles of land, which is 1,149 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Merrill in?
Saginaw County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Merrill?
$47,500. The median owner-occupied home is valued at $93,200. Median gross rent is $719 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Merrill businesses?
5 7(a) approvals totalling $4.6 m, across 2 lenders, median approval $100,000, plus 1 504 approvals worth $806,000. These count approvals to borrowers whose address is in Merrill, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Merrill borrowers get paid back?
No rate is published for Merrill. only 0 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Are the county figures on this page Merrill figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Saginaw County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Merrill.
Is zoning published for Merrill?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.