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HomeMissouriChristian CountyOzark city

Ozark city, Missouri: commercial real estate data.

Ozark city is a Census city of 22,417 people across 12.15 square miles of land, in Christian County. Median household income is $74,182, 62.6 percent of occupied homes are owned, and the SBA record carries 52 7(a) approvals to borrowers here worth $27.7 m.

77 sourced place values · tier FULL · 8 sections · underlined figures are computed by MMCG Analytics, not published by the agency

Ozark

What Ozark is

  • Census place typecity
  • Land area12.15 sq mi
  • Water area0.07 sq mi
  • Population per square mile of land1,845
  • County holding the largest share of its areaChristian County, 100.0 percent

US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Ozark

How many people live in Ozark

  • Population22,417
  • Median age33.8
  • Population under 186,258
  • Share under 1827.9 percent
  • Population 65 and over3,268
  • Share 65 and over14.6 percent
  • Households8,408
  • Family households5,987
  • Share of households that are families71.2 percent

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Ozark

Income and work in Ozark

  • Median household income$74,182
  • Per capita income$32,257
  • Civilian labor force11,316
  • Employed10,830
  • Unemployed486 plus or minus 222
  • Unemployment rate4.3 percent plus or minus 1.9
  • Adults 25 and over14,412
  • Adults 25 and over with a high school diploma or higher91.9 percent
  • Adults 25 and over with a bachelor degree or higher30.7 percent
  • Adults 25 and over with a graduate degree13.5 percent plus or minus 3.2

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Ozark

Housing in Ozark

  • Housing units8,742
  • Occupied units8,408
  • Vacant units334 plus or minus 206
  • Vacancy rate3.8 percent plus or minus 2.3
  • Owner occupied5,260
  • Renter occupied3,148
  • Ownership rate62.6 percent
  • Median owner-occupied home value$254,800
  • Median gross rent, monthly$1,097
  • Annual rent as a share of median income17.7 percent
  • Single family units6,728
  • Share single family77.0 percent
  • Units in buildings of two or more1,919
  • Share in buildings of two or more22.0 percent
  • Mobile homes95 plus or minus 55
  • Median year structure built2002

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Ozark

How Ozark gets to work

  • Workers 16 and over who commute9,809
  • Commuting under 15 minutes2,334
  • Share commuting under 15 minutes23.8 percent
  • Commuting 30 minutes or more2,916
  • Share commuting 30 minutes or more29.7 percent
  • Drove alone76.3 percent
  • Carpooled12.3 percent plus or minus 3.3
  • Public transport0.0 percent
  • Walked2.1 percent plus or minus 1.7
  • Worked from home8.0 percent plus or minus 1.9

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Ozark

SBA loans in Ozark (7(a))

  • Approvals52
  • Gross approval$27,706,800
  • Average approval$532,823
  • Median approval$230,400
  • Ninetieth percentile approval$959,800
  • Largest approval$4,630,000
  • Jobs supported466
  • Jobs per approval9.0
  • Loans with a final outcome16
  • Paid in full16
  • Charged off0
  • Charge-off rate over resolved loans0.0 percent
  • Median term120 months
  • Share on real estate terms of 20 years or more19.2 percent
  • Share to franchises3.8 percent
  • Distinct lenders25
  • Distinct industries by NAICS41

US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.

Ozark

SBA loans in Ozark (504)

  • Approvals21
  • Gross approval$12,544,000
  • Average approval$597,333
  • Median approval$492,000
  • Largest approval$1,469,000
  • Jobs supported81
  • Loans with a final outcome7
  • Charged off1
  • Median term240 months
  • Distinct CDCs3

US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.

Christian County, not Ozark

Christian County context, not Ozark figures

These are Christian County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Ozark measurements.

  • Establishments in Christian County2,098
  • Employment at those establishments, Christian County16,831
  • Covered employment, Christian County20,678
  • Average annual pay, Christian County$44,911
  • Average weekly wage, Christian County$864
  • Housing units permitted, Christian County553
  • Of those, single family, Christian County508
  • County product, 2024, Christian County$2,963,550,000
  • County product change over the prior year, Christian County9.6 percent
  • Average income of an arriving household, Christian County$66,240

Every figure in this section is published for Christian County as a whole and is not a measurement of Ozark. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.

US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.

Coverage

What this page does not hold.

Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.

  • This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
  • Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.

SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.

Common questions

Ozark questions, answered from the record.

How many people live in Ozark, Missouri?

22,417, in 8,408 households. Ozark city covers 12.15 square miles of land, which is 1,845 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

What county is Ozark in?

Christian County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.

What is the median household income in Ozark?

$74,182. The median owner-occupied home is valued at $254,800. Median gross rent is $1,097 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

How much SBA lending goes to Ozark businesses?

52 7(a) approvals totalling $27.7 m, across 25 lenders, median approval $230,400, plus 21 504 approvals worth $12.5 m. These count approvals to borrowers whose address is in Ozark, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.

Do SBA loans to Ozark borrowers get paid back?

Of the 16 loans that have reached a final outcome, 16 were paid in full and 0 charged off, a charge off rate of 0.0 percent. Loans still running are excluded because they have not yet succeeded or failed.

Are the county figures on this page Ozark figures?

No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Christian County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Ozark.

Is zoning published for Ozark?

Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.