HomeMinnesotaRamsey CountyNorth St. Paul city
North St. Paul city, Minnesota: commercial real estate data.
North St. Paul city is a Census city of 12,570 people across 2.86 square miles of land, in Ramsey County. Median household income is $84,797, 68.2 percent of occupied homes are owned, and the SBA record carries 5 7(a) approvals to borrowers here worth $6.3 m.
76 sourced place values · tier FULL · 8 sections · underlined figures are computed by MMCG Analytics, not published by the agency
North St. Paul
What North St. Paul is
- Census place typecity
- Land area2.86 sq mi
- Water area0.16 sq mi
- Population per square mile of land4,400
- County holding the largest share of its areaRamsey County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
North St. Paul
How many people live in North St. Paul
- Population12,570
- Median age35.2
- Population under 183,335
- Share under 1826.5 percent
- Population 65 and over1,789
- Share 65 and over14.2 percent
- Households4,747
- Family households3,330
- Share of households that are families70.1 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
North St. Paul
Income and work in North St. Paul
- Median household income$84,797
- Per capita income$37,387
- Civilian labor force7,007
- Employed6,820
- Unemployed187 plus or minus 114
- Unemployment rate2.7 percent plus or minus 1.6
- Adults 25 and over8,480
- Adults 25 and over with a high school diploma or higher88.1 percent
- Adults 25 and over with a bachelor degree or higher31.3 percent
- Adults 25 and over with a graduate degree7.3 percent plus or minus 2.2
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
North St. Paul
Housing in North St. Paul
- Housing units4,902
- Occupied units4,747
- Vacant units155 plus or minus 102
- Vacancy rate3.2 percent plus or minus 2.1
- Owner occupied3,236
- Renter occupied1,511
- Ownership rate68.2 percent
- Median owner-occupied home value$298,500
- Median gross rent, monthly$1,352
- Annual rent as a share of median income19.1 percent
- Single family units3,654
- Share single family74.5 percent
- Units in buildings of two or more1,248 plus or minus 335
- Share in buildings of two or more25.5 percent plus or minus 6.7
- Mobile homes0
- Median year structure built1973
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
North St. Paul
How North St. Paul gets to work
- Workers 16 and over who commute5,662
- Commuting under 15 minutes1,410
- Share commuting under 15 minutes24.9 percent
- Commuting 30 minutes or more1,532 plus or minus 365
- Share commuting 30 minutes or more27.1 percent plus or minus 6.1
- Drove alone71.3 percent
- Carpooled11.7 percent plus or minus 4.1
- Public transport2.1 percent plus or minus 1.5
- Walked0.4 percent plus or minus 0.4
- Worked from home12.7 percent plus or minus 2.9
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
North St. Paul
SBA loans in North St. Paul (7(a))
- Approvals5
- Gross approval$6,339,700
- Average approval$1,267,940
- Median approval$840,600
- Ninetieth percentile approval$3,823,300
- Largest approval$3,823,300
- Jobs supported143
- Jobs per approval28.6
- Loans with a final outcome2
- Paid in full1
- Charged off1
- Median term120 months
- Share on real estate terms of 20 years or more20.0 percent
- Share to franchises20.0 percent
- Distinct lenders5
- Distinct industries by NAICS5
A charge-off rate is not published here. only 2 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
North St. Paul
SBA loans in North St. Paul (504)
- Approvals3
- Gross approval$1,705,000
- Average approval$568,333
- Median approval$435,000
- Largest approval$963,000
- Jobs supported60
- Loans with a final outcome0
- Charged off0
- Median term300 months
- Distinct CDCs3
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Ramsey County, not North St. Paul
Ramsey County context, not North St. Paul figures
These are Ramsey County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as North St. Paul measurements.
- Establishments in Ramsey County13,677
- Employment at those establishments, Ramsey County294,664
- Covered employment, Ramsey County325,226
- Average annual pay, Ramsey County$77,908
- Average weekly wage, Ramsey County$1,498
- Housing units permitted, Ramsey County1,084
- Of those, single family, Ramsey County202
- County product, 2024, Ramsey County$56,256,165,000
- County product change over the prior year, Ramsey County6.7 percent
- Average income of an arriving household, Ramsey County$61,963
Every figure in this section is published for Ramsey County as a whole and is not a measurement of North St. Paul. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
North St. Paul questions, answered from the record.
How many people live in North St. Paul, Minnesota?
12,570, in 4,747 households. North St. Paul city covers 2.86 square miles of land, which is 4,400 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is North St. Paul in?
Ramsey County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in North St. Paul?
$84,797. The median owner-occupied home is valued at $298,500. Median gross rent is $1,352 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to North St. Paul businesses?
5 7(a) approvals totalling $6.3 m, across 5 lenders, median approval $840,600, plus 3 504 approvals worth $1.7 m. These count approvals to borrowers whose address is in North St. Paul, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to North St. Paul borrowers get paid back?
No rate is published for North St. Paul. only 2 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Are the county figures on this page North St. Paul figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Ramsey County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of North St. Paul.
Is zoning published for North St. Paul?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.