HomeMinnesotaPine CountyRock Creek
Rock Creek, Minnesota: commercial real estate data.
Rock Creek is a Census city of 1,748 people across 43.01 square miles of land, in Pine County. Median household income is $94,856, 96.2 percent of occupied homes are owned, and the SBA record carries 1 7(a) approvals to borrowers here worth $400,000 since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Rock Creek
What Rock Creek is
- Census place typecity
- Land area43.01 sq mi
- Water area0.31 sq mi
- Population per square mile of land41
- County holding the largest share of its areaPine County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Rock Creek
How many people live in Rock Creek
- Population1,748
- Median age36.3
- Population under 18552
- Share under 1831.6 percent
- Population 65 and over207 plus or minus 43
- Share 65 and over11.8 percent
- Households601
- Family households446
- Share of households that are families74.2 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Rock Creek
Income and work in Rock Creek
- Median household income$94,856
- Per capita income$36,532
- Civilian labor force913
- Employed888
- Unemployed25 plus or minus 22
- Unemployment rate2.7 percent plus or minus 2.4
- Adults 25 and over1,135
- Adults 25 and over with a high school diploma or higher93.6 percent
- Adults 25 and over with a bachelor degree or higher18.0 percent plus or minus 3.9
- Adults 25 and over with a graduate degree5.4 percent plus or minus 1.9
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Rock Creek
Housing in Rock Creek
- Housing units645
- Occupied units601
- Vacant units44 plus or minus 30
- Vacancy rate6.8 percent plus or minus 4.6
- Owner occupied578
- Renter occupied23 plus or minus 21
- Ownership rate96.2 percent
- Median owner-occupied home value$318,200
- Median gross rent, monthly$872
- Annual rent as a share of median income11.0 percent
- Single family units598
- Share single family92.7 percent
- Units in buildings of two or more0
- Share in buildings of two or more0.0 percent
- Mobile homes47 plus or minus 20
- Median year structure built1994
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Rock Creek
How Rock Creek gets to work
- Workers 16 and over who commute790
- Commuting under 15 minutes173 plus or minus 39
- Share commuting under 15 minutes21.9 percent
- Commuting 30 minutes or more378
- Share commuting 30 minutes or more47.8 percent
- Drove alone81.4 percent
- Carpooled8.4 percent plus or minus 2.7
- Public transport0.0 percent
- Walked0.2 percent plus or minus 0.5
- Worked from home9.3 percent plus or minus 4.6
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Rock Creek
SBA loans in Rock Creek (7(a))
- Approvals1
- Gross approval$400,000
- Average approval$400,000
- Median approval$400,000
- Largest approval$400,000
- Jobs supported2
- Jobs per approval2.0
- Loans with a final outcome0
- Paid in full0
- Charged off0
- Median term300 months
- Share on real estate terms of 20 years or more100.0 percent
- Share to franchises0.0 percent
- Distinct lenders1
- Distinct industries by NAICS1
Counted by borrower city: approvals to borrowers whose address is in Rock Creek, in any county, FY2020 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Rock Creek
Flood risk in Rock Creek
- NFIP communityCity of Rock Creek
- NFIP community number270349
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date04/03/12(M)
The City of Rock Creek participates in the National Flood Insurance Program as community 270349 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Pine County, not Rock Creek
Pine County context, not Rock Creek figures
- Establishments in Pine County627
- Covered employment, Pine County7,799
- Average annual pay, Pine County$44,269
- Housing units permitted, Pine County241
Every figure in this section is published for Pine County as a whole and is not a measurement of Rock Creek.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Rock Creek questions, answered from the record.
How many people live in Rock Creek, Minnesota?
1,748, in 601 households. Rock Creek city covers 43.01 square miles of land, which is 41 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Rock Creek in?
Pine County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Rock Creek?
$94,856. The median owner-occupied home is valued at $318,200. Median gross rent is $872 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Rock Creek businesses?
1 7(a) approvals totaling $400,000 since FY2020, across 1 lenders, median approval $400,000. These count approvals to borrowers whose address is in Rock Creek, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Rock Creek borrowers get paid back?
No rate is published for Rock Creek. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Rock Creek in the National Flood Insurance Program?
Yes. Rock Creek appears in the FEMA Community Status Book as Rock Creek, city of, community 270349, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Rock Creek figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Pine County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Rock Creek.
Is zoning published for Rock Creek?
No. Nothing on this page presents parcel level zoning.