HomeMinnesotaRamsey CountyNorth Oaks city
North Oaks city, Minnesota: commercial real estate data.
North Oaks city is a Census city of 5,179 people across 6.91 square miles of land, in Ramsey County. Median household income is $231,742, 88.2 percent of occupied homes are owned, and the SBA record carries 1 7(a) approvals to borrowers here worth $445,000.
66 sourced place values · tier FULL · 7 sections · underlined figures are computed by MMCG Analytics, not published by the agency
North Oaks
What North Oaks is
- Census place typecity
- Land area6.91 sq mi
- Water area1.71 sq mi
- Population per square mile of land750
- County holding the largest share of its areaRamsey County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
North Oaks
How many people live in North Oaks
- Population5,179
- Median age43.1
- Population under 181,620 plus or minus 392
- Share under 1831.3 percent plus or minus 7.6
- Population 65 and over1,360
- Share 65 and over26.3 percent
- Households1,740
- Family households1,456
- Share of households that are families83.7 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
North Oaks
Income and work in North Oaks
- Median household income$231,742
- Per capita income$93,573
- Civilian labor force1,930
- Employed1,852
- Unemployed78 plus or minus 66
- Unemployment rate4.0 percent plus or minus 3.4
- Adults 25 and over3,412
- Adults 25 and over with a high school diploma or higher97.8 percent
- Adults 25 and over with a bachelor degree or higher74.7 percent
- Adults 25 and over with a graduate degree40.1 percent plus or minus 9.1
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
North Oaks
Housing in North Oaks
- Housing units1,872
- Occupied units1,740
- Vacant units132 plus or minus 130
- Vacancy rate7.1 percent plus or minus 6.9
- Owner occupied1,535
- Renter occupied205 plus or minus 95
- Ownership rate88.2 percent
- Median owner-occupied home value$821,200
- Median gross rent, monthly$3,501
- Annual rent as a share of median income18.1 percent
- Single family units1,571
- Share single family83.9 percent
- Units in buildings of two or more301 plus or minus 127
- Share in buildings of two or more16.1 percent plus or minus 6.5
- Mobile homes0
- Median year structure built1983
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
North Oaks
How North Oaks gets to work
- Workers 16 and over who commute1,121 plus or minus 262
- Commuting under 15 minutes169 plus or minus 107
- Share commuting under 15 minutes15.1 percent plus or minus 8.9
- Commuting 30 minutes or more446 plus or minus 228
- Share commuting 30 minutes or more39.8 percent plus or minus 18.1
- Drove alone49.9 percent plus or minus 12.8
- Carpooled8.2 percent plus or minus 7.7
- Public transport0.4 percent plus or minus 1.0
- Walked0.3 percent plus or minus 0.9
- Worked from home39.5 percent plus or minus 16.9
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
North Oaks
SBA loans in North Oaks (7(a))
- Approvals1
- Gross approval$445,000
- Average approval$445,000
- Median approval$445,000
- Ninetieth percentile approval$445,000
- Largest approval$445,000
- Jobs supported1
- Jobs per approval1.0
- Loans with a final outcome0
- Paid in full0
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more0.0 percent
- Share to franchises100.0 percent
- Distinct lenders1
- Distinct industries by NAICS1
A charge-off rate is not published here. only 0 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Ramsey County, not North Oaks
Ramsey County context, not North Oaks figures
These are Ramsey County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as North Oaks measurements.
- Establishments in Ramsey County13,677
- Employment at those establishments, Ramsey County294,664
- Covered employment, Ramsey County325,226
- Average annual pay, Ramsey County$77,908
- Average weekly wage, Ramsey County$1,498
- Housing units permitted, Ramsey County1,084
- Of those, single family, Ramsey County202
- County product, 2024, Ramsey County$56,256,165,000
- County product change over the prior year, Ramsey County6.7 percent
- Average income of an arriving household, Ramsey County$61,963
Every figure in this section is published for Ramsey County as a whole and is not a measurement of North Oaks. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
North Oaks questions, answered from the record.
How many people live in North Oaks, Minnesota?
5,179, in 1,740 households. North Oaks city covers 6.91 square miles of land, which is 750 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is North Oaks in?
Ramsey County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in North Oaks?
$231,742. The median owner-occupied home is valued at $821,200. Median gross rent is $3,501 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to North Oaks businesses?
1 7(a) approvals totalling $445,000, across 1 lenders, median approval $445,000. These count approvals to borrowers whose address is in North Oaks, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to North Oaks borrowers get paid back?
No rate is published for North Oaks. only 0 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Are the county figures on this page North Oaks figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Ramsey County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of North Oaks.
Is zoning published for North Oaks?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.