HomeMississippiMadison CountyFlora
Flora, Mississippi: commercial real estate data.
Flora is a Census town of 2,331 people across 3.30 square miles of land, in Madison County. Median household income is $36,513, 46.2 percent of occupied homes are owned, and the SBA record carries 4 7(a) approvals to borrowers here worth $1.1 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Flora
What Flora is
- Census place typetown
- Land area3.3 sq mi
- Water area0.04 sq mi
- Population per square mile of land707 plus or minus 199
- County holding the largest share of its areaMadison County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Flora
How many people live in Flora
- Population2,331 plus or minus 655
- Median age33.4 plus or minus 11.4
- Population under 18681 plus or minus 252
- Share under 1829.2 percent plus or minus 7.0
- Population 65 and over390 plus or minus 143
- Share 65 and over16.7 percent plus or minus 4.0
- Households1,026 plus or minus 392
- Family households552 plus or minus 184
- Share of households that are families53.8 percent plus or minus 27.3
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Flora
Income and work in Flora
- Median household income$36,513
- Per capita income$24,972 plus or minus $6,576
- Civilian labor force991 plus or minus 370
- Employed935 plus or minus 366
- Unemployed56 plus or minus 56
- Unemployment rate5.7 percent plus or minus 5.2
- Adults 25 and over1,352 plus or minus 422
- Adults 25 and over with a high school diploma or higher89.9 percent plus or minus 39.6
- Adults 25 and over with a bachelor degree or higher14.9 percent plus or minus 3.1
- Adults 25 and over with a graduate degree4.3 percent plus or minus 2.4
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Flora
Housing in Flora
- Housing units1,143 plus or minus 406
- Occupied units1,026 plus or minus 392
- Vacant units117 plus or minus 89
- Vacancy rate10.2 percent plus or minus 6.9
- Owner occupied474 plus or minus 158
- Renter occupied552 plus or minus 349
- Ownership rate46.2 percent plus or minus 23.4
- Median owner-occupied home value$204,800
- Median gross rent, monthly$542 plus or minus $310
- Annual rent as a share of median income17.8 percent plus or minus 10.3
- Single family units583 plus or minus 168
- Share single family51.0 percent plus or minus 23.3
- Units in buildings of two or more459 plus or minus 330
- Share in buildings of two or more40.2 percent plus or minus 25.1
- Mobile homes101 plus or minus 57
- Median year structure built1973
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Flora
How Flora gets to work
- Workers 16 and over who commute859 plus or minus 357
- Commuting under 15 minutes91 plus or minus 51
- Share commuting under 15 minutes10.6 percent plus or minus 4.0
- Commuting 30 minutes or more442 plus or minus 303
- Share commuting 30 minutes or more51.5 percent plus or minus 28.1
- Drove alone87.9 percent
- Carpooled4.9 percent plus or minus 5.0
- Public transport0.0 percent
- Walked0.7 percent plus or minus 1.2
- Worked from home6.5 percent plus or minus 4.8
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Flora
SBA loans in Flora (7(a))
- Approvals4
- Gross approval$1,112,600
- Average approval$278,150
- Median approval$208,800
- Largest approval$605,000
- Jobs supported68
- Jobs per approval17.0
- Loans with a final outcome1
- Paid in full1
- Charged off0
- Median term151 months
- Share on real estate terms of 20 years or more50.0 percent
- Share to franchises0.0 percent
- Distinct lenders3
- Distinct industries by NAICS4
Counted by borrower city: approvals to borrowers whose address is in Flora, in any county, FY2020 to FY2026. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Flora
SBA loans in Flora (504)
- Approvals2
- Gross approval$834,000
- Average approval$417,000
- Median approval$417,000
- Largest approval$734,000
- Jobs supported4
- Loans with a final outcome0
- Charged off0
- Median term270 months
- Distinct CDCs2
Counted by borrower city: approvals to borrowers whose address is in Flora, in any county, FY2010 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Flora
Flood risk in Flora
- NFIP communityTown of Flora
- NFIP community number280399
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date01/17/25
The Town of Flora participates in the National Flood Insurance Program as community 280399 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Madison County, not Flora
Madison County context, not Flora figures
- Establishments in Madison County3,489
- Covered employment, Madison County60,205
- Average annual pay, Madison County$55,426
- Housing units permitted, Madison County552
Every figure in this section is published for Madison County as a whole and is not a measurement of Flora.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Flora questions, answered from the record.
How many people live in Flora, Mississippi?
2,331, in 1,026 households. Flora town covers 3.30 square miles of land, which is 707 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Flora in?
Madison County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Flora?
$36,513. The median owner-occupied home is valued at $204,800. Median gross rent is $542 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Flora businesses?
4 7(a) approvals totaling $1.1 m since FY2020, across 3 lenders, median approval $208,800, plus 2 504 approvals worth $834,000 since FY2010. These count approvals to borrowers whose address is in Flora, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Flora borrowers get paid back?
No rate is published for Flora. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Flora in the National Flood Insurance Program?
Yes. Flora appears in the FEMA Community Status Book as Flora, town of, community 280399, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Flora figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Madison County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Flora.
Is zoning published for Flora?
No. Nothing on this page presents parcel level zoning.
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