HomeMississippiMadison CountyRidgeland
Ridgeland, Mississippi: commercial real estate data.
Ridgeland is a Census city of 24,587 people across 26.26 square miles of land, in Madison County. Median household income is $66,038, 47.3 percent of occupied homes are owned, and the SBA record carries 78 7(a) approvals to borrowers here worth $34.6 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Ridgeland
What Ridgeland is
- Census place typecity
- Land area26.26 sq mi
- Water area1.8 sq mi
- Population per square mile of land936
- County holding the largest share of its areaMadison County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Ridgeland
How many people live in Ridgeland
- Population24,587
- Median age35.7
- Population under 185,138
- Share under 1820.9 percent
- Population 65 and over3,588
- Share 65 and over14.6 percent
- Households10,782
- Family households5,970
- Share of households that are families55.4 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Ridgeland
Income and work in Ridgeland
- Median household income$66,038
- Per capita income$51,065
- Civilian labor force14,432
- Employed13,837
- Unemployed595 plus or minus 182
- Unemployment rate4.1 percent plus or minus 1.2
- Adults 25 and over16,720
- Adults 25 and over with a high school diploma or higher94.5 percent
- Adults 25 and over with a bachelor degree or higher51.7 percent
- Adults 25 and over with a graduate degree20.1 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Ridgeland
Housing in Ridgeland
- Housing units11,728
- Occupied units10,782
- Vacant units946 plus or minus 241
- Vacancy rate8.1 percent plus or minus 2.0
- Owner occupied5,098
- Renter occupied5,684
- Ownership rate47.3 percent
- Median owner-occupied home value$275,200
- Median gross rent, monthly$1,336
- Annual rent as a share of median income24.3 percent
- Single family units6,187
- Share single family52.8 percent
- Units in buildings of two or more5,277
- Share in buildings of two or more45.0 percent
- Mobile homes264 plus or minus 109
- Median year structure built1991
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Ridgeland
How Ridgeland gets to work
- Workers 16 and over who commute12,489
- Commuting under 15 minutes3,482
- Share commuting under 15 minutes27.9 percent
- Commuting 30 minutes or more2,556
- Share commuting 30 minutes or more20.5 percent
- Drove alone82.0 percent
- Carpooled7.4 percent plus or minus 2.0
- Public transport0.2 percent plus or minus 0.3
- Walked0.5 percent plus or minus 0.4
- Worked from home9.0 percent plus or minus 2.0
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Ridgeland
SBA loans in Ridgeland (7(a))
- Approvals78
- Gross approval$34,649,000
- Average approval$444,218
- Median approval$210,150
- Ninetieth percentile approval$977,040
- Largest approval$3,739,200
- Jobs supported1,170
- Jobs per approval15.0
- Loans with a final outcome20
- Paid in full20
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more7.7 percent
- Share to franchises19.2 percent
- Distinct lenders28
- Distinct industries by NAICS49
Counted by borrower city: approvals to borrowers whose address is in Ridgeland, in any county, FY2020 to FY2026. Only 20 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Ridgeland
SBA loans in Ridgeland (504)
- Approvals6
- Gross approval$11,758,000
- Average approval$1,959,667
- Median approval$2,308,000
- Largest approval$2,951,000
- Jobs supported139
- Loans with a final outcome2
- Charged off0
- Median term240 months
- Distinct CDCs2
Counted by borrower city: approvals to borrowers whose address is in Ridgeland, in any county, FY2010 to FY2026. Only 2 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Ridgeland
Flood risk in Ridgeland
- NFIP communityCity of Ridgeland
- NFIP community number280110
- Participating in the NFIPYes
- Community Rating System classClass 8
- Currently effective map date01/17/25
The City of Ridgeland participates in the National Flood Insurance Program as community 280110 and carries Community Rating System class 8, a flood insurance premium discount for policies written there.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Madison County, not Ridgeland
Madison County context, not Ridgeland figures
- Establishments in Madison County3,489
- Covered employment, Madison County60,205
- Average annual pay, Madison County$55,426
- Housing units permitted, Madison County552
Every figure in this section is published for Madison County as a whole and is not a measurement of Ridgeland.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Ridgeland questions, answered from the record.
How many people live in Ridgeland, Mississippi?
24,587, in 10,782 households. Ridgeland city covers 26.26 square miles of land, which is 936 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Ridgeland in?
Madison County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Ridgeland?
$66,038. The median owner-occupied home is valued at $275,200. Median gross rent is $1,336 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Ridgeland businesses?
78 7(a) approvals totaling $34.6 m since FY2020, across 28 lenders, median approval $210,150, plus 6 504 approvals worth $11.8 m since FY2010. These count approvals to borrowers whose address is in Ridgeland, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Ridgeland borrowers get paid back?
No rate is published for Ridgeland. Only 20 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Ridgeland in the National Flood Insurance Program?
Yes. Ridgeland appears in the FEMA Community Status Book as Ridgeland, city of, community 280110, carrying Community Rating System class 8, which is a premium discount for exceeding the program minimum. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Ridgeland figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Madison County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Ridgeland.
Is zoning published for Ridgeland?
No. Nothing on this page presents parcel level zoning.
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