HomeMichiganWayne CountyGibraltar
Gibraltar, Michigan: commercial real estate data.
Gibraltar is a Census city of 4,873 people across 3.69 square miles of land, in Wayne County. Median household income is $91,651, 82.2 percent of occupied homes are owned, and the SBA record carries 2 7(a) approvals to borrowers here worth $45,000 since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Gibraltar
What Gibraltar is
- Census place typecity
- Land area3.69 sq mi
- Water area0.72 sq mi
- Population per square mile of land1,322
- County holding the largest share of its areaWayne County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Gibraltar
How many people live in Gibraltar
- Population4,873
- Median age50.3
- Population under 18905 plus or minus 266
- Share under 1818.6 percent plus or minus 5.5
- Population 65 and over1,333 plus or minus 274
- Share 65 and over27.4 percent plus or minus 5.6
- Households2,194
- Family households1,410
- Share of households that are families64.3 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Gibraltar
Income and work in Gibraltar
- Median household income$91,651
- Per capita income$47,027
- Civilian labor force2,206
- Employed2,096
- Unemployed110 plus or minus 66
- Unemployment rate5.0 percent plus or minus 2.9
- Adults 25 and over3,729
- Adults 25 and over with a high school diploma or higher94.7 percent
- Adults 25 and over with a bachelor degree or higher25.4 percent plus or minus 6.7
- Adults 25 and over with a graduate degree9.5 percent plus or minus 3.9
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Gibraltar
Housing in Gibraltar
- Housing units2,373
- Occupied units2,194
- Vacant units179 plus or minus 147
- Vacancy rate7.5 percent plus or minus 6.2
- Owner occupied1,804
- Renter occupied390 plus or minus 134
- Ownership rate82.2 percent
- Median owner-occupied home value$223,200
- Median gross rent, monthly$1,276 plus or minus $262
- Annual rent as a share of median income16.7 percent plus or minus 3.6
- Single family units1,755
- Share single family74.0 percent
- Units in buildings of two or more258 plus or minus 113
- Share in buildings of two or more10.9 percent plus or minus 4.6
- Mobile homes360 plus or minus 141
- Median year structure built1975
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Gibraltar
How Gibraltar gets to work
- Workers 16 and over who commute1,855
- Commuting under 15 minutes417 plus or minus 155
- Share commuting under 15 minutes22.5 percent plus or minus 7.9
- Commuting 30 minutes or more694 plus or minus 220
- Share commuting 30 minutes or more37.4 percent plus or minus 11.0
- Drove alone83.0 percent
- Carpooled6.2 percent plus or minus 4.1
- Public transport0.0 percent
- Walked0.8 percent plus or minus 1.3
- Worked from home10.0 percent plus or minus 6.0
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Gibraltar
SBA loans in Gibraltar (7(a))
- Approvals2
- Gross approval$45,000
- Average approval$22,500
- Median approval$22,500
- Largest approval$25,000
- Jobs supported14
- Jobs per approval7.0
- Loans with a final outcome0
- Paid in full0
- Charged off0
- Median term90 months
- Share on real estate terms of 20 years or more0.0 percent
- Share to franchises0.0 percent
- Distinct lenders2
- Distinct industries by NAICS2
Counted by borrower city: approvals to borrowers whose address is in Gibraltar, in any county, FY2020 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Gibraltar
SBA loans in Gibraltar (504)
- Approvals2
- Gross approval$544,000
- Average approval$272,000
- Median approval$272,000
- Largest approval$348,000
- Jobs supported20
- Loans with a final outcome1
- Charged off0
- Median term240 months
- Distinct CDCs1
Counted by borrower city: approvals to borrowers whose address is in Gibraltar, in any county, FY2010 to FY2026. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Gibraltar
Flood risk in Gibraltar
- NFIP communityCity of Gibraltar
- NFIP community number260226
- Participating in the NFIPYes
- Community Rating System classClass 8
- Currently effective map date10/21/21
The City of Gibraltar participates in the National Flood Insurance Program as community 260226 and carries Community Rating System class 8, a flood insurance premium discount for policies written there.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Wayne County, not Gibraltar
Wayne County context, not Gibraltar figures
- Establishments in Wayne County33,699
- Covered employment, Wayne County725,504
- Average annual pay, Wayne County$76,411
- Housing units permitted, Wayne County2,629
Every figure in this section is published for Wayne County as a whole and is not a measurement of Gibraltar.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Gibraltar questions, answered from the record.
How many people live in Gibraltar, Michigan?
4,873, in 2,194 households. Gibraltar city covers 3.69 square miles of land, which is 1,322 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Gibraltar in?
Wayne County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Gibraltar?
$91,651. The median owner-occupied home is valued at $223,200. Median gross rent is $1,276 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Gibraltar businesses?
2 7(a) approvals totaling $45,000 since FY2020, across 2 lenders, median approval $22,500, plus 2 504 approvals worth $544,000 since FY2010. These count approvals to borrowers whose address is in Gibraltar, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Gibraltar borrowers get paid back?
No rate is published for Gibraltar. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Gibraltar in the National Flood Insurance Program?
Yes. Gibraltar appears in the FEMA Community Status Book as Gibraltar, city of, community 260226, carrying Community Rating System class 8, which is a premium discount for exceeding the program minimum. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Gibraltar figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Wayne County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Gibraltar.
Is zoning published for Gibraltar?
No. Nothing on this page presents parcel level zoning.