HomeMinnesotaPine CountyPine City
Pine City, Minnesota: commercial real estate data.
Pine City is a Census city of 3,468 people across 4.39 square miles of land, in Pine County. Median household income is $52,056, 60.9 percent of occupied homes are owned, and the SBA record carries 27 7(a) approvals to borrowers here worth $8.9 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Pine City
What Pine City is
- Census place typecity
- Land area4.39 sq mi
- Water area0.4 sq mi
- Population per square mile of land790
- County holding the largest share of its areaPine County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Pine City
How many people live in Pine City
- Population3,468
- Median age41.0
- Population under 18650 plus or minus 150
- Share under 1818.7 percent plus or minus 4.3
- Population 65 and over793 plus or minus 182
- Share 65 and over22.9 percent plus or minus 5.2
- Households1,723
- Family households870
- Share of households that are families50.5 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Pine City
Income and work in Pine City
- Median household income$52,056
- Per capita income$34,369
- Civilian labor force1,652
- Employed1,515
- Unemployed137 plus or minus 71
- Unemployment rate8.3 percent plus or minus 4.2
- Adults 25 and over2,548
- Adults 25 and over with a high school diploma or higher91.2 percent
- Adults 25 and over with a bachelor degree or higher17.9 percent plus or minus 5.2
- Adults 25 and over with a graduate degree6.1 percent plus or minus 2.6
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Pine City
Housing in Pine City
- Housing units1,872
- Occupied units1,723
- Vacant units149 plus or minus 93
- Vacancy rate8.0 percent plus or minus 4.9
- Owner occupied1,049
- Renter occupied674 plus or minus 142
- Ownership rate60.9 percent
- Median owner-occupied home value$186,900
- Median gross rent, monthly$680 plus or minus $146
- Annual rent as a share of median income15.7 percent plus or minus 4.2
- Single family units1,225
- Share single family65.4 percent
- Units in buildings of two or more600 plus or minus 165
- Share in buildings of two or more32.1 percent plus or minus 8.6
- Mobile homes47 plus or minus 37
- Median year structure built1975
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Pine City
How Pine City gets to work
- Workers 16 and over who commute1,424
- Commuting under 15 minutes498 plus or minus 137
- Share commuting under 15 minutes35.0 percent plus or minus 8.5
- Commuting 30 minutes or more649 plus or minus 167
- Share commuting 30 minutes or more45.6 percent plus or minus 10.1
- Drove alone83.4 percent
- Carpooled10.8 percent plus or minus 5.5
- Public transport0.0 percent
- Walked1.5 percent plus or minus 1.7
- Worked from home4.3 percent plus or minus 2.3
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Pine City
SBA loans in Pine City (7(a))
- Approvals27
- Gross approval$8,872,900
- Average approval$328,626
- Median approval$295,700
- Ninetieth percentile approval$703,800
- Largest approval$975,000
- Jobs supported273
- Jobs per approval10.1
- Loans with a final outcome7
- Paid in full7
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more25.9 percent
- Share to franchises3.7 percent
- Distinct lenders9
- Distinct industries by NAICS19
Counted by borrower city: approvals to borrowers whose address is in Pine City, in any county, FY2020 to FY2026. Only 7 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Pine City
SBA loans in Pine City (504)
- Approvals13
- Gross approval$4,690,000
- Average approval$360,769
- Median approval$280,000
- Largest approval$1,448,000
- Jobs supported84
- Loans with a final outcome7
- Charged off0
- Median term240 months
- Distinct CDCs3
Counted by borrower city: approvals to borrowers whose address is in Pine City, in any county, FY2010 to FY2026. Only 7 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Pine City
Flood risk in Pine City
- NFIP communityCity of Pine City
- NFIP community number270348
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date04/03/12
The City of Pine City participates in the National Flood Insurance Program as community 270348 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Pine County, not Pine City
Pine County context, not Pine City figures
- Establishments in Pine County627
- Covered employment, Pine County7,799
- Average annual pay, Pine County$44,269
- Housing units permitted, Pine County241
Every figure in this section is published for Pine County as a whole and is not a measurement of Pine City.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Pine City questions, answered from the record.
How many people live in Pine City, Minnesota?
3,468, in 1,723 households. Pine City city covers 4.39 square miles of land, which is 790 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Pine City in?
Pine County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Pine City?
$52,056. The median owner-occupied home is valued at $186,900. Median gross rent is $680 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Pine City businesses?
27 7(a) approvals totaling $8.9 m since FY2020, across 9 lenders, median approval $295,700, plus 13 504 approvals worth $4.7 m since FY2010. These count approvals to borrowers whose address is in Pine City, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Pine City borrowers get paid back?
No rate is published for Pine City. Only 7 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Pine City in the National Flood Insurance Program?
Yes. Pine City appears in the FEMA Community Status Book as Pine City, city of, community 270348, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Pine City figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Pine County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Pine City.
Is zoning published for Pine City?
No. Nothing on this page presents parcel level zoning.