HomeMissouriChristian CountyClever
Clever, Missouri: commercial real estate data.
Clever is a Census city of 3,030 people across 1.63 square miles of land, in Christian County. Median household income is $78,366, 67.7 percent of occupied homes are owned, and the SBA record carries 2 7(a) approvals to borrowers here worth $76,800 since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Clever
What Clever is
- Census place typecity
- Land area1.63 sq mi
- Water area0 sq mi
- Population per square mile of land1,861
- County holding the largest share of its areaChristian County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Clever
How many people live in Clever
- Population3,030
- Median age30.6
- Population under 18933 plus or minus 199
- Share under 1830.8 percent plus or minus 6.5
- Population 65 and over235 plus or minus 79
- Share 65 and over7.8 percent plus or minus 2.6
- Households1,105
- Family households762
- Share of households that are families69.0 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Clever
Income and work in Clever
- Median household income$78,366
- Per capita income$28,878
- Civilian labor force1,655
- Employed1,621
- Unemployed34 plus or minus 32
- Unemployment rate2.1 percent plus or minus 1.9
- Adults 25 and over1,881
- Adults 25 and over with a high school diploma or higher93.3 percent
- Adults 25 and over with a bachelor degree or higher25.2 percent plus or minus 6.9
- Adults 25 and over with a graduate degree8.0 percent plus or minus 3.5
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Clever
Housing in Clever
- Housing units1,168
- Occupied units1,105
- Vacant units63 plus or minus 49
- Vacancy rate5.4 percent plus or minus 4.2
- Owner occupied748
- Renter occupied357 plus or minus 120
- Ownership rate67.7 percent
- Median owner-occupied home value$200,000
- Median gross rent, monthly$1,151
- Annual rent as a share of median income17.6 percent
- Single family units1,057
- Share single family90.5 percent
- Units in buildings of two or more111 plus or minus 72
- Share in buildings of two or more9.5 percent plus or minus 6.1
- Mobile homes0
- Median year structure built2005
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Clever
How Clever gets to work
- Workers 16 and over who commute1,559
- Commuting under 15 minutes176 plus or minus 77
- Share commuting under 15 minutes11.3 percent plus or minus 4.8
- Commuting 30 minutes or more964
- Share commuting 30 minutes or more61.8 percent
- Drove alone84.5 percent
- Carpooled11.2 percent plus or minus 5.3
- Public transport0.9 percent plus or minus 1.4
- Walked0.3 percent plus or minus 0.6
- Worked from home3.2 percent plus or minus 2.0
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Clever
SBA loans in Clever (7(a))
- Approvals2
- Gross approval$76,800
- Average approval$38,400
- Median approval$38,400
- Largest approval$62,800
- Jobs supported5
- Jobs per approval2.5
- Loans with a final outcome0
- Paid in full0
- Charged off0
- Median term102 months
- Share on real estate terms of 20 years or more0.0 percent
- Share to franchises0.0 percent
- Distinct lenders2
- Distinct industries by NAICS2
Counted by borrower city: approvals to borrowers whose address is in Clever, in any county, FY2020 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Clever
Flood risk in Clever
- NFIP communityCity of Clever
- NFIP community number290600
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date11/02/23
The City of Clever participates in the National Flood Insurance Program as community 290600 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Christian County, not Clever
Christian County context, not Clever figures
- Establishments in Christian County2,098
- Covered employment, Christian County20,678
- Average annual pay, Christian County$44,911
- Housing units permitted, Christian County553
Every figure in this section is published for Christian County as a whole and is not a measurement of Clever.
All Christian County figures →
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Clever questions, answered from the record.
How many people live in Clever, Missouri?
3,030, in 1,105 households. Clever city covers 1.63 square miles of land, which is 1,861 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Clever in?
Christian County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Clever?
$78,366. The median owner-occupied home is valued at $200,000. Median gross rent is $1,151 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Clever businesses?
2 7(a) approvals totaling $76,800 since FY2020, across 2 lenders, median approval $38,400. These count approvals to borrowers whose address is in Clever, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Clever borrowers get paid back?
No rate is published for Clever. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Clever in the National Flood Insurance Program?
Yes. Clever appears in the FEMA Community Status Book as Clever, city of, community 290600, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Clever figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Christian County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Clever.
Is zoning published for Clever?
No. Nothing on this page presents parcel level zoning.
Nearby