HomeMissouriGreene CountySpringfield
Springfield, Missouri: commercial real estate data.
Springfield is a Census city of 169,954 people across 83.30 square miles of land, in Greene County. Median household income is $49,311, 43.9 percent of occupied homes are owned, and the SBA record carries 516 7(a) approvals to borrowers here worth $308.3 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Springfield
What Springfield is
- Census place typecity
- Land area83.3 sq mi
- Water area0.59 sq mi
- Population per square mile of land2,040
- County holding the largest share of its areaGreene County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Springfield
How many people live in Springfield
- Population169,954
- Median age33.7
- Population under 1830,025
- Share under 1817.7 percent
- Population 65 and over27,514
- Share 65 and over16.2 percent
- Households78,824
- Family households36,549
- Share of households that are families46.4 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Springfield
Income and work in Springfield
- Median household income$49,311
- Per capita income$32,041
- Civilian labor force90,196
- Employed86,317
- Unemployed3,879
- Unemployment rate4.3 percent
- Adults 25 and over109,911
- Adults 25 and over with a high school diploma or higher92.8 percent
- Adults 25 and over with a bachelor degree or higher31.4 percent
- Adults 25 and over with a graduate degree12.5 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Springfield
Housing in Springfield
- Housing units84,761
- Occupied units78,824
- Vacant units5,937
- Vacancy rate7.0 percent
- Owner occupied34,606
- Renter occupied44,218
- Ownership rate43.9 percent
- Median owner-occupied home value$177,700
- Median gross rent, monthly$964
- Annual rent as a share of median income23.5 percent
- Single family units52,959
- Share single family62.5 percent
- Units in buildings of two or more30,346
- Share in buildings of two or more35.8 percent
- Mobile homes1,312 plus or minus 276
- Median year structure built1975
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Springfield
How Springfield gets to work
- Workers 16 and over who commute75,870
- Commuting under 15 minutes30,548
- Share commuting under 15 minutes40.3 percent
- Commuting 30 minutes or more9,745
- Share commuting 30 minutes or more12.8 percent
- Drove alone75.4 percent
- Carpooled8.5 percent
- Public transport0.8 percent plus or minus 0.2
- Walked3.1 percent
- Worked from home10.4 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Springfield
SBA loans in Springfield (7(a))
- Approvals516
- Gross approval$308,323,900
- Average approval$597,527
- Median approval$250,000
- Ninetieth percentile approval$1,547,950
- Largest approval$5,000,000
- Jobs supported7,238
- Jobs per approval14.0
- Loans with a final outcome116
- Paid in full108
- Charged off8
- Charge-off rate over resolved loans6.9 percent
- Median term120 months
- Share on real estate terms of 20 years or more15.3 percent
- Share to franchises8.1 percent
- Distinct lenders53
- Distinct industries by NAICS195
Counted by borrower city: approvals to borrowers whose address is in Springfield, in any county, FY2020 to FY2026.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Springfield
SBA loans in Springfield (504)
- Approvals169
- Gross approval$121,050,000
- Average approval$716,272
- Median approval$459,000
- Largest approval$4,381,000
- Jobs supported1,717
- Loans with a final outcome62
- Charged off0
- Charge-off rate over resolved loans0.0 percent
- Median term240 months
- Distinct CDCs4
Counted by borrower city: approvals to borrowers whose address is in Springfield, in any county, FY2010 to FY2026.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Springfield
Flood risk in Springfield
- NFIP communityCity of Springfield
- NFIP community number290149
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date09/19/25
The City of Springfield participates in the National Flood Insurance Program as community 290149 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Greene County, not Springfield
Greene County context, not Springfield figures
- Establishments in Greene County8,676
- Covered employment, Greene County178,374
- Average annual pay, Greene County$57,254
- Housing units permitted, Greene County1,309
Every figure in this section is published for Greene County as a whole and is not a measurement of Springfield.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Springfield questions, answered from the record.
How many people live in Springfield, Missouri?
169,954, in 78,824 households. Springfield city covers 83.30 square miles of land, which is 2,040 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Springfield in?
Greene County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Springfield?
$49,311. The median owner-occupied home is valued at $177,700. Median gross rent is $964 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Springfield businesses?
516 7(a) approvals totaling $308.3 m since FY2020, across 53 lenders, median approval $250,000, plus 169 504 approvals worth $121.0 m since FY2010. These count approvals to borrowers whose address is in Springfield, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Springfield borrowers get paid back?
Of the 116 loans that have reached a final outcome, 108 were paid in full and 8 charged off, a charge off rate of 6.9 percent. Loans still running are excluded because they have not yet succeeded or failed.
Is Springfield in the National Flood Insurance Program?
Yes. Springfield appears in the FEMA Community Status Book as Springfield, city of, community 290149, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Springfield figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Greene County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Springfield.
Is zoning published for Springfield?
No. Nothing on this page presents parcel level zoning.
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