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Centertown, Missouri: commercial real estate data.

Centertown is a Census town of 297 people across 0.95 square miles of land, in Cole County. Median household income is $46,875, 86.3 percent of occupied homes are owned, and the SBA record carries 2 7(a) approvals to borrowers here worth $677,400 since FY2020.

Underlined figures are computed by MMCG Analytics, not published by the agency.

Centertown

What Centertown is

  • Census place typetown
  • Land area0.95 sq mi
  • Water area0 sq mi
  • Population per square mile of land313 plus or minus 100
  • County holding the largest share of its areaCole County, 100.0 percent

US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Centertown

How many people live in Centertown

  • Population297 plus or minus 95
  • Median age40.7 plus or minus 15.4
  • Population under 1873 plus or minus 45
  • Share under 1824.6 percent plus or minus 13.0
  • Population 65 and over59 plus or minus 35
  • Share 65 and over19.9 percent plus or minus 9.8
  • Households139 plus or minus 45
  • Family households86 plus or minus 32
  • Share of households that are families61.9 percent

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Centertown

Income and work in Centertown

  • Median household income$46,875 plus or minus $18,922
  • Per capita income$29,761
  • Civilian labor force150 plus or minus 55
  • Employed150 plus or minus 55
  • Unemployed0
  • Unemployment rate0.0 percent
  • Adults 25 and over212 plus or minus 67
  • Adults 25 and over with a high school diploma or higher91.0 percent plus or minus 39.0
  • Adults 25 and over with a bachelor degree or higher20.3 percent plus or minus 7.8
  • Adults 25 and over with a graduate degree5.2 percent plus or minus 7.0

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Centertown

Housing in Centertown

  • Housing units165 plus or minus 50
  • Occupied units139 plus or minus 45
  • Vacant units26 plus or minus 24
  • Vacancy rate15.8 percent plus or minus 13.7
  • Owner occupied120 plus or minus 40
  • Renter occupied19 plus or minus 15
  • Ownership rate86.3 percent
  • Median owner-occupied home value$143,400
  • Median gross rent, monthly$1,028 plus or minus $491
  • Annual rent as a share of median income26.3 percent plus or minus 16.5
  • Single family units147 plus or minus 46
  • Share single family89.1 percent
  • Units in buildings of two or more17 plus or minus 19
  • Share in buildings of two or more10.3 percent plus or minus 11.2
  • Mobile homes1 plus or minus 3
  • Median year structure built1970

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Centertown

How Centertown gets to work

  • Workers 16 and over who commute126 plus or minus 53
  • Commuting under 15 minutes15 plus or minus 12
  • Share commuting under 15 minutes11.9 percent plus or minus 7.9
  • Commuting 30 minutes or more26 plus or minus 17
  • Share commuting 30 minutes or more20.6 percent plus or minus 10.8
  • Drove alone79.7 percent plus or minus 17.2
  • Carpooled5.4 percent plus or minus 6.5
  • Public transport0.0 percent
  • Walked0.0 percent
  • Worked from home14.9 percent plus or minus 7.8

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Centertown

SBA loans in Centertown (7(a))

  • Approvals2
  • Gross approval$677,400
  • Average approval$338,700
  • Median approval$338,700
  • Largest approval$527,400
  • Jobs supported9
  • Jobs per approval4.5
  • Loans with a final outcome0
  • Paid in full0
  • Charged off0
  • Median term120 months
  • Share on real estate terms of 20 years or more0.0 percent
  • Share to franchises0.0 percent
  • Distinct lenders2
  • Distinct industries by NAICS2

Counted by borrower city: approvals to borrowers whose address is in Centertown, in any county, FY2020 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.

US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.

Centertown

SBA loans in Centertown (504)

  • Approvals2
  • Gross approval$582,000
  • Average approval$291,000
  • Median approval$291,000
  • Largest approval$345,000
  • Jobs supported12
  • Loans with a final outcome0
  • Charged off0
  • Median term180 months
  • Distinct CDCs1

Counted by borrower city: approvals to borrowers whose address is in Centertown, in any county, FY2010 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.

US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.

Centertown

Flood risk in Centertown

  • NFIP communityVillage of Centertown
  • NFIP community number290625
  • Participating in the NFIPNo
  • Community Rating System classNone
  • Currently effective map date11/02/12

The Village of Centertown does not participate in the National Flood Insurance Program as community 290625 and carries no Community Rating System class, so no CRS premium discount applies to it.

Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.

Cole County, not Centertown

Cole County context, not Centertown figures

  • Establishments in Cole County2,224
  • Covered employment, Cole County54,302
  • Average annual pay, Cole County$55,952
  • Housing units permitted, Cole County171

Every figure in this section is published for Cole County as a whole and is not a measurement of Centertown.

All Cole County figures →

US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.

Coverage

What this page does not hold.

Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →

Common questions

Centertown questions, answered from the record.

How many people live in Centertown, Missouri?

297, in 139 households. Centertown town covers 0.95 square miles of land, which is 313 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

What county is Centertown in?

Cole County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.

What is the median household income in Centertown?

$46,875. The median owner-occupied home is valued at $143,400. Median gross rent is $1,028 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

How much SBA lending goes to Centertown businesses?

2 7(a) approvals totaling $677,400 since FY2020, across 2 lenders, median approval $338,700, plus 2 504 approvals worth $582,000 since FY2010. These count approvals to borrowers whose address is in Centertown, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.

Do SBA loans to Centertown borrowers get paid back?

No rate is published for Centertown. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.

Is Centertown in the National Flood Insurance Program?

No, it is listed but not participating. Centertown appears in the FEMA Community Status Book as Centertown, village of, community 290625, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.

Are the county figures on this page Centertown figures?

No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Cole County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Centertown.

Is zoning published for Centertown?

No. Nothing on this page presents parcel level zoning.