HomeMinnesotaRamsey CountyVadnais Heights city
Vadnais Heights city, Minnesota: commercial real estate data.
Vadnais Heights city is a Census city of 12,838 people across 6.97 square miles of land, in Ramsey County. Median household income is $98,685, 79.6 percent of occupied homes are owned, and the SBA record carries 29 7(a) approvals to borrowers here worth $14.8 m.
76 sourced place values · tier FULL · 8 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Vadnais Heights
What Vadnais Heights is
- Census place typecity
- Land area6.97 sq mi
- Water area1.25 sq mi
- Population per square mile of land1,842
- County holding the largest share of its areaRamsey County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Vadnais Heights
How many people live in Vadnais Heights
- Population12,838
- Median age39.6
- Population under 182,797
- Share under 1821.8 percent
- Population 65 and over2,522
- Share 65 and over19.6 percent
- Households5,610
- Family households3,587
- Share of households that are families63.9 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Vadnais Heights
Income and work in Vadnais Heights
- Median household income$98,685
- Per capita income$57,103
- Civilian labor force7,116
- Employed6,793
- Unemployed323 plus or minus 190
- Unemployment rate4.5 percent plus or minus 2.7
- Adults 25 and over9,377
- Adults 25 and over with a high school diploma or higher95.1 percent
- Adults 25 and over with a bachelor degree or higher45.9 percent
- Adults 25 and over with a graduate degree16.0 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Vadnais Heights
Housing in Vadnais Heights
- Housing units5,730
- Occupied units5,610
- Vacant units120 plus or minus 74
- Vacancy rate2.1 percent plus or minus 1.3
- Owner occupied4,463
- Renter occupied1,147
- Ownership rate79.6 percent
- Median owner-occupied home value$363,100
- Median gross rent, monthly$1,455
- Annual rent as a share of median income17.7 percent
- Single family units4,298
- Share single family75.0 percent
- Units in buildings of two or more1,166 plus or minus 245
- Share in buildings of two or more20.3 percent plus or minus 4.2
- Mobile homes266 plus or minus 161
- Median year structure built1985
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Vadnais Heights
How Vadnais Heights gets to work
- Workers 16 and over who commute5,148
- Commuting under 15 minutes1,142
- Share commuting under 15 minutes22.2 percent
- Commuting 30 minutes or more1,365 plus or minus 350
- Share commuting 30 minutes or more26.5 percent plus or minus 6.4
- Drove alone70.4 percent
- Carpooled4.3 percent plus or minus 1.6
- Public transport0.3 percent plus or minus 0.3
- Walked0.6 percent plus or minus 0.6
- Worked from home22.7 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Vadnais Heights
SBA loans in Vadnais Heights (7(a))
- Approvals29
- Gross approval$14,834,900
- Average approval$511,548
- Median approval$250,000
- Ninetieth percentile approval$1,300,000
- Largest approval$1,927,000
- Jobs supported510
- Jobs per approval17.6
- Loans with a final outcome7
- Paid in full6
- Charged off1
- Median term120 months
- Share on real estate terms of 20 years or more0.0 percent
- Share to franchises3.4 percent
- Distinct lenders15
- Distinct industries by NAICS21
A charge-off rate is not published here. only 7 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Vadnais Heights
SBA loans in Vadnais Heights (504)
- Approvals17
- Gross approval$16,640,000
- Average approval$978,824
- Median approval$901,000
- Largest approval$2,282,000
- Jobs supported324
- Loans with a final outcome8
- Charged off0
- Median term300 months
- Distinct CDCs5
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Ramsey County, not Vadnais Heights
Ramsey County context, not Vadnais Heights figures
These are Ramsey County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Vadnais Heights measurements.
- Establishments in Ramsey County13,677
- Employment at those establishments, Ramsey County294,664
- Covered employment, Ramsey County325,226
- Average annual pay, Ramsey County$77,908
- Average weekly wage, Ramsey County$1,498
- Housing units permitted, Ramsey County1,084
- Of those, single family, Ramsey County202
- County product, 2024, Ramsey County$56,256,165,000
- County product change over the prior year, Ramsey County6.7 percent
- Average income of an arriving household, Ramsey County$61,963
Every figure in this section is published for Ramsey County as a whole and is not a measurement of Vadnais Heights. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Vadnais Heights questions, answered from the record.
How many people live in Vadnais Heights, Minnesota?
12,838, in 5,610 households. Vadnais Heights city covers 6.97 square miles of land, which is 1,842 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Vadnais Heights in?
Ramsey County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Vadnais Heights?
$98,685. The median owner-occupied home is valued at $363,100. Median gross rent is $1,455 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Vadnais Heights businesses?
29 7(a) approvals totalling $14.8 m, across 15 lenders, median approval $250,000, plus 17 504 approvals worth $16.6 m. These count approvals to borrowers whose address is in Vadnais Heights, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Vadnais Heights borrowers get paid back?
No rate is published for Vadnais Heights. only 7 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Are the county figures on this page Vadnais Heights figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Ramsey County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Vadnais Heights.
Is zoning published for Vadnais Heights?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.