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HomeMinnesotaAnoka CountyCircle Pines city

Circle Pines city, Minnesota: commercial real estate data.

Circle Pines city is a Census city of 4,968 people across 1.75 square miles of land, in Anoka County. Median household income is $101,800, 87.2 percent of occupied homes are owned, and the SBA record carries 36 7(a) approvals to borrowers here worth $11.8 m.

76 sourced place values · tier FULL · 8 sections · underlined figures are computed by MMCG Analytics, not published by the agency

Circle Pines

What Circle Pines is

  • Census place typecity
  • Land area1.75 sq mi
  • Water area0.2 sq mi
  • Population per square mile of land2,842
  • County holding the largest share of its areaAnoka County, 100.0 percent

US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Circle Pines

How many people live in Circle Pines

  • Population4,968
  • Median age38.4
  • Population under 181,102 plus or minus 267
  • Share under 1822.2 percent plus or minus 5.4
  • Population 65 and over875 plus or minus 193
  • Share 65 and over17.6 percent plus or minus 3.9
  • Households2,042
  • Family households1,272
  • Share of households that are families62.3 percent

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Circle Pines

Income and work in Circle Pines

  • Median household income$101,800
  • Per capita income$47,606
  • Civilian labor force2,944
  • Employed2,837
  • Unemployed107 plus or minus 110
  • Unemployment rate3.6 percent plus or minus 3.7
  • Adults 25 and over3,541
  • Adults 25 and over with a high school diploma or higher92.3 percent
  • Adults 25 and over with a bachelor degree or higher42.2 percent
  • Adults 25 and over with a graduate degree12.8 percent plus or minus 4.5

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Circle Pines

Housing in Circle Pines

  • Housing units2,055
  • Occupied units2,042
  • Vacant units13 plus or minus 23
  • Vacancy rate0.6 percent plus or minus 1.1
  • Owner occupied1,780
  • Renter occupied262 plus or minus 85
  • Ownership rate87.2 percent
  • Median owner-occupied home value$293,600
  • Median gross rent, monthly$1,496
  • Annual rent as a share of median income17.6 percent
  • Single family units1,802
  • Share single family87.7 percent
  • Units in buildings of two or more223 plus or minus 100
  • Share in buildings of two or more10.9 percent plus or minus 4.8
  • Mobile homes0
  • Median year structure built1981

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Circle Pines

How Circle Pines gets to work

  • Workers 16 and over who commute2,303
  • Commuting under 15 minutes328 plus or minus 166
  • Share commuting under 15 minutes14.2 percent plus or minus 7.0
  • Commuting 30 minutes or more626 plus or minus 179
  • Share commuting 30 minutes or more27.2 percent plus or minus 7.0
  • Drove alone74.3 percent
  • Carpooled4.7 percent plus or minus 3.7
  • Public transport0.8 percent plus or minus 1.3
  • Walked1.0 percent plus or minus 0.8
  • Worked from home18.6 percent plus or minus 4.7

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Circle Pines

SBA loans in Circle Pines (7(a))

  • Approvals36
  • Gross approval$11,793,200
  • Average approval$327,589
  • Median approval$135,000
  • Ninetieth percentile approval$1,000,000
  • Largest approval$2,840,000
  • Jobs supported310
  • Jobs per approval8.6
  • Loans with a final outcome7
  • Paid in full7
  • Charged off0
  • Median term120 months
  • Share on real estate terms of 20 years or more11.1 percent
  • Share to franchises13.9 percent
  • Distinct lenders15
  • Distinct industries by NAICS25

A charge-off rate is not published here. only 7 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.

US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.

Circle Pines

SBA loans in Circle Pines (504)

  • Approvals2
  • Gross approval$385,000
  • Average approval$192,500
  • Median approval$243,000
  • Largest approval$243,000
  • Jobs supported8
  • Loans with a final outcome0
  • Charged off0
  • Median term300 months
  • Distinct CDCs2

US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.

Anoka County, not Circle Pines

Anoka County context, not Circle Pines figures

These are Anoka County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Circle Pines measurements.

  • Establishments in Anoka County8,438
  • Employment at those establishments, Anoka County123,486
  • Covered employment, Anoka County133,130
  • Average annual pay, Anoka County$65,235
  • Average weekly wage, Anoka County$1,255
  • Housing units permitted, Anoka County1,062
  • Of those, single family, Anoka County898
  • County product, 2024, Anoka County$20,602,517,000
  • County product change over the prior year, Anoka County4.5 percent
  • Average income of an arriving household, Anoka County$63,023

Every figure in this section is published for Anoka County as a whole and is not a measurement of Circle Pines. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.

US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.

Coverage

What this page does not hold.

Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.

  • This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
  • Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.

SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.

Common questions

Circle Pines questions, answered from the record.

How many people live in Circle Pines, Minnesota?

4,968, in 2,042 households. Circle Pines city covers 1.75 square miles of land, which is 2,842 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

What county is Circle Pines in?

Anoka County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.

What is the median household income in Circle Pines?

$101,800. The median owner-occupied home is valued at $293,600. Median gross rent is $1,496 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

How much SBA lending goes to Circle Pines businesses?

36 7(a) approvals totalling $11.8 m, across 15 lenders, median approval $135,000, plus 2 504 approvals worth $385,000. These count approvals to borrowers whose address is in Circle Pines, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.

Do SBA loans to Circle Pines borrowers get paid back?

No rate is published for Circle Pines. only 7 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.

Are the county figures on this page Circle Pines figures?

No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Anoka County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Circle Pines.

Is zoning published for Circle Pines?

Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.