HomeMississippiMadison CountyMadison
Madison, Mississippi: commercial real estate data.
Madison is a Census city of 27,946 people across 25.25 square miles of land, in Madison County. Median household income is $119,338, 94.3 percent of occupied homes are owned, and the SBA record carries 65 7(a) approvals to borrowers here worth $20.4 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Madison
What Madison is
- Census place typecity
- Land area25.25 sq mi
- Water area1.18 sq mi
- Population per square mile of land1,107
- County holding the largest share of its areaMadison County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Madison
How many people live in Madison
- Population27,946
- Median age41.7
- Population under 187,156
- Share under 1825.6 percent
- Population 65 and over4,528
- Share 65 and over16.2 percent
- Households9,759
- Family households7,548
- Share of households that are families77.3 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Madison
Income and work in Madison
- Median household income$119,338
- Per capita income$59,649
- Civilian labor force13,752
- Employed13,477
- Unemployed275 plus or minus 130
- Unemployment rate2.0 percent plus or minus 0.9
- Adults 25 and over18,553
- Adults 25 and over with a high school diploma or higher96.1 percent
- Adults 25 and over with a bachelor degree or higher64.2 percent
- Adults 25 and over with a graduate degree27.3 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Madison
Housing in Madison
- Housing units10,214
- Occupied units9,759
- Vacant units455 plus or minus 186
- Vacancy rate4.5 percent plus or minus 1.8
- Owner occupied9,198
- Renter occupied561 plus or minus 150
- Ownership rate94.3 percent
- Median owner-occupied home value$352,900
- Median gross rent, monthly$1,853
- Annual rent as a share of median income18.6 percent
- Single family units9,990
- Share single family97.8 percent
- Units in buildings of two or more128 plus or minus 82
- Share in buildings of two or more1.3 percent plus or minus 0.8
- Mobile homes96 plus or minus 84
- Median year structure built1997
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Madison
How Madison gets to work
- Workers 16 and over who commute11,434
- Commuting under 15 minutes2,614
- Share commuting under 15 minutes22.9 percent
- Commuting 30 minutes or more2,896
- Share commuting 30 minutes or more25.3 percent
- Drove alone79.2 percent
- Carpooled6.5 percent plus or minus 1.9
- Public transport0.0 percent
- Walked0.4 percent plus or minus 0.4
- Worked from home13.9 percent plus or minus 2.8
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Madison
SBA loans in Madison (7(a))
- Approvals65
- Gross approval$20,351,100
- Average approval$313,094
- Median approval$180,000
- Ninetieth percentile approval$931,080
- Largest approval$1,600,000
- Jobs supported858
- Jobs per approval13.2
- Loans with a final outcome20
- Paid in full17
- Charged off3
- Median term120 months
- Share on real estate terms of 20 years or more4.6 percent
- Share to franchises30.8 percent
- Distinct lenders20
- Distinct industries by NAICS39
Counted by borrower city: approvals to borrowers whose address is in Madison, in any county, FY2020 to FY2026. Only 20 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Madison
SBA loans in Madison (504)
- Approvals3
- Gross approval$3,179,000
- Average approval$1,059,667
- Median approval$719,000
- Largest approval$2,063,000
- Jobs supported47
- Loans with a final outcome0
- Charged off0
- Median term240 months
- Distinct CDCs2
Counted by borrower city: approvals to borrowers whose address is in Madison, in any county, FY2010 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Madison
Flood risk in Madison
- NFIP communityCity of Madison
- NFIP community number280229
- Participating in the NFIPYes
- Community Rating System classClass 9
- Currently effective map date01/17/25
The City of Madison participates in the National Flood Insurance Program as community 280229 and carries Community Rating System class 9, a flood insurance premium discount for policies written there.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Madison County, not Madison
Madison County context, not Madison figures
- Establishments in Madison County3,489
- Covered employment, Madison County60,205
- Average annual pay, Madison County$55,426
- Housing units permitted, Madison County552
Every figure in this section is published for Madison County as a whole and is not a measurement of Madison.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Madison questions, answered from the record.
How many people live in Madison, Mississippi?
27,946, in 9,759 households. Madison city covers 25.25 square miles of land, which is 1,107 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Madison in?
Madison County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Madison?
$119,338. The median owner-occupied home is valued at $352,900. Median gross rent is $1,853 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Madison businesses?
65 7(a) approvals totaling $20.4 m since FY2020, across 20 lenders, median approval $180,000, plus 3 504 approvals worth $3.2 m since FY2010. These count approvals to borrowers whose address is in Madison, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Madison borrowers get paid back?
No rate is published for Madison. Only 20 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Madison in the National Flood Insurance Program?
Yes. Madison appears in the FEMA Community Status Book as Madison, city of, community 280229, carrying Community Rating System class 9, which is a premium discount for exceeding the program minimum. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Madison figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Madison County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Madison.
Is zoning published for Madison?
No. Nothing on this page presents parcel level zoning.
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