HomeMinnesotaAnoka CountyCircle Pines
Circle Pines, Minnesota: commercial real estate data.
Circle Pines is a Census city of 4,968 people across 1.75 square miles of land, in Anoka County. Median household income is $101,800, 87.2 percent of occupied homes are owned, and the SBA record carries 36 7(a) approvals to borrowers here worth $11.8 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Circle Pines
What Circle Pines is
- Census place typecity
- Land area1.75 sq mi
- Water area0.2 sq mi
- Population per square mile of land2,842
- County holding the largest share of its areaAnoka County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Circle Pines
How many people live in Circle Pines
- Population4,968
- Median age38.4
- Population under 181,102 plus or minus 267
- Share under 1822.2 percent plus or minus 5.4
- Population 65 and over875 plus or minus 193
- Share 65 and over17.6 percent plus or minus 3.9
- Households2,042
- Family households1,272
- Share of households that are families62.3 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Circle Pines
Income and work in Circle Pines
- Median household income$101,800
- Per capita income$47,606
- Civilian labor force2,944
- Employed2,837
- Unemployed107 plus or minus 110
- Unemployment rate3.6 percent plus or minus 3.7
- Adults 25 and over3,541
- Adults 25 and over with a high school diploma or higher92.3 percent
- Adults 25 and over with a bachelor degree or higher42.2 percent
- Adults 25 and over with a graduate degree12.8 percent plus or minus 4.5
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Circle Pines
Housing in Circle Pines
- Housing units2,055
- Occupied units2,042
- Vacant units13 plus or minus 23
- Vacancy rate0.6 percent plus or minus 1.1
- Owner occupied1,780
- Renter occupied262 plus or minus 85
- Ownership rate87.2 percent
- Median owner-occupied home value$293,600
- Median gross rent, monthly$1,496
- Annual rent as a share of median income17.6 percent
- Single family units1,802
- Share single family87.7 percent
- Units in buildings of two or more223 plus or minus 100
- Share in buildings of two or more10.9 percent plus or minus 4.8
- Mobile homes0
- Median year structure built1981
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Circle Pines
How Circle Pines gets to work
- Workers 16 and over who commute2,303
- Commuting under 15 minutes328 plus or minus 166
- Share commuting under 15 minutes14.2 percent plus or minus 7.0
- Commuting 30 minutes or more626 plus or minus 179
- Share commuting 30 minutes or more27.2 percent plus or minus 7.0
- Drove alone74.3 percent
- Carpooled4.7 percent plus or minus 3.7
- Public transport0.8 percent plus or minus 1.3
- Walked1.0 percent plus or minus 0.8
- Worked from home18.6 percent plus or minus 4.7
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Circle Pines
SBA loans in Circle Pines (7(a))
- Approvals36
- Gross approval$11,793,200
- Average approval$327,589
- Median approval$117,500
- Ninetieth percentile approval$892,500
- Largest approval$2,840,000
- Jobs supported310
- Jobs per approval8.6
- Loans with a final outcome7
- Paid in full7
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more11.1 percent
- Share to franchises13.9 percent
- Distinct lenders15
- Distinct industries by NAICS25
Counted by borrower city: approvals to borrowers whose address is in Circle Pines, in any county, FY2020 to FY2026. Only 7 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Circle Pines
SBA loans in Circle Pines (504)
- Approvals2
- Gross approval$385,000
- Average approval$192,500
- Median approval$192,500
- Largest approval$243,000
- Jobs supported8
- Loans with a final outcome0
- Charged off0
- Median term270 months
- Distinct CDCs2
Counted by borrower city: approvals to borrowers whose address is in Circle Pines, in any county, FY2010 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Circle Pines
Flood risk in Circle Pines
- NFIP communityCity of Circle Pines
- NFIP community number270009
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date12/16/15
The City of Circle Pines participates in the National Flood Insurance Program as community 270009 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Anoka County, not Circle Pines
Anoka County context, not Circle Pines figures
- Establishments in Anoka County8,438
- Covered employment, Anoka County133,130
- Average annual pay, Anoka County$65,235
- Housing units permitted, Anoka County1,062
Every figure in this section is published for Anoka County as a whole and is not a measurement of Circle Pines.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Circle Pines questions, answered from the record.
How many people live in Circle Pines, Minnesota?
4,968, in 2,042 households. Circle Pines city covers 1.75 square miles of land, which is 2,842 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Circle Pines in?
Anoka County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Circle Pines?
$101,800. The median owner-occupied home is valued at $293,600. Median gross rent is $1,496 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Circle Pines businesses?
36 7(a) approvals totaling $11.8 m since FY2020, across 15 lenders, median approval $117,500, plus 2 504 approvals worth $385,000 since FY2010. These count approvals to borrowers whose address is in Circle Pines, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Circle Pines borrowers get paid back?
No rate is published for Circle Pines. Only 7 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Circle Pines in the National Flood Insurance Program?
Yes. Circle Pines appears in the FEMA Community Status Book as Circle Pines, city of, community 270009, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Circle Pines figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Anoka County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Circle Pines.
Is zoning published for Circle Pines?
No. Nothing on this page presents parcel level zoning.