HomeMinnesotaPine CountySturgeon Lake
Sturgeon Lake, Minnesota: commercial real estate data.
Sturgeon Lake is a Census city of 568 people across 3.77 square miles of land, in Pine County. Median household income is $79,722, 77.1 percent of occupied homes are owned, and the SBA record carries 2 7(a) approvals to borrowers here worth $452,000 since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Sturgeon Lake
What Sturgeon Lake is
- Census place typecity
- Land area3.77 sq mi
- Water area0.03 sq mi
- Population per square mile of land151 plus or minus 35
- County holding the largest share of its areaPine County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Sturgeon Lake
How many people live in Sturgeon Lake
- Population568 plus or minus 132
- Median age48.1
- Population under 18107 plus or minus 31
- Share under 1818.8 percent
- Population 65 and over85 plus or minus 27
- Share 65 and over15.0 percent plus or minus 3.3
- Households188
- Family households118 plus or minus 26
- Share of households that are families62.8 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Sturgeon Lake
Income and work in Sturgeon Lake
- Median household income$79,722
- Per capita income$34,989
- Civilian labor force330 plus or minus 113
- Employed316 plus or minus 113
- Unemployed14 plus or minus 9
- Unemployment rate4.2 percent plus or minus 2.3
- Adults 25 and over402 plus or minus 114
- Adults 25 and over with a high school diploma or higher94.5 percent plus or minus 37.8
- Adults 25 and over with a bachelor degree or higher13.4 percent plus or minus 4.4
- Adults 25 and over with a graduate degree3.7 percent plus or minus 3.6
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Sturgeon Lake
Housing in Sturgeon Lake
- Housing units219
- Occupied units188
- Vacant units31 plus or minus 17
- Vacancy rate14.2 percent plus or minus 7.3
- Owner occupied145 plus or minus 33
- Renter occupied43 plus or minus 19
- Ownership rate77.1 percent
- Median owner-occupied home value$210,200
- Median gross rent, monthly$1,094
- Annual rent as a share of median income16.5 percent
- Single family units120 plus or minus 25
- Share single family54.8 percent
- Units in buildings of two or more24 plus or minus 19
- Share in buildings of two or more11.0 percent plus or minus 8.6
- Mobile homes73 plus or minus 28
- Median year structure built1994
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Sturgeon Lake
How Sturgeon Lake gets to work
- Workers 16 and over who commute299 plus or minus 114
- Commuting under 15 minutes196 plus or minus 102
- Share commuting under 15 minutes65.6 percent plus or minus 23.2
- Commuting 30 minutes or more69 plus or minus 23
- Share commuting 30 minutes or more23.1 percent plus or minus 11.8
- Drove alone61.8 percent plus or minus 25.0
- Carpooled32.8 percent plus or minus 29.6
- Public transport0.0 percent
- Walked0.0 percent
- Worked from home4.8 percent plus or minus 2.3
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Sturgeon Lake
SBA loans in Sturgeon Lake (7(a))
- Approvals2
- Gross approval$452,000
- Average approval$226,000
- Median approval$226,000
- Largest approval$252,400
- Jobs supported21
- Jobs per approval10.5
- Loans with a final outcome1
- Paid in full1
- Charged off0
- Median term270 months
- Share on real estate terms of 20 years or more100.0 percent
- Share to franchises0.0 percent
- Distinct lenders2
- Distinct industries by NAICS2
Counted by borrower city: approvals to borrowers whose address is in Sturgeon Lake, in any county, FY2020 to FY2026. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Sturgeon Lake
SBA loans in Sturgeon Lake (504)
- Approvals1
- Gross approval$143,000
- Average approval$143,000
- Median approval$143,000
- Largest approval$143,000
- Jobs supported2
- Loans with a final outcome0
- Charged off0
- Median term240 months
- Distinct CDCs1
Counted by borrower city: approvals to borrowers whose address is in Sturgeon Lake, in any county, FY2010 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Sturgeon Lake
Flood risk in Sturgeon Lake
- NFIP communityCity of Sturgeon Lake
- NFIP community number270352
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date04/03/12(M)
The City of Sturgeon Lake participates in the National Flood Insurance Program as community 270352 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Pine County, not Sturgeon Lake
Pine County context, not Sturgeon Lake figures
- Establishments in Pine County627
- Covered employment, Pine County7,799
- Average annual pay, Pine County$44,269
- Housing units permitted, Pine County241
Every figure in this section is published for Pine County as a whole and is not a measurement of Sturgeon Lake.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Sturgeon Lake questions, answered from the record.
How many people live in Sturgeon Lake, Minnesota?
568, in 188 households. Sturgeon Lake city covers 3.77 square miles of land, which is 151 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Sturgeon Lake in?
Pine County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Sturgeon Lake?
$79,722. The median owner-occupied home is valued at $210,200. Median gross rent is $1,094 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Sturgeon Lake businesses?
2 7(a) approvals totaling $452,000 since FY2020, across 2 lenders, median approval $226,000, plus 1 504 approvals worth $143,000 since FY2010. These count approvals to borrowers whose address is in Sturgeon Lake, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Sturgeon Lake borrowers get paid back?
No rate is published for Sturgeon Lake. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Sturgeon Lake in the National Flood Insurance Program?
Yes. Sturgeon Lake appears in the FEMA Community Status Book as Sturgeon Lake, city of, community 270352, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Sturgeon Lake figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Pine County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Sturgeon Lake.
Is zoning published for Sturgeon Lake?
No. Nothing on this page presents parcel level zoning.