HomeMissouriCole CountyJefferson City city
Jefferson City city, Missouri: commercial real estate data.
Jefferson City city is a Census city of 42,488 people across 36.06 square miles of land, lying across Cole County and Callaway County. Median household income is $66,371, 59.2 percent of occupied homes are owned, and the SBA record carries 53 7(a) approvals to borrowers here worth $38.4 m.
78 sourced place values · tier FULL · 8 sections
Jefferson City
What Jefferson City is
- Census place typecity
- Land area36.06 sq mi
- Water area1.6 sq mi
- Population per square mile of land1,178
- County holding the largest share of its areaCole County, 88.3 percent
- Counties this place lies inCole County 88.3 percent, Callaway County 11.7 percent
Jefferson City city crosses a county line. The split above is measured from the Census boundary of the place against the county boundaries, by area, so it says where the ground is and not where the town hall is.
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Jefferson City
How many people live in Jefferson City
- Population42,488
- Median age38.9
- Population under 188,443
- Share under 1819.9 percent
- Population 65 and over7,426
- Share 65 and over17.5 percent
- Households17,529
- Family households9,391
- Share of households that are families53.6 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Jefferson City
Income and work in Jefferson City
- Median household income$66,371
- Per capita income$37,220
- Civilian labor force21,505
- Employed20,821
- Unemployed684 plus or minus 214
- Unemployment rate3.2 percent plus or minus 1.0
- Adults 25 and over29,554
- Adults 25 and over with a high school diploma or higher92.8 percent
- Adults 25 and over with a bachelor degree or higher38.7 percent
- Adults 25 and over with a graduate degree15.2 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Jefferson City
Housing in Jefferson City
- Housing units19,354
- Occupied units17,529
- Vacant units1,825
- Vacancy rate9.4 percent
- Owner occupied10,378
- Renter occupied7,151
- Ownership rate59.2 percent
- Median owner-occupied home value$218,700
- Median gross rent, monthly$802
- Annual rent as a share of median income14.5 percent
- Single family units12,541
- Share single family64.8 percent
- Units in buildings of two or more6,621
- Share in buildings of two or more34.2 percent
- Mobile homes192 plus or minus 97
- Median year structure built1978
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Jefferson City
How Jefferson City gets to work
- Workers 16 and over who commute18,552
- Commuting under 15 minutes10,052
- Share commuting under 15 minutes54.2 percent
- Commuting 30 minutes or more2,573
- Share commuting 30 minutes or more13.9 percent
- Drove alone74.2 percent
- Carpooled10.3 percent plus or minus 2.3
- Public transport0.7 percent plus or minus 0.5
- Walked1.8 percent plus or minus 0.7
- Worked from home10.4 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Jefferson City
SBA 7(a) lending to Jefferson City borrowers
- Approvals53
- Gross approval$38,410,800
- Average approval$724,732
- Median approval$150,000
- Ninetieth percentile approval$2,920,000
- Largest approval$5,000,000
- Jobs supported656
- Jobs per approval12.4
- Loans with a final outcome13
- Paid in full12
- Charged off1
- Charge-off rate over resolved loans7.7 percent
- Median term120 months
- Share on real estate terms of 20 years or more13.2 percent
- Share to franchises5.7 percent
- Distinct lenders15
- Distinct industries by NAICS31
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Jefferson City
SBA 504 lending to Jefferson City borrowers
- Approvals18
- Gross approval$11,919,000
- Average approval$662,167
- Median approval$423,000
- Largest approval$2,590,000
- Jobs supported277
- Loans with a final outcome6
- Charged off1
- Median term240 months
- Distinct CDCs3
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Cole County, not Jefferson City
Cole County context, not Jefferson City figures
These are Cole County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Jefferson City measurements.
- Establishments in Cole County2,224
- Employment at those establishments, Cole County37,060
- Covered employment, Cole County54,302
- Average annual pay, Cole County$55,952
- Average weekly wage, Cole County$1,076
- Housing units permitted, Cole County171
- Of those, single family, Cole County157
- County product, 2024, Cole County$7,419,921,000
- County product change over the prior year, Cole County7.1 percent
- Average income of an arriving household, Cole County$49,982
Every figure in this section is published for Cole County as a whole and is not a measurement of Jefferson City. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Jefferson City questions, answered from the record.
How many people live in Jefferson City, Missouri?
42,488, in 17,529 households. Jefferson City city covers 36.06 square miles of land, which is 1,178 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Jefferson City in?
Jefferson City lies in more than one. By area it is 88.3 percent in Cole County, 11.7 percent in Callaway County. This page sits under Cole County because that county holds the largest share. The split is measured from the Census boundary of the place against the county boundaries.
What is the median household income in Jefferson City?
$66,371. The median owner-occupied home is valued at $218,700. Median gross rent is $802 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Jefferson City businesses?
53 7(a) approvals totalling $38.4 m, across 15 lenders, median approval $150,000, plus 18 504 approvals worth $11.9 m. These count approvals to borrowers whose address is in Jefferson City, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Jefferson City borrowers get paid back?
Of the 13 loans that have reached a final outcome, 12 were paid in full and 1 charged off, a charge off rate of 7.7 percent. Loans still running are excluded because they have not yet succeeded or failed.
Are the county figures on this page Jefferson City figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Cole County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Jefferson City.
Is zoning published for Jefferson City?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.
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