HomeMissouriChristian CountyOzark
Ozark, Missouri: commercial real estate data.
Ozark is a Census city of 22,417 people across 12.15 square miles of land, in Christian County. Median household income is $74,182, 62.6 percent of occupied homes are owned, and the SBA record carries 52 7(a) approvals to borrowers here worth $27.7 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Ozark
What Ozark is
- Census place typecity
- Land area12.15 sq mi
- Water area0.07 sq mi
- Population per square mile of land1,845
- County holding the largest share of its areaChristian County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Ozark
How many people live in Ozark
- Population22,417
- Median age33.8
- Population under 186,258
- Share under 1827.9 percent
- Population 65 and over3,268
- Share 65 and over14.6 percent
- Households8,408
- Family households5,987
- Share of households that are families71.2 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Ozark
Income and work in Ozark
- Median household income$74,182
- Per capita income$32,257
- Civilian labor force11,316
- Employed10,830
- Unemployed486 plus or minus 222
- Unemployment rate4.3 percent plus or minus 1.9
- Adults 25 and over14,412
- Adults 25 and over with a high school diploma or higher91.9 percent
- Adults 25 and over with a bachelor degree or higher30.7 percent
- Adults 25 and over with a graduate degree13.5 percent plus or minus 3.2
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Ozark
Housing in Ozark
- Housing units8,742
- Occupied units8,408
- Vacant units334 plus or minus 206
- Vacancy rate3.8 percent plus or minus 2.3
- Owner occupied5,260
- Renter occupied3,148
- Ownership rate62.6 percent
- Median owner-occupied home value$254,800
- Median gross rent, monthly$1,097
- Annual rent as a share of median income17.7 percent
- Single family units6,728
- Share single family77.0 percent
- Units in buildings of two or more1,919
- Share in buildings of two or more22.0 percent
- Mobile homes95 plus or minus 55
- Median year structure built2002
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Ozark
How Ozark gets to work
- Workers 16 and over who commute9,809
- Commuting under 15 minutes2,334
- Share commuting under 15 minutes23.8 percent
- Commuting 30 minutes or more2,916
- Share commuting 30 minutes or more29.7 percent
- Drove alone76.3 percent
- Carpooled12.3 percent plus or minus 3.3
- Public transport0.0 percent
- Walked2.1 percent plus or minus 1.7
- Worked from home8.0 percent plus or minus 1.9
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Ozark
SBA loans in Ozark (7(a))
- Approvals52
- Gross approval$27,706,800
- Average approval$532,823
- Median approval$230,200
- Ninetieth percentile approval$958,820
- Largest approval$4,630,000
- Jobs supported466
- Jobs per approval9.0
- Loans with a final outcome16
- Paid in full16
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more19.2 percent
- Share to franchises3.8 percent
- Distinct lenders25
- Distinct industries by NAICS41
Counted by borrower city: approvals to borrowers whose address is in Ozark, in any county, FY2020 to FY2026. Only 16 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Ozark
SBA loans in Ozark (504)
- Approvals21
- Gross approval$12,544,000
- Average approval$597,333
- Median approval$492,000
- Largest approval$1,469,000
- Jobs supported81
- Loans with a final outcome7
- Charged off1
- Median term240 months
- Distinct CDCs3
Counted by borrower city: approvals to borrowers whose address is in Ozark, in any county, FY2010 to FY2026. Only 7 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Ozark
Flood risk in Ozark
- NFIP communityCity of Ozark
- NFIP community number290079
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date11/02/23
The City of Ozark participates in the National Flood Insurance Program as community 290079 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Christian County, not Ozark
Christian County context, not Ozark figures
- Establishments in Christian County2,098
- Covered employment, Christian County20,678
- Average annual pay, Christian County$44,911
- Housing units permitted, Christian County553
Every figure in this section is published for Christian County as a whole and is not a measurement of Ozark.
All Christian County figures →
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Ozark questions, answered from the record.
How many people live in Ozark, Missouri?
22,417, in 8,408 households. Ozark city covers 12.15 square miles of land, which is 1,845 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Ozark in?
Christian County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Ozark?
$74,182. The median owner-occupied home is valued at $254,800. Median gross rent is $1,097 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Ozark businesses?
52 7(a) approvals totaling $27.7 m since FY2020, across 25 lenders, median approval $230,200, plus 21 504 approvals worth $12.5 m since FY2010. These count approvals to borrowers whose address is in Ozark, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Ozark borrowers get paid back?
No rate is published for Ozark. Only 16 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Ozark in the National Flood Insurance Program?
Yes. Ozark appears in the FEMA Community Status Book as Ozark, city of, community 290079, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Ozark figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Christian County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Ozark.
Is zoning published for Ozark?
No. Nothing on this page presents parcel level zoning.
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