HomeMichiganSaginaw CountyHemlock
Hemlock, Michigan: commercial real estate data.
Hemlock is a Census CDP of 1,529 people across 2.75 square miles of land, in Saginaw County. Median household income is $102,188, 87.3 percent of occupied homes are owned, and the SBA record carries 2 7(a) approvals to borrowers here worth $201,800 since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Hemlock
What Hemlock is
- Census place typeCDP
- Land area2.75 sq mi
- Water area0.02 sq mi
- Population per square mile of land556 plus or minus 116
- County holding the largest share of its areaSaginaw County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Hemlock
How many people live in Hemlock
- Population1,529 plus or minus 319
- Median age41.4
- Population under 18340 plus or minus 119
- Share under 1822.2 percent plus or minus 6.3
- Population 65 and over167 plus or minus 68
- Share 65 and over10.9 percent plus or minus 3.8
- Households567 plus or minus 124
- Family households472 plus or minus 119
- Share of households that are families83.2 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Hemlock
Income and work in Hemlock
- Median household income$102,188 plus or minus $32,703
- Per capita income$42,536
- Civilian labor force960 plus or minus 225
- Employed960 plus or minus 225
- Unemployed0
- Unemployment rate0.0 percent
- Adults 25 and over1,059 plus or minus 221
- Adults 25 and over with a high school diploma or higher95.8 percent plus or minus 28.0
- Adults 25 and over with a bachelor degree or higher29.0 percent plus or minus 8.6
- Adults 25 and over with a graduate degree9.1 percent plus or minus 5.1
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Hemlock
Housing in Hemlock
- Housing units600 plus or minus 128
- Occupied units567 plus or minus 124
- Vacant units33 plus or minus 47
- Vacancy rate5.5 percent plus or minus 7.7
- Owner occupied495 plus or minus 116
- Renter occupied72 plus or minus 44
- Ownership rate87.3 percent
- Median owner-occupied home value$221,800
- Median gross rent, monthly$1,011 plus or minus $320
- Annual rent as a share of median income11.9 percent plus or minus 5.3
- Single family units521 plus or minus 121
- Share single family86.8 percent
- Units in buildings of two or more79 plus or minus 61
- Share in buildings of two or more13.2 percent plus or minus 9.8
- Mobile homes0
- Median year structure built1971
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Hemlock
How Hemlock gets to work
- Workers 16 and over who commute911 plus or minus 222
- Commuting under 15 minutes338 plus or minus 122
- Share commuting under 15 minutes37.1 percent plus or minus 9.9
- Commuting 30 minutes or more337 plus or minus 126
- Share commuting 30 minutes or more37.0 percent plus or minus 10.5
- Drove alone86.8 percent
- Carpooled6.3 percent plus or minus 5.1
- Public transport0.0 percent
- Walked2.6 percent plus or minus 2.1
- Worked from home0.9 percent plus or minus 1.4
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Hemlock
SBA loans in Hemlock (7(a))
- Approvals2
- Gross approval$201,800
- Average approval$100,900
- Median approval$100,900
- Largest approval$116,000
- Jobs supported6
- Jobs per approval3.0
- Loans with a final outcome0
- Paid in full0
- Charged off0
- Median term90 months
- Share on real estate terms of 20 years or more0.0 percent
- Share to franchises0.0 percent
- Distinct lenders1
- Distinct industries by NAICS2
Counted by borrower city: approvals to borrowers whose address is in Hemlock, in any county, FY2020 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Hemlock
SBA loans in Hemlock (504)
- Approvals1
- Gross approval$385,000
- Average approval$385,000
- Median approval$385,000
- Largest approval$385,000
- Jobs supported5
- Loans with a final outcome0
- Charged off0
- Median term300 months
- Distinct CDCs1
Counted by borrower city: approvals to borrowers whose address is in Hemlock, in any county, FY2010 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Saginaw County, not Hemlock
Saginaw County context, not Hemlock figures
- Establishments in Saginaw County4,092
- Covered employment, Saginaw County79,478
- Average annual pay, Saginaw County$58,049
- Housing units permitted, Saginaw County141
Every figure in this section is published for Saginaw County as a whole and is not a measurement of Hemlock.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Hemlock questions, answered from the record.
How many people live in Hemlock, Michigan?
1,529, in 567 households. Hemlock CDP covers 2.75 square miles of land, which is 556 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Hemlock in?
Saginaw County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Hemlock?
$102,188. The median owner-occupied home is valued at $221,800. Median gross rent is $1,011 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Hemlock businesses?
2 7(a) approvals totaling $201,800 since FY2020, across 1 lenders, median approval $100,900, plus 1 504 approvals worth $385,000 since FY2010. These count approvals to borrowers whose address is in Hemlock, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Hemlock borrowers get paid back?
No rate is published for Hemlock. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Are the county figures on this page Hemlock figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Saginaw County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Hemlock.
Is zoning published for Hemlock?
No. Nothing on this page presents parcel level zoning.