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HomeMinnesotaPine CountyFinlayson city

Finlayson city, Minnesota: commercial real estate data.

Finlayson city is a Census city of 267 people across 2.41 square miles of land, in Pine County. Median household income is $68,500, 73.0 percent of occupied homes are owned, and the SBA record carries 2 7(a) approvals to borrowers here worth $439,300.

66 sourced place values · tier FULL · 7 sections · underlined figures are computed by MMCG Analytics, not published by the agency

Finlayson

What Finlayson is

  • Census place typecity
  • Land area2.41 sq mi
  • Water area0.11 sq mi
  • Population per square mile of land111 plus or minus 28
  • County holding the largest share of its areaPine County, 100.0 percent

US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Finlayson

How many people live in Finlayson

  • Population267 plus or minus 68
  • Median age47.5 plus or minus 12.1
  • Population under 1855 plus or minus 22
  • Share under 1820.6 percent plus or minus 6.2
  • Population 65 and over68 plus or minus 21
  • Share 65 and over25.5 percent
  • Households126 plus or minus 31
  • Family households78 plus or minus 24
  • Share of households that are families61.9 percent

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Finlayson

Income and work in Finlayson

  • Median household income$68,500 plus or minus $15,851
  • Per capita income$32,209
  • Civilian labor force117 plus or minus 31
  • Employed105 plus or minus 29
  • Unemployed12 plus or minus 14
  • Unemployment rate10.3 percent plus or minus 11.7
  • Adults 25 and over207 plus or minus 50
  • Adults 25 and over with a high school diploma or higher96.1 percent plus or minus 30.9
  • Adults 25 and over with a bachelor degree or higher23.2 percent plus or minus 10.1
  • Adults 25 and over with a graduate degree4.3 percent plus or minus 6.3

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Finlayson

Housing in Finlayson

  • Housing units126 plus or minus 31
  • Occupied units126 plus or minus 31
  • Vacant units0
  • Vacancy rate0.0 percent
  • Owner occupied92 plus or minus 26
  • Renter occupied34 plus or minus 15
  • Ownership rate73.0 percent
  • Median owner-occupied home value$219,400
  • Median gross rent, monthly$950 plus or minus $225
  • Annual rent as a share of median income16.6 percent plus or minus 5.5
  • Single family units94 plus or minus 27
  • Share single family74.6 percent
  • Units in buildings of two or more29 plus or minus 16
  • Share in buildings of two or more23.0 percent plus or minus 11.8
  • Mobile homes3 plus or minus 4
  • Median year structure built1977

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Finlayson

How Finlayson gets to work

  • Workers 16 and over who commute102 plus or minus 28
  • Commuting under 15 minutes48 plus or minus 22
  • Share commuting under 15 minutes47.1 percent plus or minus 17.4
  • Commuting 30 minutes or more19 plus or minus 15
  • Share commuting 30 minutes or more18.6 percent plus or minus 13.3
  • Drove alone81.9 percent
  • Carpooled13.3 percent plus or minus 9.8
  • Public transport0.0 percent
  • Walked1.9 percent plus or minus 2.8
  • Worked from home2.9 percent plus or minus 2.7

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Finlayson

SBA loans in Finlayson (7(a))

  • Approvals2
  • Gross approval$439,300
  • Average approval$219,650
  • Median approval$424,300
  • Ninetieth percentile approval$424,300
  • Largest approval$424,300
  • Jobs supported32
  • Jobs per approval16.0
  • Loans with a final outcome1
  • Paid in full1
  • Charged off0
  • Median term204 months
  • Share on real estate terms of 20 years or more0.0 percent
  • Share to franchises0.0 percent
  • Distinct lenders1
  • Distinct industries by NAICS1

A charge-off rate is not published here. only 1 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.

US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.

Pine County, not Finlayson

Pine County context, not Finlayson figures

These are Pine County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Finlayson measurements.

  • Establishments in Pine County627
  • Employment at those establishments, Pine County6,406
  • Covered employment, Pine County7,799
  • Average annual pay, Pine County$44,269
  • Average weekly wage, Pine County$851
  • Housing units permitted, Pine County241
  • Of those, single family, Pine County201
  • County product, 2024, Pine County$994,891,000
  • County product change over the prior year, Pine County8.4 percent
  • Average income of an arriving household, Pine County$60,261

Every figure in this section is published for Pine County as a whole and is not a measurement of Finlayson. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.

US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.

Coverage

What this page does not hold.

Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.

  • This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
  • Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.

SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.

Common questions

Finlayson questions, answered from the record.

How many people live in Finlayson, Minnesota?

267, in 126 households. Finlayson city covers 2.41 square miles of land, which is 111 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

What county is Finlayson in?

Pine County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.

What is the median household income in Finlayson?

$68,500. The median owner-occupied home is valued at $219,400. Median gross rent is $950 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

How much SBA lending goes to Finlayson businesses?

2 7(a) approvals totalling $439,300, across 1 lenders, median approval $424,300. These count approvals to borrowers whose address is in Finlayson, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.

Do SBA loans to Finlayson borrowers get paid back?

No rate is published for Finlayson. only 1 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.

Are the county figures on this page Finlayson figures?

No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Pine County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Finlayson.

Is zoning published for Finlayson?

Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.